The Canadian Mortgage Show

Send us Fan Mail  In this episode, Alex Pang and Alex Shanks discuss major political and economic shifts, from Mark Carney & Chrystia Freeland’s surprising carbon tax reversal to BC’s new short-term rental registry . Plus, we break down how Trump’s 25% tariff on Canada & Mexico could impact trade, inflation, and interest rates.  00:00 - Intro  3:30 - Carbon Tax Debate 8:31 - Short Term Ren...

Send us Fan Mail  In this episode, Alex Pang and Alex Shanks unpack the latest updates from Canada’s Big 6 Banks on rate forecasts, a surge in Montreal’s real estate market, and troubling news about Canadian household debt. Plus, we discuss property tax hikes, unemployment changes, and what’s happening with the Liberal leadership race. Follow Our Host  Alex Pang  Alex Shanks 

Send us Fan Mail  In this episode, Alex Pang and Alex Shanks discuss the latest updates on Canada’s capital gains tax changes, budget cuts, and the state of the economy. Plus, we dive into controversial proposals like Canada becoming the 51st state and bold ideas to address population growth. 2:57 - Canada's Capital Gains and Its effects 6:06 - Government Budget Cuts and Public Sector Layoffs...

Send us Fan Mail  In this pivotal episode, Alex Pang and Alex Shanks break down the political shakeup following Justin Trudeau’s resignation as Prime Minister, the latest economic updates, and the impact on Canada’s housing and financial markets. Get the inside scoop on what this means for Canadians in 2025. 00:01 -  Holiday Reflections and Gaming Nostalgia 4:09 - Political Turmoil: Truduea's...

Send us Fan Mail In this episode, Alex Pang and Alex Shanks discuss the Bank of Canada’s unexpected rate cut, falling rent prices, government deficit concerns, and the latest banking scandal. We also answer viewer questions and share a special holiday message to our listeners.  Bank of Canada Surprises with a 50 bps Rate Cut Unemployment Hits 6.8% Investors Dominate BC’s Housing Market Rent Prices...

Send us Fan Mail  In this episode, Alex Pang and Alex Shanks cover everything from skyrocketing home prices in Canada’s biggest cities to evolving mortgage rules, Trump’s surprising comments, and what to expect from the Bank of Canada’s next rate announcement.  Least Affordable Cities in North America GTA Housing Market Update Mortgage Rule Tightening Fixed Rate Mortgages & Bond Yields Mortgag...

Send us Fan Mail In this episode, Alex Pang and Alex Shanks are joined by Gavin Webb , a Portfolio Manager and Certified Financial Planner at Acumen Capital Partners . Gavin shares his expertise on retirement, estate, and tax planning, diving into key financial strategies for Canadians navigating today’s economic landscape.  Trump’s Presidency and Canada  Interest Rates and Market Trends  Preparin...

Send us Fan Mail In this episode, Alex Pang and Alex Shanks dive into October’s market updates, big policy announcements, and viewer questions. From rising home sales to Trump’s latest plans, we explore how these changes impact Canadians and the broader economy. October Housing Market Update Interest Rate Outlook Immigration, GST Holidays, and Government Moves From December 14 to February 15 , the...

Send us Fan Mail In this episode, Alex Pang interviews Dylan Taylor , a real estate lawyer at Dawson Mullin Law , to discuss everything you need to know about the legal side of real estate. From navigating the sales and purchase process to avoiding common pitfalls, Dylan shares his expertise and insights to help buyers, sellers, and industry professionals alike. Topics Covered The Power of Social...

Send us Fan Mail How to Get Into Your First Home What’s the first step in the homebuying journey? Should you talk to a realtor or a broker/bank first? Understanding the Mortgage Process A high-level overview of what getting a mortgage looks like from start to finish. Does a credit check affect you? Breaking down how credit inquiries work during the mortgage application process. Income Types and Mo...

Send us Fan Mail In this episode, Alex Pang and Alex Shanks discuss the latest developments across Canada and beyond, including the BC election results, shocking revelations about CRA’s lack of oversight, and updates on the housing market. Dive into these timely topics and their implications for Canadians. Topics Covered BC Election Results The NDP wins the BC election with a slim majority , secur...

Send us Fan Mail  In this episode, Alex Pang and Alex Shanks dive into the latest updates affecting Canadian homeowners, from significant interest rate cuts to impactful tax rulings and political developments. Find out how these changes might affect your mortgage and the housing market. Topics Covered: Bank of Canada Cuts Rates by 50 bps Tax Court of Canada Ruling on Airbnb Rentals BC Election Upd...

Send us Fan Mail  In this episode, Alex Pang and Alex Shanks cover a range of important economic updates, including Canada’s improving unemployment rate, inflation trends, banking scandals, and global financial news. Stay tuned for in-depth discussions on what these developments mean for Canadians and the broader financial landscape. Topics Covered: Canada's Unemployment Rate and Wage Growth...

Send us Fan Mail In this episode, Alex Pang and Alex Shanks break down significant changes announced by the government regarding insured refinances, bond yields, and the volatile geopolitical climate. Topics Covered: Government to Allow Insured Refinances at 90% Loan-to-Value (LTV) Starting January 2025 Government Plans to Tax Vacant Land Bond Yields and Rate Predictions Geopolitical Unrest and It...

Send us Fan Mail Episode Description: In this episode of The Canadian Mortgage Show , Alex Pang and Alex Shanks discuss the latest updates impacting homebuyers and mortgage holders in Canada. From OSFI’s removal of the stress test for uninsured mortgage renewals to new government deals for affordable housing in BC, and the details of the $1.5M insured mortgage cap for first-time homebuyers—there’s...

Send us Fan Mail In this episode of The Canadian Mortgage Show , Alex Pang and Alex Shanks break down the latest economic and political shake-ups in Canada. From rising unemployment to looming interest rate cuts, and the potential collapse of the Liberal-NDP coalition, we cover it all. What does this mean for the real estate market and Canadian homebuyers? Tune in to find out! Topics Covered: Unem...

Send us Fan Mail In this exciting fifth episode of The Canadian Mortgage Show , we welcome our very first guest, Hasan Juma , a well-known real estate expert. Together with Alex Pang and Alex Shanks, we dive deep into the housing crisis in British Columbia, exploring the key challenges in improving affordability, the role of immigration and infrastructure, and current trends in real estate investm...

Send us Fan Mail In this emergency episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks dive into the breaking news surrounding Canada's new mortgage rules and the U.S. Federal Reserve's major rate cut.  We discuss the expansion of insured mortgages to 30 years for first-time buyers, the increase in the mortgage cap to $1.5M, and how these changes might drive debt and inflati...

Send us Fan Mail In this episode, we dive into the big issues facing Canada’s economy and housing market: from temporary foreign workers (TFWs) and rising unemployment rates to the sharp decline in new condo developments. We explore the long-term impact on Canada’s workforce and housing, and how government policies are shaping the future of employment and real estate. Topics Covered: Canada Cuttin...

Send us Fan Mail In this episode, we dive into the effects of rent control on the housing market in BC and Ontario. With BC capping rent increases at 3% for 2025 and recent rulings allowing a 23.5% hike, we explore whether rent control is solving or worsening the housing crisis. We also look at Argentina’s bold decision to remove rent control and the surprising results. What We Covered: BC Rent Ca...

Send us Fan Mail Episode Description: Welcome to the very first episode of The Canadian Mortgage Show ! In this episode, we dive into the current state of the Canadian economy and how it impacts your mortgage decisions. We discuss the latest news on inflation, the recent rate cuts by the Bank of Canada, and what’s forecasted for the remainder of the year. Plus, we explore refinancing opportunities...