The Capital Stewards Podcast

In the third part of our series on Multi-Generational Wealth, we dive into transferring wealth to the next generation. But this is much more than boring, complex meetings with an attorney and dividing up your assets. Wealth transfer planning is a journey that occurs over many years. Effective wealth transfer should result in leaving a financial springboard for your family. That should be exciting...

Episode 2 in our 3 part series on generational wealth. We discuss one of the top concerns for families: how to not spoil your children and grandchildren. These concepts apply to everyone with kids! Stewarding wealth, like anything else, requires training over time, not just a one-time meeting or estate planning document. In this episode we discuss how to build the next generation of great wealth s...

Thinking about building generational wealth for your family? Wondering where to start...or if it's even possible? In this series of episodes we share our perspective about income, assets and wealth. You don't have to be a Rockefeller or a Youtube star to think about building a financial foundation for your family. Multigenerational wealth also doesn't mean that your kids don't need to work and you...

Are we there yet? Will the recession ever arrive? In this episode we share Capital Steward's investment and economic outlook for the second half of 2023. We discuss our views on inflation, the economy, the stock market and bonds. Most importantly, we share practical advice for investors to consider. Video version with charts: https://youtu.be/Ygd6hDPg8oc Learn More: https://www.thecapitalstewards....

Are active fund managers beating passive funds in post-pandemic markets? Should you own only passive index funds? What is the best way to invest and gain exposure to stock and bond markets? Our work suggests the majority of investment assets should be managed passively to maximize results and reduce both costs and taxes. However, active management may be useful in a few, less mature asset classes....

We all wrestle with the concept of stewardship. Is money the root of all evil? Is it a tool to use for good purpose? Should we take our own “giving pledge” and give it all away? What about providing for our family and kids? I don’t have all the answers, but I can share my perspective based on our personal life and my work with clients over the years. We hope this episode helps you put a framework...

April is often the time when your bonus from last year will be paid out. This is likely the largest cash and stock infusion you will have throughout the year, and we get lots of questions about what to do 1st, 2nd 3rd etc.. And, by the way, we think its OK to have a little fun with your bonus money! In this episode we discuss the 4 things you should do with your bonus payout. Want to Talk Live ?-&...

In our outlook we cover our views on markets as we head into the 2nd quarter of 2023. We discuss inflation, the banking turmoil and interest rates; as well as what the economic backdrop means for investment assets like stocks and bonds. Watch the video version on our website with the charts below or listen to the podcast version! 0:00 - Intro 1:56 - Long-Term Focus 4:01 - Inflation 7:12 - Fed Rate...

Silicon Valley Bank failed , now Credit Suisse merged with UBS. Can we trust banks and is our money safe? In this episode we cut through the noise on recent bank failures and provide perspective to help you make smart decisions with your cash. We cover: 1) What happened with Silicon Valley Bank & Credit Suisse 2) Why banks just don't have all of our cash on-hand 3) Are banks safe? What should...

Interested in building passive income? Watched a few (or maybe a hundred) YouTube videos by people who seem to have it all figured out? In this episode we dive into passive income. What's real...and what's not. We cover: What is passive income? Types of passive income How to build passive income from creative assets or intellectual property Building passive income when you aren't creative :) or do...

Searching for ways to reduce your taxes? In this episode we cover short and long-term tax planning ideas. Plus, our review of the best Super Bowl commercials we've seen so far! We discuss: Why tax reduction is a long-term game Tax planning ideas for your 2022 taxes Long-term tax planning strategies... so you can win the long-game! Resources: 2023 Tax Planning Guide -> https://www.thecapitalstew...

Wondering why markets are up so much to start the year - especially since Wall Street expected them to drop? What about that jobs report - it seems like the labor market is still really strong despite the news of layoffs. In this stock market update episode we cover: What is happening in the Stock Market and Bond Market so far in 2023 The strong performance of international and emerging markets Th...

Want to make a financial resolution you can keep in 2023? We discuss how automating your savings is the best way to actually accomplish your financial goals in 2023. We also discuss the Secure Act 2.0. and what it means for your retirement savings: What does the Secure Act 2.0 mean for you? How does the Secure Act 2.0 impact professionals saving for retirement How does the Secure Act 2.0 impact cu...

Will we have a recession? What does that mean for investors? Does a technical recession impact investment strategy, or is a recession just a statistical exercise? In our 2023 Outlook, we discuss the economy, inflation, interest rates, and unemployment. We weigh the evidence for and against a recession in 2023. Then we get practical and discuss investment considerations for 2023. We cover the stock...

Listen to this episode before you push the "easy button" for your 2023 company benefits. Many employers offer great benefits packages, but it's up to you to take advantage of all of the offerings. We delve into health care coverage, life and disability insurance, executive liability and retirement accounts on this quick episode. Listen on your way to work, before you make those final selections fo...

Every investment firm and advisor has "3 secret keys" for investing success. However, there are no "secrets" to successful investing. Successful investors apply wisdom and discipline over long periods of time. In this episode we discuss 4 principles, backed by history, that every investor should employ to be successful. Now there are no more secrets :). They are: 1) Goals and objectives form the f...

Should your values impact the way you invest? What is Socially Responsible Investing - or ESG Investing - and what does it mean for investors? In this episode, we discuss what ESG really mena and look at data to provide fresh perspective on ESG investing. We cover: 1) What does ESG mean? What is Sociall Responsible Investing? 2) Do ESG factors lead to higher returns and better results for investor...

In this episode, we discuss where the economy and markets are headed as we close out the year. We discuss: What’s causing negative stock and bond returns so far in 2022 Why long-term perspective matters What’s really driving inflation Are rates high enough? What history tells us about the Federal Reserve and interest rates. What about all those stories about layoffs in the media? Why you may not w...

Wondering how to guide your student to the college of their dreams? What how to pay for it once they get in...without taking on a massive amount of student loan debt? Today we go back to school again and revist the process of college admissions and financial aid with Shellee Howard. Shellee is the author of the bestselling book "How to Send your Student to College Without Losing Your Mind or Your...

Do you need life insurance? Is life insurance a good investment? In this episode we cover all things life insurance so that you can make smart decisions about how to protect yourself and your family. We cover: 1) What is the purpose of life insurance? 2) How much life insurance do you need? 3) Term life Insurance vs. Permanent life insurance (Variable / Whole Life) 4) How life insurance is useful...

Short episode with everything you need to know around the announcement of the Student Loan Forgiveness program on August 24th, 2022. Are you eligible for loan forgiveness? What should you do next? Will student loan forgiveness create higher inflation? Is student loan forgiveness a good policy decsion? Will it make education less expensive? Want to Talk Live ?-> https://www.thecapitalstewards.co...

Often in life we can't peer around the corner and know what's on the otherside. That's true for many things in retirement. But we CAN use data and our experience helping clients navigate retirement to show you some unexpected surprises that often catch people off guard. In this episode, we discuss common retirement spending surprises so that you can plan ahead! We cover: How much will you really s...

College is a HUGE expense - the second biggest expense for many families behind their home. How do we pay for college? But before we even think about paying for college its important to take a step back and figure out what we are buying with all of that money. What is the purpose of college? How much should we spend? What is the smart way for parents and grandparents to think about the economics o...

We tackle where markets are and provide real perspective for investing in the second half of 2022. As we move into a slower period of growth, we discuss how to avoid falling for misconceptions about investing in this environment. We discuss Actual vs. perceived market returns since 2020 Real portfolio diversification - are you as diversified as you think? What's really causing inflation and will t...

Will your children be able to manage money responsibly as adults? Not sure? The school system is terrible at teaching financial concepts....and most of us are uncomfortable talking about money...to anyone. So how are your kids learning about money if you aren't talking about it? ...and by kids we mean both children that live under your roof and those that are adults! In this episode we discuss pra...