The 3rd Decade Podcast

Join Scott and Nikki as they co-host this episode focused on making the decision to buy a house. One of the common questions we receive is "what are some indicators for me to know when I'm in a good place to buy a home?" Some of the additional topics addressed in this episode are: First-time home buyers programs (pros & cons) The true cost of home ownership The inevitable unplan...

Join Scott & Beth as they discuss what inspired the creation of "Budget Bytes". In this conversation, they discuss: eating on a budget, reducing food waste, and dispelling the myth that eating healthy is expensive. To see more, visit: budgetbytes.com

Join Scott Bennett & Diane Darling as they discuss Couples & Money. It's no secret that finances are one of the leading stressors in relationships. Tune in to listen to suggested methods of managing money for the health of both individuals as well as the health of the relationship. 

Scott is joined by Yanely Espinal, the Director of Educational Outreach at NextGen Personal Finance, to discuss financial education for those not quite in their 3rd Decade. Yanely shares what NextGen is doing to make an impact on how (and if) personal finance is taught in schools across the country.  https://www.ngpf.org/ https://www.missbehelpful.com/

Join Scott Bennett and Rebecca Hildenbrand as they discuss the real ways Rebecca applied 3rd Decade's principles to her own life in order to meet her goals of becoming consumer-debt free, as well as what her next steps are. 

Scott talks with Kyle Larson, CFP®, an Associate Advisor with TCI Wealth Advisors and mentor with the 3rd Decade about a few of the more technical topics we touch on in our curriculum - ETFs and Mutual Funds. Kyle breaks down some of the similarities and differences between the two investment vehicles, along with why someone might choose one over the other. 

Special FAQ Episode: "Will Social Security be around when I retire?" "Should I make it part of my financial plan?" "How closely are the economy and the stock market tied to one another?" Join Scott and Bob as they discuss some of the most common questions we've been receiving recently, and how to make decisions based on logic rather than fear. 

Join Scott Bennett & Nikita Wolff as they discuss the role of Money & Shame, ways to begin breaking down those barriers, and some theories of what spurs this on in the first place. "Nikki" is a 3rd Decade Alumni, and now serves as the Program Manager for 3rd Decade. Having spent much of her life living below the poverty line, she applied the concepts she was raised with of "...

Join Scott Bennett & Courtney Klein as they discuss entrepreneurship, fluctuating income, and ways to manage finances within that space. Courtney shares her background and what pushed her to pursue her dream, and what she does to plan accordingly for her finances while also living the life truest to her values. 

Join Scott and Jeff Locke (former NFL Punter) as they discuss money management within the NFL, some common misconceptions, and how the basics of responsible money management apply whether you're a teacher or an NFL player. 

Join Scott & Jen as they discuss Student Loans in terms of Repayment (one of the most widely misunderstood and confusing topics within student loans). Some repayment methods discussed in this episode are: 10-year Standard Repayments, Income-Driven Repayment, and Public Service Loan Forgiveness (PSLF). Resources: https://studentaid.gov/ https://www.vin.com/studentdebtcenter/  

Join us this week as we learn more about socially responsible investing with Lily Styrmoe. ESG investing (also known as: socially conscious, "green", or ethical investing) is a strategy that allows individuals to invest their money in companies that align with their values.  Resources coming soon.

On this week's episode, Scott talks frugality with past 3rd Decade participant TK. TK and his wife have been, by far, the most successful students to pass through the 3rd Class as far as consistent net worth increases over the past four years. In fact, we often exclude their numbers, so as not to overstate the stats, when describing the improvement seen by the average 3rd Decade participant....

Join Scott and Laura as they discuss strategies for budgeting amidst emergencies and emergency preparedness, as well as ways that they can serve as peace of mind and permission to safely spend.  Laura is one of our founding team members, who has worked with hundreds of 3rd Decaders on reclaiming their lives through sound financial decision-making. As many of us are seeing a change in our hours, an...

Join our host Scott Bennett as he and 3rd Decade Founder, Bob Swift discuss market volatility and the potential impact of COVID-19 for near-future and long-term.    Note: It is our intention to hold podcast recordings in-person with professional equipment when it is safe to do so, but in an effort to begin sharing our messages in these trying times, we are temporarily utilizing phone-call recordin...