The Banking Bros Podcast

Are you chasing big returns and wondering why your portfolio isn’t growing like it should? In this episode, The Banking Bros break down the truth about average vs. actual returns—and why the sequence of returns and drawdown effect could be wrecking your financial future. – Learn why a 7% “average return” might be misleading. – Discover how early losses impact your retirement. – Get strategies to p...

Think tariffs are just boring government stuff? Think again. Every time you buy a phone, sneakers, or even a banana—tariffs might be silently raising the price. In this episode of The Banking Bros, Jonah and JDew break down how tariffs work, why they exist, and how they’re impacting your wallet more than you might realize. This isn’t just an economics lesson—it’s a financial wake-up call with laug...

Think you need a financial advisor to build wealth? Think again. In this episode of The Banking Bros, Jonah and JDew reveal why financial awareness is more powerful than handing your money over to someone else. We break down what financial awareness really means, how to achieve it, and why it’s the key to controlling your financial future. Whether you're drowning in debt or just starting your mone...

Imagine your 3-year-old being richer than your 30-year-old cousin... It’s not fantasy—it’s just financial strategy done right. In this episode, JDew breaks down why his four kids each have their own banking system built with whole life insurance policies. From locking in lifetime wealth tools to teaching stewardship and entrepreneurial thinking, this is a generational wealth blueprint every parent...

If you lost your job today, how long could you survive without income? Most people guess... but there’s actually a formula to find your survival number. In this episode of The Banking Bros, we break down the concept of a Liquidity Episode—what it is, how to calculate it, and why it’s a non-negotiable for financial peace of mind. Learn how to calculate your Liquidity Ratio Understand what it means...

In this episode of The Banking Bros Podcast, Jeremiah and Jonah unpack the hidden costs of lifestyle inflation—that sneaky habit of spending more as you earn more. Whether you just got a raise, bonus, or new job, this conversation will help you avoid the "earn more, spend more" trap that keeps people stuck. Learn how to use your extra income to build real wealth, reduce debt, and create long-term...

In this podcast episode we explore the impact of the rising U.S. national debt on Social Security, smarter strategies for claiming benefits, and key considerations for taking Social Security at 62, 67, or 70. Plan wisely! Did you know you can watch the episode on YouTube?   youtube.com/@TheBankingBros Join the community and engage with like-minded individuals on facebook here: facebook.com/groups/...

Retirement doesn’t have to be confusing. In this episode of The Banking Bros Podcast, we’re answering one of the biggest money questions out there—how much do you REALLY need to retire? Jonah and JDew walk you through a simple step-by-step strategy to figure out your personal retirement number based on your lifestyle, expenses, and income goals. 💡 What you’ll learn: 1. How to calculate your month...

💰 Want to reduce risk and maximize returns? In this episode of The Banking Bros Podcast, we break down diversification—the key strategy that every successful investor employs! Learn how and when to spread your investments to protect your money and grow wealth. What You’ll Learn: ✅ The 4 main asset classes (and how to balance them) ✅ How to allocate investments based on risk & goals ✅ Why E...

💰 Want to make money while you sleep? In this episode of The Banking Bros Podcast, we break down 7 proven passive income strategies—from dividend stocks to real estate and the Infinite Banking Concept (IBC)—so you can start building wealth effortlessly!  If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://savea...

👇 Comment below: What’s your worst impulse buy? 💸 Ever bought something just to feel better—then regretted it? You’re not alone. In this episode, we break down the psychological traps behind emotional spending, social pressure, and sneaky cognitive biases that drain your bank account. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FRE...

In our last podcast episode we talked about your emergency fund. And one of the only ways to accurately put together an emergency fund is to know how much money you are spending and how much you are saving each month. That all starts with a budget. There are lots of different strategies and ways that you can build and use a budget (and we talk about a lot of the popular ones in this episode). Ther...

"Life is full of surprises—some good, some not so much. In this episode, we’re breaking down everything you need to know about emergency funds: why they’re essential, how much you should save, and the best ways to build and protect your financial safety net. Whether you’re starting from scratch or looking to grow your savings, this guide will help you prepare for life’s curveballs. 💰✨ Don’t let...

Discover how the Infinite Banking Concept uses whole life insurance to create a self-sustaining, tax-free wealth-building system that benefits you, your children, and future generations. Learn how to apply the principles of forestry management to your finances and build a legacy that lasts forever. 🌳💰 If you're ready to learn more you've got to watch our full Save & Spend Presentation and th...

In this episode the bros are reviewing some of their recently posted videos and replying to comments. Are people understanding? What questions do they have? And what kinds of hilarious responses are people leaving on our content? Buckle up for a fun and insightful ride! If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at...

In this episode JDew and Jonah are introducing a FREE course where they are breaking down what dividends are and how they work—specifically inside your infinite banking policy. They dive into how they are using their own, what they recommend, all of the options you have available as you become your own bank, and how you can get the most out of our free online courses.  Get access to our course por...

In this episode JDew's son joins him for recap on policy growth. How much more money does he have this year? What's he saving it for? And what's he planning to spend it on? If you're looking for tips on how to talk about finances with your family this is a fun conversation to start with. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FR...

Are you keeping you cash in your community? Do you realize how impactful it can be? We're talking about that in this episode and sharing some cultural truths that you need to consider. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page If you're interested in the sour...

You know the man was brilliant, that he was a founding father, and that we can find his face on the $100 dollar bill. But do you know what his last will and testament was? Do you know the profound impact that it had? Are you ready to take the same bet? If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveands...

The Bible obviously has some wisdom for us when it comes to how we handle our finances. What does it say about saving vs hoarding and how can we apply it's age-old principles so our money lives today? If you're interested in the book JDew talks about, you can find "A Biblical Guide to Personal Finance" here: https://www.amazon.com/Biblical-Guide-Personal-Finance-Stewardship/dp/B0C227BXNR/ref=sr_1_...

Get Kim's "7 Phases of Perpetual Wealth" ebook here: https://prosperitythinkers.com/special/thecashcompoundpodcast/ In this episode we talk about how the step-by-step practical money coaching from Kim, and her husband Todd, Butler have impacted our financial journey. In this episode we talk about how the step-by-step practical money coaching from Kim, and her husband Todd, Butler have impacted our...

JDew and Jonah, are sharing some of the ways that the Banking Bros—and their Cash Coaches—are planning to thrive in 2025! In this episode they talk shop, discuss politics, mention new lessons they are learning and teaching, and of course they drop some Infinite Banking wisdom. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call wit...

Jonah and Shawn are talking about the traits they look for when analyzing a financial vehicle. Is it safe? Liquid? Growing? They have started a new series and are comparing a number of different vehicles and seeing how they stack up in regards to these 7 traits. Find the new Playlist here: https://www.youtube.com/playlist?list=PLJre8tsJcaQINbIbRqVCIhtN4XjPYvc00   If you're ready to learn more you'...

Over the holidays we had a chance to spend time with friends and family and a few important conversations took place. Join us for this episode as we share some the end-of-life planning, health topics, and finance conversations we had (and how we'd recommend you have the same conversations with your loved ones). If you're ready to learn more you've got to watch our full Save & Spend Presentatio...

Your financial future could be merry and bright! Here are our recommendations for the processes to put in place in order to achieve your goals in the new year. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page If you're interested in the source material (we didn't co...