The Banking Bonus Time Podcast

CEO and former bank executive, Larry Williams, chats with attorney and compliance expert, David Reed, about a recent prediction made by the Mortgage Bankers Association concerning commercial real estate lending volume and risk. Tumbling occupancy, rising interest rates, and concentrations in CRE loans may spell trouble for many community banks. Learn about the risks your bank may be facing in thes...

CEO and former banker, Larry Williams, chats with compliance expert, Deborah Crawford, about the new beneficial ownership rules and what that means to business owners and your institution. Find out when new business account holders and existing business owners need to comply with the new rules, the reason for the changes, and who has access to your information. Plus get 10% off the webinar, Countd...

During this episode, Larry chats with Dale Sheller with the Baker Group about why the Federal Reserve recently decided to not increase interest rates, the implications of the tightening cycle on margins, preparations of financial institutions for the end of the tightening cycle, the reasons for an inverted yield curve, regulators' responses to unrealized investment portfolio losses, and the be...

In this week’s episode Marcia Malzahn does a Q&A on treasury management. She will detail why your community bank needs to implement this powerful tool to not only grow your core deposits but provide a sustainable source of income.   After the podcast, be sure to check out Maria’s webinar Treasury Management: A Powerful Tool to Increase Deposits & Fee Income. Register and learn more here: h...

How is your team’s teamwork? What are you doing to increase/improve their efficiency, professionalism, communication, and accuracy? During this episode, we visit with Molly Stull of Brode Consulting Services about some of the critical aspects that branch managers and head tellers need to be mindful of as leaders within their banks. After the podcast, be sure to check out Molly’s webinar titled, Br...

In this week’s episode Marcia Malzahn does a Q&A on strategic planning. She will answer why your institution needs to have a strategic plan in place and why it needs to be incorporated into enterprise risk management and so much more.   After the podcast, be sure to check out Maria’s webinar Strategic Planning for Community Banks. Register and learn more here: https://fin-ed.info/3H0iV9e . Pod...

The new CECL accounting standard fundamentally changed the way that community banks estimate loan losses and resulted in material equity adjustments for many. What are regulators focusing on? Is there one “preferred” methodology? What impacts has CECL had on financial statements?   Join us for a Q&A with Stephen Schiltz of CLA as he answers these questions and more about the newly implemented...

[1:10] Is there ETA on debits for Real Time Payments or Fednow? [2:13] Some financial institutions charge for Same Day ACH, but do they charge their account holders for RTP payments and for the coming FedNow payments or is it a free service? [5:00] What potential for fraud do you need to be aware of? [9:16] If an ACH is received through a service provider, do financial institutions need to contact...

[0:53] How does Google Analytics metric work? [3:20] Facebook and LinkedIn don’t work with Google Analytics. What site information can be incorporated? [6:05] Does Google rank video the same as written content? [8:10] Should you only link to your own website, or should you link to other people’s websites? [11:30] Should financial institutions have web pages on multiple platforms? [14:34] Best ways...

[01:04] Differences between commercial and consumer lending. [02:51] What is a consumer and consumer credit under Regulation B? [03:42] Common mistakes made by consumer lenders. [05:46] What does it take to be a good consumer lender? [06:45] Role of a consumer lender. [07:58] Consumer lending process. [08:41] The “TION” method of making a loan. In this week’s episode Jeffery Johnson covers the bas...

[1:20] The three medallion stamp security features. [4:38] Does the transfer agent need to validate the signature on the medallion stamp? [6:15] What is a transfer agent and what do they do? [7:51] How to handle a situation where a customer wants you to use a medallion stamp that is not a security transaction. [9:40] Other products that DO require a medallion stamp. [11:32] What if the stock being...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we will be listening to a clip from Michael Christian's webinar An In-Depth Look at Regulation Z's Amended Qualified Mortgage (QM) Rule.  Find An In-Depth Look at Regulation Z's Amended Qualified Mortgage (QM) Rule here: https://fin-ed.info/3uW44Wx   Michael...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we will be listening to a clip from Elizabeth Fast's webinar Lending on Low-Income Housing Tax Credit Projects. Find Lending on Low-Income Housing Tax Credit Projects here: https://fin-ed.info/3JCVl1t Spencer Fane LLP Website: https://www.spencerfane.com/ Find Elizabe...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Molly Stull with us to discuss her webinar Head Teller Development: Improving Teller Performance. Find the full webinar Head Teller Development: Improving Teller Performance here: https://fin-ed.info/3FyotUJ Brode Consulting website: https://www.brodeconsultin...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Molly Stull with us to discuss her webinar New Employee Required Training.  Find the full webinar New Employee Required Training here: https://fin-ed.info/3fpBpSr Brode Consulting website: https://www.brodeconsulting.com/ Find Molly on LinkedIn: https://w...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we will be listening in on an excerpt from David Reed’s webinar Finding Lost Borrowers: The New World of Skip Tracing. Find the full webinar Finding Lost Borrowers: The New World of Skip Tracing here: https://fin-ed.info/3rjAAQr Reed & Jolly website: https://reeda...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Michele Barlow with us to discuss her webinar Reg E Investigation & Requirements for Debit Card Error Resolution. Find the full webinar Reg E Investigation & Requirements for Debit Card Error Resolution here: https://fin-ed.info/3nFe04b Macha/PAR websi...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Kevin Olsen with us to discuss his webinar FedNow: Faster Payments, Future, Feasibility.  Find the complimentary webinar FedNow: Faster Payments, Future, Feasibility here: https://fin-ed.info/3dbv4sC Payments Professor Website: https://www.paymentsprofess...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Client Learning Strategist Diana Kern with us to discuss her webinar on Mastercard Debit Card Chargebacks.  Find Mastercard Debit Card Chargebacks here: https://fin-ed.info/3BZzih8 SHAZAM Website: https://www.shazam.net/ Find Diana on LinkedIn: https://ww...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we will be listening to a clip from Elizabeth Fast's webinar Dormant Accounts, Unclaimed Property & Escheatment. Find Dormant Accounts, Unclaimed Property & Escheatment here: https://fin-ed.info/3B83w13  Spencer Fane LLP Website: https://www.spencerfane.c...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, powered by FinEd. Today we will be listening to a clip from Dawn Kincaid’s webinar The TRID Dirty Dozen: Navigating the Landmines. Find The TRID Dirty Dozen: Navigating the Landmines here: https://fin-ed.info/3odLgAq Brode Consulting Website: https://www.brodeconsulting.com/ Find Dawn on Lin...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we will be listening to a clip from Diana Kern's webinar Comparing Regulation E with Visa & Mastercard Rules. Find Comparing Regulation E with Visa & Mastercard Rules here: https://fin-ed.info/3li4T7i SHAZAM Website: https://www.shazam.net/ Find Diana on Linke...

Welcome   to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Michael Christians with us to discuss his webinar as a part of the New Account Series: Regulatory Alphabet for Deposit Accounts. Find New Accounts Series: Regulatory Alphabet for Deposit Accounts here: https://fin-ed.info/3yuBV8X Michael Christians...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we will be listening to a clip from Elizabeth Fast's webinar as a part of the Collection Series: Chapter 7 & 13 Consumer Bankruptcies: Special Rules, Cramdowns & Risks. Find Chapter 7 & 13 Consumer Bankruptcies: Special Rules, Cramdowns & Risks here: h...

Welcome to the Banking Bonus Time Podcast. Produced and presented by the Community Bankers Webinar Network, Powered by FinEd. Today we have Eric Cook with us to discuss his webinar on Marketing in 2021: Virtual Relationships & the New Consumer. Find Marketing in 2021: Virtual Relationships & the New Consumer with Eric Cook here: https://fin-ed.info/3gj2qqD WSI Digital Marketing Website: ht...