The Adviser Talk

Bruce Jenks visits the studio to chat Trusts with Ken. Topics include the glory days of Trusts, the importance of Wills in Estate Planning, and the new extensive reporting from IRD (plus the time, effort and liability it entails). The Adviser talk is also available on Spotify and Apple Podcast .  Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group, a Hawke's Bay-based CEFEX certif...

On this episode, Nick Stewart is joined by our own Adam Deck to discuss sustainability, KiwiSaver, and volatility both here and abroad. Topics include the now-infamous DGL blunder, a mixed back of 'green' investors, and buying into the market on the dips vs chasing the highs. The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Grou...

Nick returns post-Budget 2022 announcement to talk the winners and losers. Topics include questionable funding choices, the impact of inflation and tax on wages, and looking down the barrel of tough times until 2025. Read the Canny View article here. The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the late...

This week we have Nick back in studio to discuss the CCCFA, inflation, and the cost of living. Topics include the broad brush of the CCCFA, the unintended consequences it has had on normal lending, and the unfortunate combination of loans being both harder to get and more costly to pay back. Read the articles: The rising cost of living Save it for later: The CCCFA revisited The Adviser Talk is ava...

Welcome to the podcast Adam Deck, who dropped in to discuss his recent article on KiwiSaver and ESG investments with Ken. Topics include working with clients to find the best plan, risk appetite, and sticking to the plan in times of volatility (like the past few months). Read the article Adam Deck is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based...

Brent Allcock (Stewart Group Wellington) calls in to discuss the state of the world, holding your nerve, and some essential concepts for financial wellbeing. Topics include Russia and Ukraine, short term supply shocks, and Maslow's hierarchy of needs. Brent Allcock is a Financial Adviser at Stewart Group, a CEFEX certified financial planning and advisory firm based in Hawke's Bay and Wellington NZ...

This week on the show, Nick calls in to chat navigating geopolitical events. Topics include Russia's moves against the Ukraine, advice for nervous investors, and being in it for the long haul. The Adviser Talk is available on Spotify, Apple, and Google. Subscribe on your favourite platform today! Read the article: https://www.stewartgroup.co.nz/we-love-to-write/2022/2/25/navigating-geopolitical-ev...

Our own Hastings-based Financial Adviser Bruce Jenks takes to the mic in this episode to chat his recent article on emergency plans, corrections, risk and tolerance. Topics include not getting caught up in noise, risk aversion as human nature, and why cash may not always be King (but it's always handy in an emergency). Read the article: We Had Better Have a Plan Bruce Jenks (AIF, JP) is a Financia...

Nick returns to chat to Ken about the new Credit Contract and Consumers Finance Act and why a principles-based legislation with no bottom line to reference will always result in institutions acting conservatively so they don't get made an example of. Topics include the origins of world-famous-in-Hastings meatballs, the value of local help, and the unfortunate timing (and handling) of the CCCFA. Re...

On this episode, Brent Allcock (Stewart Group Wellington) calls in to chat DIY investment, and how putting off talking to the professionals can lead to a headache (or a toothache, as the case may be). Topics include the importance of independent advice for your financial future, the difference between speculation and investment, and market peaks and troughs. Read the article: https://www.stewartgr...

Bay local and recent returnee Craig Paterson takes the wheel in this episode to discuss moving from the farm, Kiwi ingenuity when working overseas, and financial preparedness. Topics include financial conversations with young people, a 3 piggybank system, and understanding your own financial situation. Read the article: Prepping the Piggybanks Stewart Group is a Hawke’s Bay-based CEFEX certified f...

On this episode Nick looks back on 2021 before we scratch it off the calendar. Topics include winners and losers for the year, investment lessons from Covid-19, and the difference between politics and finance. Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, We...

On this episode of The Adviser Talk: Nick Stewart is back to chat about changing attitudes to work around the globe, housing woes, and the anecdotal rise of rage quitting. Topics include the Chinese Tang Ping (lying flat) movement, problems that can come from co-mingling investment and lifestyle assets, and the probability of knee-grazes when making knee-jerk decisions. Read the articles: The Hard...

This week we have Brent Allcock in the hot seat discussing KiwiSaver, mortgage rates, and savings. Topics include a surprising sunny day in Wellington, supply chain woes, stress-testing where you're sitting with your debt, and planning for retirement.  Read the articles mentioned: When it Rains, it Pours Getting Super Motivated Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's...

This week on the show Nick and Ken revisit the Melbourne Cup, picking winners and some infamous investments that were touted as sure things. Topics include economic moats, the NZX, crying over spilt (A2) milk, and knowing your own risk appetite. Read the articles mentioned: Riding for a Fall The Skinny on CEFEX Accreditation Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's B...

This week on the show Nick chats inflation (which is both a thief and a snowball), skyrocketing house prices, and how both aren't likely to go anywhere anytime soon. Topics include nasty surprises at the fuel pump, elasticity, and the wisdom of burying cash under the lemon tree. Read the articles: Let's Talk Inflation Is Property Still the Golden Goose? Nick Stewart is a Financial Adviser and CEO...

This week Nick and Ken chat money in relationships, what might be causing financial stress here and abroad, and a few things that may not be savvy investments in retrospect - goats and possum fur, anyone? Topics include our five year anniversary with our Canny View column, transparency with your partner, and changing attitudes towards money over generations. Read more of the article that inspired...

The social media is blowing up with ongoing talks about a hamster. A hamster? It may come as a surprise, but a hamster in Germany is proving "A Random Walk Down Wall Street" author Burton Malkiel's hypothesis that a blindfolded monkey throwing darts at a stock ticker list in the newspaper could do just as well as a human investment professional. The information provided, or any opinions expressed...

While we understand the impact of COVID-19, the biggest global health crisis in 4 generations, Alzheimer’s disease demands more attention. But why? Every 3 seconds, someone in the world develops dementia and with the current number of dementia being 50 million people this number is only set to double over the next 20 years reaching 82 million in 2030. The information provided, or any opinions expr...

The outbreak of COVID-19 has ushered in a new situation. Risk sits at the forefront of every investor's thinking right now. For retirement savers, it is uncomforting to see the value of their portfolios shrink substantially within such a short period. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recomme...

The outbreak of COVID-19 has ushered in a new situation. Risk sits at the forefront of every investor's thinking right now. For retirement savers, it is uncomforting to see the value of their portfolios shrink substantially within such a short period. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recomme...

A topic we can all understand is coffee, wouldn’t it be great if making financial decisions were as simple as buying a cup of coffee? This is where financial advisors come to play and become the answer booklets to these questions. Their primary goal is to help clients determine whether they are on the right track to meet their goals and outline their path to overall financial success. The informat...

Okay, the annual inflation is now running at 3.3%. In the June 2021 quarter compared with the March 2021 quarter, the New Zealand Consumer Price Index (CPI) rose 1.3%. A much stronger lift than the market expectations. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial...

Why would the couple in their 50’s have such a different outlook to the man in his 30’s? It’s hard to be a successful investor unless you’re an optimist. Firstly, if everyone does well, you’re likely to do better as an investor. And if you understand everyone is doing better, and that we have always gotten better, you’re less likely to be agonising over someone huffing and puffing about the next c...

 The breaking news that got everyone talking is the government's new set of measures to confront the housing crisis in New Zealand. It’s a welcome change: the constant pressure by media and the public outcry finally moved the needle. This course correction is long overdue. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or...