The Capitalized Life & Retirement Show

Bonds get a bad rap. Rates are variable, there's a lockup period and early withdrawal penalty, and there's a limit to how much you can invest. However, certain bonds come with a high-interest rate during inflationary periods, they're low-risk, and they help protect against inflation. Let's take a look at how in today's economy, bonds can actually be your financial best friend.

Mistakes, we all make them. But we all must learn from them. From mounting debt to stock market blunders, how do you feel financially about the mistakes you’ve made? And how do you avoid repeating them? Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Life changes, and so should our mindsets. When it comes to planning for our future, adapting mindsets can help you stay ahead of the evolving financial world and ultimately help set you up for retirement success. Listen to the latest podcast with Johnson Wealth and Income Management’s Matthew P. Johnson here to learn more.

Having a lack of focus and control directly (and negatively) affects your investment outcomes. The result? A portfolio that is unstable. Find out more in the latest Capitalized Life and Retirement Show with Matthew P. Johnson here.

It's not about the bigger home or the better vacation. Financial stability helps people escape the everyday hassles of life. In order to experience the lifestyle you want in retirement, you need to first plan for it. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to find out more!

Many Americans are understandably worried about the state of the economy and what it means for their retirement. If you're flooded with alarming news about the current financial markets, you may be asking yourself, "Is it still possible that I can have the retirement I dreamed of?" Find out what unpredictability means for your retirement plan in the latest Capitalized Life and Retirement Show with...

As an Iowan close to retirement, these three words could be more financially devastating than you may think… “I. Don’t. Know.” Listen to the latest podcast with Matthew P. Johnson of Johnson Wealth and Income Management here to find out more.

Our country is facing the single largest generation of retirees it has ever faced. At the same time, the number of financial advisors has dropped from over 400,000 to 200,000 in the last decade alone. What does this mean for your retirement? You need experienced advice.

University of Pennsylvania’s Wharton School conducted a survey for people over the age of 50 and asked them about their top 5 financial regrets. The answers are fascinating, and a stark warning to the rest of us approaching retirement. Listen to the latest Capitalized Life and Retirement Show here to learn more!  

"The shortest distance between two places is a straight line." In retirement planning, this translates to driving a personal goal straight to a dream destination: It sounds easy, right? But it's not always smooth, straight roads on your journey to retirement. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to find out more.

Today's episode is all about YOU. From contact via our website to social media DMs, we're so grateful to receive your questions. Here are our top retirement questions, asked by you, and answered by us. Listen to the latest Capitalized Life & Retirement Show with Matthew P. Johnson to hear more!

We all strive for a smooth transition to retirement. And when we get there, we want to enjoy the fruits of our labor. But it doesn’t always pan out that way – at least not without proper planning. Matthew P. Johnson discusses the top three questions you should ask yourself to help you achieve your retirement dream. Listen to the latest Capiltalized Life and Retirement Show here to learn more.

Rising inflation and market volatility are dampening Americans’ confidence in their ability to live out their dream retirement. But it doesn’t have to be that way. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

BREAKING NEWS: It's not over yet. With bank-collapse headlines startling the nation, we understand the lingering fear amongst many investors, especially those nearing retirement. As inflation cools, the overall economic condition of this country IS slowly improving, but this doesn't mean we're in the clear. Yet. Here's how to make sure you're prepared for whatever comes next.

Today’s episode may not be a pleasant one, but it is an important one. YOUR money means what happens to it is YOUR responsibility. But you don’t have to go it alone. The right Fiduciary can help guide you with their knowledge, identify risk factors, and make a plan to set you up for a worry-free retirement. But it starts and ends with… you guessed it; you. Listen to the latest Capitalized Life and...

Ouch. Are you feeling the burn in your back pocket? As we all ship hard-earned cash to Uncle Sam, it's left many of us feeling the sting. But what can we learn from this year's taxes? Can we use it to our advantage? Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to find out.

Matthew Johnson's passion is education. Seeing his clients succeed in retirement is his ultimate goal. As Fiduciaries, the team at Johnson Wealth and Income Management are here to help you prepare for retirement the right way. And it all starts with the "Five P's". Listen to the latest Capitalized Life and Retirement show here to learn more!  

A rising interest environment impacts consumers differently depending on whether they are a borrower or a saver. In order to help financially secure your retirement, we need to be focused on one word: growth. Listen to the latest Capitalized Life & Retirement Show with Matthew P. Johnson here to find out more.

Diversification is the process of spreading out your money in different investments, so that you’re not too exposed to any one investment. The primary purpose of diversification is to mitigate risk. Listen to the latest Capitalized Life & Retirement Show with Matthew P. Johnson here to learn how diversification works, why it’s so important and how to diversify your portfolio.

Are we headed for recession? Are we already in one? Are we past the unsafe stage? If you are losing money in your investments, or simply nervous given the current market situation, there are a few ways to help reduce your risk. But you need to take action now. Listen to the latest Capitalized Life & Retirement show with Matthew P. Johnson here to find out more. 

We’re living in challenging and changing times. From inflation to interest rates, we have to be aware of the good, the bad and the ugly in order to properly evaluate our financial health. Listen to the latest Capitalized Life & Retirement Show with Matthew P. Johnson here to find out more.

You've finally reached the day you hang up your working hat. Now you've received your last official paycheck, how do you feel? Are the numbers in your accounts affecting how you feel? If so positively or negatively? At the end of the day, it's about how YOU feel once you hit retirement that matters. Find out more in the latest Capitalized Life & Retirement Show with Matthew P. Johsnon here.

As adults, we sometimes lose focus when it comes to our retirement planning and money management. Furthermore, we don’t allow ourselves the grace of failure in order to learn and make changes. When it comes to your retirement income strategy, ‘The Singularity of Purpose’ enables us to refocus on our financial goals while embracing, reflecting and learning from previous mistakes. Listen to the late...

Over the course of the year, we get plenty of emails to the studio with specific questions on financial planning and saving for retirement. Today, we're going to go through our top questions and provide educated answers that will hopefully help you on your way to retirement success. Let's open the mail bag together in the latest Capitalized Life & Retirement Show with Matthew P Johnson here!

As the last few years rocked the economy, many Americans are looking to their retirement years with dread and worry - not the Golden Years they were anticipating. Fear of the unknown is something that can affect any one of us, so as we embark on a new year, what are the top four fears for retirees? And what can we do about it? Listen to the latest podcast with Matthew Johnson here to find out.