The Adviser Talk

The NZ housing market amid COVID-19 by Stewart Group The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financi...

The outbreak of COVID-19 has provided numerous examples of decisions that are seemingly fuelled by stress and uncertainty; from the bizarre stockpiling of toilet paper to investors moving between funds and cashing out. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial...

The pandemic will not be easy to overcome. Those businesses that find resilience, will not only be the ones that survive but also thrive! The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific...

Jo brings over 15 years experience in banking, sales and customer service. In her current role as KiwiSaver Adviser at Stewart Group, Jo is thrilled to be specialising in retirement planning. Her mission is to educate as many people as possible about the importance of making informed choices to gain the most from their KiwiSaver. The information provided, or any opinions expressed in this show, ar...

It is no secret interest rates are low. Have ten grand in the bank? If you are lucky with a ‘high-interest’ account, at the end of the year, you’ll have made $200 and that’s before the taxman and inflation come calling. We’re also told there are rough waters if you’ve got a few million. The information provided, or any opinions expressed in this show, are of a general nature only and should not be...

Balance, and finding balance. It evokes pictures of rocks stacked upon each other at the beach. It’s something of an ongoing search for time-crunched people. How they can bring balance to various aspects of their lives? The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial...

Produced on 18 Feb 2020. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure s...

Let us see how two global equity markets; the S&P 500 and the UK equity market performed around significant outbreaks like Coronavirus (Covid 19). The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice...

A study by Dimensional Fund Advisors confirms this principle, showing that most fund managers underperform their benchmarks. The results suggest that investors are best served by relying on market prices. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or cla...

Farming is a tough business. If you asked a farmer, given the opportunity, would they add another 20 crops or stock varieties while using the same amount of resources to diversify their income, you could bet they’d take that option. Unfortunately, these are mostly luxuries of scale and determined by location. For a small investor, it’s a different story. The information provided, or any opinions e...

The new and improved Trusts Law will come into effect on 30 January 2021. Readers who are trustees, either in-person or their capacity as directors of Corporate Trustees, will want to ensure they comply with the new laws. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financi...

We invited Rob Douglas from Added Valuation to our studio to discuss all things Hawke's Bay property! Rob is a registered valuer, specialised in the provision of residential, lifestyle, commercial and industrial valuations within Hawke’s Bay. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation t...

A routine task for financial journalists at this time of year is to write a summary of the year in markets. We thought we will give a go too! The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice spec...

The KiwiSaver results are in for the December 2019 quarter and we review how market's high performance boosted our retirement savings accounts, with a detailed look at 2018 downturn. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial produc...

Of all the assets controlled by women, 71% is in cash – aka not invested! Most women don’t think they know enough about investing and growing their savings; therefore, women wait to start investing until they feel more comfortable with investing and taking matters into their hands. The information provided, or any opinions expressed in this show, are of a general nature only and should not be cons...

KiwiSavers' nest eggs should be transferred into a state-guaranteed scheme at age 65 to provide them with incomes for life, pensions experts say. The proposal, dubbed KiwiSpend, came in a report prepared for the Commission for Financial Capability by Susan St John and Claire Dale from Auckland University's Retirement Policy and Research Centre. KiwiSpend could be used by people to supplement NZ Su...

This is a special episode with Carol Reid from Soulpreneurs (www.soulpreneurs.co.nz)hitting the sweet spot with the amazing 3Ws - Women, Wellness & Wealth. Hear it out! The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should...

Competitiveness can be good. It can drive us further. Lead us to do better things. Challenge ourselves in ways we didn’t think of. You don’t even need to compete with others. Compete against yourself. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class o...

When young people and young families reach out to me or other financial advisers, it’s typically centered around particular financial questions, goals, or issues they need help with at that point in time. Other times, it’s a combination of all these things, as their situation has become too complex to manage by themselves. The information provided, or any opinions expressed in this show, are of a...

Numerous studies suggest that women often defer to their spouses or partners when it comes to making long-term financial decisions, a choice that can put them at a distinct disadvantage in the event of divorce or death of a spouse and significantly interrupt a woman’s financial path. While divorce rates for younger couples are steady or declining, research shows that late-life divorce is rising. T...

For over a century the success of the All Blacks has shaped New Zealand’s national identity. I’m sure a lot of people wonder how a small country with just over five million people produces the most dominant and successful team in sport. Milton Jennings, former CEO of Fidelity Life and our current Advisory Board member, has completed an analysis and written a must-have book for rugby enthusiasts.  ...

You know those months when it seems like every single “extra” hits you at once? You’d been doing so well sticking to your spending plan—until your dog got sick and you had to rush him to the vet. And your car needed new brakes. And you had to buy a birthday gift for a last-minute party. And now your budget’s completely wrecked. A scenario like that may be hard to predict, but it’s not an uncommon...

Finding $20 in your pocket is always great but imagine finding thousands of dollars in Australian superannuation that you had lost track of? The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice speci...

According to KPMG's Head of Financial Services John Kensington, New Zealanders need advice from financial advisers to improve complex investment and retirement outcomes but face an enormous obstacle – a lack of trust. With the Australian Royal Commission fresh in all our minds, it’s not just the profession who suffer from bad advisers, vertical integration and the associated conflicts of interest,...

Trust comes naturally to some professions. Take the recent survey ‘The future of trust’ commissioned by Chartered Accountants Australia and New Zealand (CAANZ) which revealed that the top three trustworthy professions in New Zealand are doctors/nurses, engineers and teachers. It makes sense, at their core we must trust these professions with our health, safety and children. The information provide...