Fitz Villafuerte

The 80 Percent

Business EN ↓ 329 episodes

Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.

Author

Fitz Villafuerte

Category

Business

Podcast website

www.the80percentpodcast.com

Latest episode

Jul 10, 2026

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Episodes

Reasons You're Anxious About Money And What to Do About It 01.07.2025

Welcome to Episode 229 of The 80 Percent. If you’ve ever felt stressed, anxious, or even paralyzed when thinking about money, you're not alone. For many of us, just the thought of budgeting, saving, or planning for the future can bring up a lot of pressure and fear. In this episode, we’re talking about financial anxiety. Let’s unpack the reasons why managing money feels so overwhelming at times an...

Money Isn’t Everything: Build a Financial Life That Fits You 24.06.2025

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/nAQrL Hosted on Acast. See acast.com/privacy for more information.

1, 2, or None? How Many Credit Cards Do You Need? 19.06.2025

Welcome to Episode 228 of The 80 Percent. How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog p...

Listen Back: Goals are Important, But You Need to Focus on Growth 12.06.2025

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 133. For the original show notes, visit my blog post here . Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.

What is Self-Attribution Bias? 04.06.2025

The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener. Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode. To read the transcript, you can visit...

Think Before You Bet: Avoid and Overcome Gambling Addiction 27.05.2025

Welcome to Episode 227 of The 80 Percent. Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/lear...

The 8 Types of Wealth and Why You’re Richer Than You Think 13.05.2025

Welcome to Episode 226 of The 80 Percent. When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to relationships and purpose, you might realize you’re...

Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan 29.04.2025

Welcome to Episode 225 of The 80 Percent. In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart trading decisions. Whether you’re new to trading o...

I'm Taking a Short Break 04.04.2025

I'm taking a short break and will be back next month, in May. In the meantime, listen to my past episodes at www.the80percentpodcast.com Hosted on Acast. See acast.com/privacy for more information.

Listen Back: 7 Ways Investing Can Make Your Life Better 27.03.2025

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 144. For the original show notes, visit my blog post here . Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.

Understanding Pag-IBIG MP2: Is It Worth It? 19.03.2025

Welcome to Episode 224 of The 80 Percent. Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way. Episode sponsor: Learn to trade forex and the global markets....

10 Money-Smart Ways To Stay Cool This Summer 13.03.2025

Welcome to Episode 223 of The 80 Percent. Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long! Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit m...

6 Money-Saving Tips For Living in a Condo Home 05.03.2025

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/kSeDC Hosted on Acast. See acast.com/privacy for more information.

How to Protect Your Senior Parents from Investment Scams 26.02.2025

Welcome to Episode 222 of The 80 Percent. Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security.   Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for det...

How To Optimize Your Income Streams for Better Cashflow 19.02.2025

Welcome to Episode 221 of The 80 Percent. Having multiple income streams doesn’t always mean more financial security. In this episode, I share the audio of my presentation on optimizing cash flow. Alex, a recent client, approached me to evaluate his income sources. His case serves as the example I used in this presentation, and you can find the specific numbers and details of the analysis in the s...

Listen Back: 7 Profitable Side Hustles for Introverts 11.02.2025

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 157. For the original show notes, visit my blog post here . Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.com/privacy for more information.

Small Business Ideas You Can Start in 2025 05.02.2025

Welcome to Episode 220 of The 80 Percent. Are you looking for a profitable business venture? In this episode, I’ll share several small business ideas you can start, from AI-powered services to eco-friendly products, health and wellness ventures, and many more. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog post...

Dealing with Friends Who Take Advantage of Your Generosity 28.01.2025

Welcome to Episode 219 of The 80 Percent. Friendships are built on trust, mutual respect, and understanding. However, financial matters can sometimes blur those boundaries, leading to uncomfortable situations where one friend feels taken advantage of. In this episode, we’ll explore practical steps for handling friends who may be unknowingly or knowingly taking advantage of your generosity. Episode...

Let Me Share My 2025 Investment Plan 23.01.2025

Welcome to Episode 218 of The 80 Percent. Where will I invest in 2025? Here are the top investment opportunities that I’m considering. I hope that by sharing these, I can help you make informed decisions about growing your portfolio this year. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog post here . Hosted on...

Believe In Your Success 14.01.2025

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/0hWIO Hosted on Acast. See acast.com/privacy for more information.

3 Simple Ways To Save Money in 2025 08.01.2025

Welcome to Episode 217 of The 80 Percent. According to recent news from the National Economic and Development Authority (NEDA), the Philippines maintained its 2024 inflation rate target of 3.2 percent, following last December's 2.9 percent rate. With new challenges and opportunities in today’s economy, it is crucial to maintain consistent savings habits. In this episode, let me share some practica...

3 Realizations and Lessons That 2024 Taught Me 31.12.2024

Welcome to Episode 216 of The 80 Percent. This is the last episode of 2024. Today, let me share the three biggest realizations and lessons I learned in the year that was. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.

What To Do Before You Quit Your Job 17.12.2024

Welcome to Episode 215 of The 80 Percent. Gusto mo nang mag-resign? Teka muna. Before you tender that resignation letter, make sure to do these essential things that I’ll share with you today so you can avoid financial stress. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog post here . Hosted on Acast. See acast...

Deserve Ko ‘To: Money-Smart Ways to Reward Yourself 13.12.2024

Welcome to Episode 214 of The 80 Percent. Stress sa trabaho? May na-close ka na client? Or simply, pagod na sa life? Deserve mong gumastos para sa sarili mo. But you have to be smart about it. In this episode, you’ll discover how to reward yourself while staying within budget. Learn tips on how to balance saving and spending. Episode sponsor: Learn to trade forex and the global markets. Visit bit....

12 Essential Investing Tips for Millennials 04.12.2024

Welcome to Episode 213 of The 80 Percent. Your 30s is a great time to build your wealth. Aside from nurturing your career, it would be best if you also were growing your investment portfolio. In this episode, I’ll share twelve practical investing tips for millennials. Learn how to start small, diversify, reinvest earnings, and build wealth for your future. Episode sponsor: Learn to trade forex and...

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