Ryan Thomson

The Assumable Guy Show

Business EN ↓ 26 episodes

You can buy a house right now and get a 2.5% interest rate. Right now. There are 12 million assumable mortgages in the U.S., and almost nobody knows about them. The Assumable Guy Show breaks down how buyers can take over existing FHA and VA loans at rates from the 2020-2022 era, saving hundreds of thousands in interest over the life of the loan. Hosted by Ryan Thomson, The Assumable Guy, a real estate agent who closes assumption deals every week. Each episode covers one piece of the puzzle: the savings, the process, and the real talk about what's hard and what's worth it.

Author

Ryan Thomson

Episodes

What Is an Assumable Mortgage? 01.04.2026 7:12

You can take over someone's existing mortgage at their original interest rate. You can get a 2.5% interest rate. Even today! In this episode, Ryan breaks down what an assumable mortgage is, which loans qualify (FHA, VA), and why the math is jaw-dropping. A $500,000 loan at 2.5% saves you roughly $390,000 in interest compared to a new loan at 6.8%. He also explains why almost nobody knows about...