Teach and Retire Rich

Classic bank run has many wondering how they can protect their savings.   Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

Lobbying organization is actively working to make saving for retirement more expensive for educators. Link to Soundbite of NTSA Lobbying Against Single Vendor 403(b) in LAUSD Banned by the NTSA NTSA Works Against Teachers Best Financial Interests (Contains links to Illinois and Maryland bills) Mike Halpin Sponsor of Illinois 457(b) Bill  SB1233 Learned by Being Burned (short podcast series) Meridi...

Matt Raleigh on teaching and co-writing a saving-for-retirement guide for California teachers. TL;DR: Financial Literacy for California Public School Teachers: Optimizing Financial Decisions Based on Your CalSTRS Benefits Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

Teacher turned travel-hacker/blogger extraordinaire, Zac Hood talks leveraging credit card use to travel "freely."  Travel Freely Award Hacker Point.me Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

That is how much money teacher-turned planner David Gourley has saved teachers in student loan repayment.  Teach Plan Retire Newsletter New Biden Student Loan Repayment Plan (January 2023) July 2022 PSLF Waiver Event (Podcast) Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

On January 31, 2003, the Bush Administration announced a plan to drastically change how Americans save in defined contribution plans. Unfortunately that plan never got the public debate it deserved. Scott and Dan discuss the never implemented plan.  Bush Administration Retirement Savings Plan Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

Horrified by complexity of SECURE Act 2.0 and saving for retirement in general, Dan and Scott devise a better way to save for retirement, medical expenses and college. Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

We welcome back Barb O'Neill, CFP, AFC (Accredited Financial Counselor) and 403bwise columnist to discuss wise 403(b) and other money moves to make in 2023.  403(b) New Year's Resolutions Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

In part two of our two-part look at SECURE 2.0, we focus on provisions most applicable to the 403(b) and educators.  SECURE Act 2.0 (pt. 1) Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

SECURE: Setting Every Community Up for Retirement Enhancement or Exasperation ? Part one of two part look at new retirement savings legislation.  SECURE Act 2.0 Explainer  Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

Dallas area educator Rashad Muhammad and his teacher wife are well on their way to financial security after paying off more than $85,000 in debt while also saving for a home down payment. Additionally, they are retirement plan super savers. But it wasn't always this way.  Journey to a Million (YouTube)  Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

We break down what we consider to be the top 5 403(b) stories of 2022. CITs in the 403(b)? CITs: A Welcome Addition to 403(b) Plans SECURE 2.0 (recorded before passing) SEC Fines Equitable $50 Million     Learned by Being Burned Meridian Wealth Management 403bwise.org

In part two of our conversation with money manager Cullen Roche, he discusses the concept of All Duration Investing and his recent paper on the topic. All Duration Investing Pragcap Three Minute Macro   Learned by Being Burned Meridian Wealth Management 403bwise.org

Cullen Roche, author, money manager, and one of the most astute financial minds, returns to talk video making, inflation, housing and markets in part one of our two part conversation.  Pragcap Three Minute Macro   Discipline Funds ETFs Learned by Being Burned Meridian Wealth Management 403bwise.org

Kevin Benson, executive director of the Southern Education Retirement Consortium, believes he has the solution for small and mid-size school districts looking to offer quality 403(b), 457(b) and 401(a) plans.  SERC Solutions Learned by Being Burned Meridian Wealth Management 403bwise.org

Was it all just a dream? New Jersey teachers are losing a fantastic 403(b) option: Lincoln Investment's Participant Directed Platform. Dan and Scott interview New Jersey teacher Chris Nye who shares what he has learned about the future of Lincoln PDP in New Jersey. Bad Vendors Who Offer Good Investing Choices Learned by Being Burned Meridian Wealth Management 403bwise.org  

Tax Deferred Services, whose CEO was arrested in what the California Department of Insurance called a "$4 million securities fraud scheme," blankets teacher email inboxes with deceptive message. TDS CEO: Arrested Development "Set up" a Zoom Appointment with TDS Learned by Being Burned Meridian Wealth Management 403bwise.org

Illinois Principal Scott Liska teamed up with the business manager to dramatically improve Evergreen Park ESD 124's 403(b) and 457(b) plan.  Evergreen Park ESD 124 Plan Offerings & Grade   Learned by Being Burned Meridian Wealth Management 403bwise.org

Looking for a higher interest rate in your fixed investment(s)? Scott details some provisions that might help.  Market Value Adjustments Learned by Being Burned Meridian Wealth Management 403bwise.org

Interest rates are rising. What should you be doing?  Estate Planning Simplified Learned by Being Burned Meridian Wealth Management 403bwise.org

Teacher Shaun Morgan discusses online teaching, and his upcoming free Teach Toward Retirement Summit .  Free Registration Learned by Being Burned Meridian Wealth Management 403bwise.org

We regrade 403(b) vendor list for Broward County Public Schools. But they sure didn't make it easy to get information.  Broward 403bwise Grade Broward County Public Schools Learned by Being Burned Meridian Wealth Management 403bwise.org

What are they? How do they work? What role if any should they play in saving for retirement? Cullen Roche 3-Minute Money videos Learned by Being Burned Meridian Wealth Management 403bwise.org

A union that does it right. New Jersey's bad 403(b) bill. Crazy markets.  NGPF California Access to Financial Education (CAFE) grant NGPF Financial Equity & Empowerment (FEE) grant UTLA Fin Lit Workshop Pod: New Jersey's Bad 403(b) Bill Ben Carlson on Market History, CFA Learned by Being Burned Meridian Wealth Management 403bwise.org

Educators and state employees have access to multiple excellent, low-cost retirement savings vehicles (none of which is a 403(b) plan). Kentucky Deferred Comp Learned by Being Burned Meridian Wealth Management 403bwise.org