The Canadian Money Roadmap

Send us Fan Mail EPISODE SUMMARY Won't somebody please think of the children?! Well, if you're thinking about saving for your kids' education, this is the podcast for you.  Steven Guenther and I walk through the basics and the not-so-basics when it comes to RESPs. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE What an RESP is and why they exist  Government in...

Send us Fan Mail EPISODE SUMMARY This week we cover all things mortgages with Bud Jorgenson of The Mortgage Group.  Bud provides lots of great nuggets of wisdom as an expert on this topic! ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE How to qualify for a mortgage  Types of mortgages available  CMHC insurance Tips for deciding on a down payment amount…and whether 20% down...

Send us Fan Mail EPISODE SUMMARY My guest this week is Luke Hergott, a Chartered Professional Accountant (CPA) at EY.  Luke walks us through the steps you need to take to make sure you're prepared to file your taxes for the 2020 tax year. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE Personal tax filing deadlines Housekeeping items to be ready to file your taxes  How...

Send us Fan Mail EPISODE SUMMARY In this episode, Evan covers some of the myths and misconceptions about how RRSPs really work and how they might not be the best option for most people. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE Brief overview of how RRSPs work  Myths about RRSP usage  Ways to use an RRSP to your advantage  RESOURCES MENTIONED Government of Canada - RRS...

Send us Fan Mail EPISODE SUMMARY If you're looking for some tips on the home buying process, this episode is for you! Kindra Sowden is one of Saskatoon's top Realtors and she gives some great advice when it comes to making one of the biggest purchases of your life. No pressure…. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE All things buying a house  Reasons you...

Send us Fan Mail EPISODE SUMMARY On this week's episode, I'm actually the guest! This is an episode I recorded with Matt Ramage from the Sask Wedding Podcast where we discuss money conversations you should be having with your partner before your wedding and then as you build your lives together. Matt is a wedding and lifestyle photographer based out of Saskatoon. You can find him on inst...

Send us Fan Mail EPISODE SUMMARY We’re back with Season 2 of The Canadian Money Roadmap Podcast!  This episode focuses on TFSAs and will set you up to use them like a pro.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE 1. TFSAs are best used for building long term wealth.  Short term savings are best saved in a non-TFSA Savings account. 2. You can (and should!) invest for...

Send us Fan Mail Thanks so much for listening to Season 1 of the Canadian Money Roadmap Podcast! I've had a lot of fun and I've received lots of great feedback about this season's topics so I'm excited to prep for season 2 and get that out as soon as I can. This episode is a quick summary of the first season which focuses on your financial foundations. Feel free to reach out to...

Send us Fan Mail EPISODE SUMMARY In this episode, I'm joined by Elizabeth Williamson of Williamson Law in Saskatoon, SK.  She provides some advice and education on the basics of wills, whether or not you should have one (hint: you do!) and some risks involved with doing an online will. **This episode features discussion and advice most relevant to residents of Saskatchewan. Always consult wit...

Send us Fan Mail EPISODE SUMMARY Today Evan interviews Alisha Esmail, the founder of Road Coffee Co.  Road is a coffee roaster based out of Saskatoon with a goal and story that goes well beyond a simple cup of coffee.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE Interview with Alisha Esmail, founder of Road Coffee Co.  Finding funding to start a business Deciding whether...

Send us Fan Mail EPISODE SUMMARY Evan guides you through the basics of Canadian tax and helps you understand how income tax works in our country.  Evan also touches on the “next bracket myth” and helps clarify some common misunderstandings.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE Tax basics  Explaining a progressive tax system  Understanding average vs. marginal tax...

Send us Fan Mail EPISODE SUMMARY This episode covers a basic overview of life, critical illness, and disability insurance so you can protect your most valuable asset.  You! ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE 1. Life Insurance: Pays tax free benefit upon death. Term vs Permanent. Aim for total coverage of Debt + 7x Income 2. Critical Illness: Pays tax free benefi...

Send us Fan Mail EPISODE SUMMARY If you're listening to this episode, chances are that you're not a budgeter. I'm not a budgeter either! You need to know where your money is going but an automated system is going to be your best friend. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE 1. If you've ever said "Ugh, I finally need to set up a budget&quot...

Send us Fan Mail EPISODE SUMMARY Evan discusses student loans and student lines of credit before interviewing PhD candidate, Sam Derksen.  Sam and Evan chat about how to get through your post grad studies without any debt. ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE This week's episode looks at getting through post secondary school: 1. Student loans - Know your stat...

Send us Fan Mail EPISODE SUMMARY Today's episode focuses on buying a vehicle.  Buying a car is one of the first major purchases that a person will make but you're also likely to own over 10 vehicles over the course of your life.  Buying a vehicle the wrong way can get you into lots of  financial trouble so this episode should give you some tips to stay on track with a vehicle you'll...

Send us Fan Mail EPISODE SUMMARY In this episode, Evan is joined by his colleague and Certified Financial Planner Steven Guenther.  This episode covers a lot of ground on credit cards, pros and cons of using them, and how to get rid of your credit card debt.  ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE Credit card explanation  Pros of using credit cards  Cons of using cr...

Send us Fan Mail EPISODE SUMMARY In this episode, Evan leads you through whether you need an emergency fund and provides his perspective on the emergency fund amount and possible downsides to consider.   ✅ DOWNLOAD FREE RETIREMENT READINESS CHECKLIST TOPICS IN THIS EPISODE Should you have an emergency fund?  If so, how much should you save?  Are there any downsides to having an emergency fund?  R...

Send us Fan Mail 📱 Book an intro call - Cedar Point Pathway retirement planning service 📝 Financial Foundations Scorecard - See how you score in the areas of cashflow & spending,  saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances.