The 1st Time Homebuyer Show w/ Gizmo by House Rich

In this episode I discuss why mortgage brokers are better than direct lenders.  They are able to shop your scenario around to find the best fit for you without you having to do all the leg work. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by William Leonard Roberts II  Home Buyer Education Email: hello@houserichshow...

In this episode I discuss why mortgage brokers are not inherently better than direct lenders.  The broker is a middle man in the mortgage process which connects the borrower with a lender that fits best for you. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by Shawn Corey Carter III  Home Buyer Education Email: hello@...

Feedback is welcome via IG https://instagram.com/coinsnculture or email hello@houserichshow.com

Almost 100 years after the government took their land, it has been returned.   This week, the Los Angeles Board of Supervisors unanimously approved that a beachfront property known as Bruce’s Beach be transferred back to the descendants of its former owners, Willa and Charles Bruce.   The Bruces bought their little corner of Los Angeles in 1912 and, in an era when segregated be...

Today I chatted with Steven Stack a black millennial entrepreneur who became a debt free millionaire at the age of 31 through leveraging real estate and investing. We also discus building generational wealth and how higher rates and inflation actual benefit land lords and property owners. Steve's IG-https://www.instagram.com/stackingwithstack/ Linktree- https://linktr.ee/stackingwithstack Me Email...

A Central Texas family was left scrambling after a builder canceled the contract for a new house they were building. The couple was six months into the process and had already sold their current home when they learned the new one, they’d been putting money toward wouldn’t be theirs after all.   This has happened various times in the Dallas Fort Worth Market and is something you definitely sho...

Mortgage points are pre-paid interest, they are used by your lender to buy down the interest. They can be used for you benefit and if you're uniformed they can be used to take advantage of you as most people are just looking for the lowest interest rate. Watch the full video for this great mortgage, real estate, home buying tip. As always real estate in the key to generational wealth, go get you s...

I (@Coinsnculture) tell the story about how I at the time a 21 yr old millennial got a down payment to help purchase my 1st property and ended house hacking the property for 5 yrs without my roomie knowing I owned the place. I also list some random things I found out as a 1st time home owner. Real estate is the key to building generational wealth in the black (or any) community.  This is a sh...

In this episode I go over all of the factors that impact your mortgage interest rate. The federal reserve raising the bench mark rate only indirectly impacts your mortgage interest.  There are 6 factors you can control but also 5 you have no control over. Tune in to check them out.   This is a show for millennial first time home buyers looking to buy their 1st home and build generational...

I break down the number about the viral 40x rent rule in NYC and why this is actually about the same in every city. I also go on a mini rant about living below your means as well and discuss how this is really the same ratio when buying a house.   This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate i...

In this episode I cover the million dollar LA real estate market, landing high profile clients online, is million dollar listing LA real, buying real estate in foreign countries and a lot more tune in. Work w. Nathaniel- https://www.getzelsgroup.com/HIs- IG https://www.instagram.com/getzelsgroup/?hl=en This is a show for millennial first time home buyers looking to buy their 1st home and build gen...

This is a breakdown of the VA loan requirement from who is eligible, down payment requirements, VA funding fee, DTI, PMI, loan limits and appraisals. It basically everything you need to know. If I missed something don't hesitate to leave a comment.   This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estat...

In this episode I talk to George aka @thewealthyg about establishing the mindset in his early 20s to retire from the corporate world, why real estate wasn't quick enough and how partnering with other and mentorship lead him to establishing this Turo business which accelerate the process. George is definitely building black wealth through his endeavors. His IG-https://www.instagram.com/thewealthyg/...

A lot of people perception on where the housing market is based on what they hope will happen But what do the actual numbers say. I went to https://www.census.gov/ so you don't have to.  This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home...

I go over Ericka's journey from moving from NC to Texas, delivering pizza and eventually into entrepreneurship. She breaks down what tax liens are and how to actually make money without every stepping into the tax the where the lien is. She has built up a youtube community of over 60,000 followers to teach the benefits of real estate in the black community.  Ericka's YouTube  @Ericka Wil...

I want to acknowledge those those died fighting for this country as well as the ones that weren't deemed "worthy" enough to get honored. I cover (read) a Time article written by OLIVIA B. WAXMAN where she covers David Blight’s 2001 book Race and Reunion: The Civil War in American Memory. It talks about the previous enslaved people that started memorial day to honor their fellow fallen soldiers. ht...

I breakdown how student loans impact conventional loans (Fannie Mae and Freddie Mac), FHA loans, USDA loans and VA loans.  This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@houserichshow.com First Time Home B...

These are actionable step you should take if your looking to buy a home this year or any year. We talk about identifying your budget, qualifying v affordability, loan types and working backwards to find your  purchase price. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black...

I chat w/ Jared T Ross a Metaverse consultant about what the Metaverse is, digital real estate, virtual real estate, block chain, NFTs & more https://www.instagram.com/jaredtross/ Free NFT Masterclass https://www.nftequation.com/replay  Linktree https://www.liinks.co/jaredtross This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth...

I break down NACA from a guidelines perspective. I cover down payment and credit requirements, DTI needed, income limits, fees and why the process takes longer for some than it does for others. If you're looking to build wealth via real estate tune into this episode This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate....

I'm joined by Darryl Dibbs of EXP and #ResGrp real out of Detroit. We break down why and how as little as 5 years ago you could buy property in Detroit for a few thousand dollars via the Detroit Land Bank to where things are today.  We also cover why Detroit is bouncing back and some 1st time home buyer tips. If you're looking to build generational wealth through real estate in the Detroit ar...

In this episode I talk about what you can do about rising interest rates, how they should impact your decision to buy a home and ways to lower your interest rate. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@...

In this episode I talk to KayR about his journey from growing up in Philly. Buying his 1st property in 2009 right in the middle of the housing crisis. Growing his portfolio to 105 and hiring his family to help manage it. Tips for new landlord and more. KayR's IG-https://www.instagram.com/kayjayconsulting/website-https://www.kayjayconsulting.net/ This is a show for millennial first time home buyers...

In this episode I cover mortgage lending guidelines, the FHA self-sufficiency test, strategies for different different property and more.  It basically what you need to know to get started. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Ho...

I talk with Gene about losing $350k on his 1st real estate deal, tax, creative financing strategies, infinite banking and more. This black entrepreneur from Chicago used his losses to accomplish big wins and obtain financial independence using real estate. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real esta...