The Clark Howard Podcast

Clark talks about some of the best sales happening 10 days ahead of Christmas. He also talks about issues with shipping and getting what you order before Christmas. Homeland security issued a warning to federal agencies about using certain software that has been hacked. Clark talks about the importance of having cash on hand in case of a hack that affects the US financial system. Want more money a...

If you need healthcare in 2021, the deadline to sign up at Healthcare.gov is Tuesday. Clark discusses how to assess the plans on the government's website and find the right plan for you and your family. Vaccine scams are proliferating as the FDA has approved the use of Pfizer's vaccine. Here's what you need to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn...

Store credit cards can be poison for your wallet. Clark tells you the downsides to carrying one and why it isn't a good idea to sign up for most store credit cards. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm...

Half of Americans are saving for retirement in a savings account instead of workplace or personal retirement plan. That's not good! GM is making a huge pivot to produce a massive number of electric vehicles in the future. And the massive car company just opened factory ZERO just outside of Detroit to help accelerate these plans. Want more money advice? Sign up for Clark’s free daily newsletter! Le...

The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund. If you are planning to book travel soon, you might want to purchase travel insurance. Clark tells you how to shop and what to look for in a policy. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a shipping logjam and it doesn't bode well for getting the Christmas presents you've ordered at your doorstep on time. Colleges across the country are having to cut costs in a big way - including letting longtime professors go. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Scammers are targeting Amazon Prime members specifically in a new scam that scare you into handing over sensitive personal information. There's a little more clarity for people who have federal student loans. Payments will now be delayed through January 2021. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumer Reports has detailed some of the problems with the Tesla Model S. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent article in Wired detailed a solar installation in California. Clark gives his thoughts on whether installing solar at your house makes sense and what a typical payback period can look like. Divvy is a company that has had some issues since it started doing rent to own a few years ago. But Clark thinks that it can make sense for you as an avenue to home ownership if you do your due diligen...

Clark's wife is going to fly on a Delta plane because of the dedication to keeping its customers safe. If you are willing to get on a plane, you might want to prioritize flying on an airline that is keeping health safety top of mind. State and local governments are having financial troubles. Clark talks about the difficulties that have arisen due to the pandemic and how these municipalities will b...

Clark talks about how to make your generosity go even further by giving to charities that are doing the most good. Vaccine progress has been good news on so many levels. And it's causing Americans to loosens the purse strings and spend more freely. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about the best deals that are happening today. In particular, the clothing sector is seeing some steep sales! There are more Holiday scams that you need to be aware of this year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hulu is charging more for its live TV streaming service. The price hikes have been coming fast and furious. Clark discusses how you should think about your TV streaming options. Emails and ads abound right now touting different "Trumpcare" plans. But this is a marketing ploy that you should avoid because many of these offers aren't selling you real insurance. Want more money advice? Sign up for Cl...

Chocolate and workout equipment are being consumed in a major way right now. And Peloton's stock has soared over the past six months. Looking for ways to cut your spending right now? Clark talks about the most painless ways to trim your budget in order to increase your savings. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/a...

Clark tells the story of his credit card number being stolen and how quickly things got resolved. Americans have been saving so much money recently. This is great news. And there's a lot of pent up spending demand that we're likely to see in 2021. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Many major retailers are ramping up their Covid policies for shoppers as coronavirus cases spike across much of the country. High-tech digital license plates are the future. They've been in Arizona and California since 2019. But they will be coming to more states soon. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Advertisers want the ability to target audiences better during streaming. But that comes with a privacy tradeoff. Companies are finding creative ways to keep their employees engaged and to prevent burnout during the pandemic. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

General Motors is set to offer insurance to customers that will provide lower rates based on safer driving. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Apple will be reducing fees for smaller companies on its app store. But courts are still likely to weigh in on Apple's practice of taking a cut of sales from developers. Black Friday has been more of a lengthy season than a long weekend this year. But the best deals are just around the corner. Clark discusses how to make sure you score the discounts this time of year. Want more money advice? Sign...

Clark gives the details on Amazon's new online pharmacy. Some of the pricing is still pretty opaque but the launch is already having a massive impact on the industry. The Boeing Max will fly again. The FAA has cleared its return to the skies. Clark talks about how safe it will be to fly on the Boeing Max now. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your...

People are receiving unexpected bills just for getting a Covid test. Clark tells you how to battle that bill. Google Photos has announced that they are limiting free photo storage for its users. Clark gives the details along with some thoughts on how to store your photos for cheap or free. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit me...

Preliminary data from the Moderna trials show that it is more than 94% effective. Picking the right health plan during open enrollment is crucial. Picking the wrong one could cost you hundreds or even thousands of dollars in the upcoming year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Major grocery stores are starting to limit quantities on certain items in order to keep specific items in stock. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

The major credit card companies like American Express and Chase are offering rich sign-up bonuses as they try to attract more customers right now. Covid has impacted where people want to live. More Americans are moving to the suburbs - and this is causing rents to go up. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoice...

California is a notoriously high tax state. But that might be starting to change. Some new scams are floating around that specifically target people who have fallen on hard times - and many of these scams are stimulus check related. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices