The Art of Money & Communication

Send us Fan Mail Joshua tries out 'Deep Seek', the latest AI tool, to ask it to share some facts on financial independence in the UK. Is it accurate?  Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

Send us Fan Mail What does it mean to reach LEAN F.I.R.E., and what do you do once you’re there? In this episode, Joshua talks about some of the challenges that crop up during this phase and how he plans to navigate to the next stage. Referral Codes (including Top Cashback) Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid...

Send us Fan Mail Is it possible to continue striving for FIRE in a high-inflation environment? Michael, a 39-year-old married father of three, originally from New Zealand, moved to Ireland in 2011. Episode #132 https://podcasts.apple.com/ie/podcast/high-inflation-high-ambitions-unlocking-financial-independence/id1508117788?i=1000616927112 Referral Codes Be sure to check out this Google Doc which h...

Send us Fan Mail It's tempting to live in the moment at the expense of our future self. In this episode, we dive into how small things matter and could make the difference in your financial independence journey. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=...

Send us Fan Mail In this Money Moment, Alvar shares why the temptation of finding the best results can sometimes lead to a sub-optimal outcome. More funds to manage, more time researching. Full Episode #109 https://www.buzzsprout.com/1010941/episodes/11154239-cheap-etf-investing-vanguard-invest-engine-cruise-hacking-financial-independence-uk-109 Referral Codes Be sure to check out this Google Doc...

Send us Fan Mail Financial negativity is everywhere, and it's so tempting for it to fester and develop in our financial lives. In today's episode, Joshua walks through key lessons learned in 2024, and how to develop these ideas further in 2025. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2...

Send us Fan Mail Crouched over a microphone just before going to bed, Joshua shares in this late-night episode how heating your home may be a bigger indicator of your financial mindset and psychology than you might imagine. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/ed...

Send us Fan Mail Marta moved to the UK in 2013 and has since set up her own cleaning business. In this episode, you can expect to be inspired by her work ethic and business acumen, as well as hear about the challenges of scaling a cleaning business and finding reliable workers. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. Stop Using Filler Words: Th...

Send us Fan Mail Joshua retells some recent stories from his life, covering topics on frugality, when is too frugal too frugal, and how sometimes you need to learn to splurge a little bit. Stop Using Filler Words: The Ultimate Guide For Leaders EBook The cost is £7 for Podcast listeners when using the code 'moneyandcommunication'. For your copy, email info@leadershipjoshua.com Payment ca...

Send us Fan Mail Born in Tower Hamlets, Emmanuel Asuquo went from washing cars to a career in London’s financial district. Seeing a lack of financial education, he began sharing clear, transparent money advice online. Featured on BBC, Channel 4, and with 50k+ Instagram followers, Emmanuel uses this podcast to break down budgeting, investing, and wealth-building for listeners looking to take contro...

Send us Fan Mail After a discussion with his partner on holiday, Tim had a sudden realisation that his current job would hinder his long-term financial goals, including starting a family. After 14 years of feeling complacent in his role, he recognised that his current salary and stagnant career growth would limit his future earning potential, retirement planning, and ability to build generational...

Send us Fan Mail We welcome back Dafydd to the podcast, where he shares the one holiday hack that has allowed him to travel around the world on a shoestring budget. In this episode, you can expect holiday hacks, entertaining stories, and practical information on how to get started if you're looking to save money on your holidays. Referral Codes Homexchange.com https://www.homeexchange.com/?sp...

Send us Fan Mail On the hunt for the perfect house? Well, don't expect to find it. However, what you can find is something that will tick some of your boxes and allow you to live comfortably. In this lesson, we talk about how the Lifetime ISA scheme can help grow your deposit and how avoiding over-leveraging your debt can help you maintain a financially cool mindset. Referral Codes Be sure to...

Send us Fan Mail Meet Sara , a university graduate hungry to keep learning and developing her transferable skills. In this area, we'll talk about the importance of continuing to learn beyond university and how that can play out in your personal finance life. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. Public Speaking Training Email Joshua info...

Send us Fan Mail They say that buying a home is one of the most stressful things in life. Today, Joshua looks at his recent experiences of searching for a UK property, and why it's important to make a wise long-term financial decision.   Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNg...

Send us Fan Mail Starting your investing journey through the COVID pandemic gave the opportunity to learn some valuable investing lessons. In this episode, we look at what has been learned by consistently investing over the last four years.   Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNg...

Send us Fan Mail Less than 16% of UK self-employed workers pay into a pension. A pension crisis is coming, but what can we do about it? Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing Public Speaking Training (Leadership Joshua) info@leadershipjoshua.com La...

Send us Fan Mail Pursuing financial independence can sometimes feel counter-cultural. In this episode, I walk through some of the highs and lows of my own FIRE journey so that you can learn from my mistakes.   Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing...

Send us Fan Mail Surely there's nothing better than being able to work from the comfort of your home, and choosing a work schedule that works for you? Bekah shares how embracing a growth mindset allowed her to embrace new career opportunities, whilst overcoming fears too.   Tune in to learn about career transitions, remote work challenges, coping with loneliness, and money mindset tips from a...

Send us Fan Mail With interest rates rising, it's impossible not to hear the talk about interest rates, and the pressures of buying a home. What would you do if you had a large cash position? Pay off the mortgage quickly, or leverage the debt for possible future financial gain? Which option will lead you to true financial independence. Speak Pipe (Add Your Voice To The Conversation) https://w...

Send us Fan Mail Discover one of Europe's most underrated ans cost effective cities for a frugal getaway! Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing Public Speaking Training (Leadership Joshua) https://stan.store/leadershipjoshua https://www.insta...

Send us Fan Mail Why is it so difficult to employ a wealthy mindset? After years of learning about personal finance, I'm on a mission to understand the differences between a poor/wealthy mindset and how to live this out in my day-to-day life. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes.   https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQ...

Send us Fan Mail We all have to start somewhere, but coming to investing can feel so daunting when you don't understand the terminology. In this episode, I reflect on how the first stages of my journey were pivotal, and how it helped me gain enough knowledge to manage things on my own. Allowing me to keep costs low, and invest for the long term. Please keep in mind that these are only my refl...

Send us Fan Mail Finances in the 1800s are not all that different from 2024. Joshua shares the story of Nemorino and Adina, which covers social status, scams, budgeting, and finding the right life partner, encouraging you to reflect on what you can learn from this 19th-century story. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes.   https://docs.google...

Send us Fan Mail With over 40 years of experience as a leading global investment banker, Ken Costa helps us understand the landscape of intergenerational wealth transfer. Drawing from his background in finance and his role as a mentor and coach for the new generation, Ken offers invaluable insights into the contrasting perspectives of Boomers and Gen Z/Millennials ("Zennials"). Referral...