Talking Real Money - Investing Talk

As the market collapsed again, how bad has the market actuall been for real investors? Then, what should you do with your student loan forgiveness? How do you pick the right mutual funds? We share the latest chapter in the AMC meme stock stupidity. Listeners ask: Does it make sense to tax-loss harvest in tax-advantaged accounts? How long does the IRS expect us to live? Learn more about your ad cho...

Don spends another day answering listeners questions: What to we think about market timing? How can he add small and emerging markets with a mediocre 401k? What is the worst case scenarion for an I-Bond buyer? What is a basis point and is Tom caffeinated? Can a retored spouse have a Roth IRA and Personal Capital's new savings account? What should be done with next year's Roth contributio...

We explore one of those lists of the "best" financial "advisors." What makes this list of commissioned brokers the "best" wealth managers? We ask and answer that question. Plus, listeners want to know what to do with a bunch of Microsoft stocks and what is the difference between Dimensional and Avantis? Also, check out the video version at YouTube.com/talkingrealmoney...

Tom is back. First, we discover that active mutual funds can pick their own securities benchmarks against which they are compared. Now, it appeard that insitutional fund managers are setting their own performance targets to increase performance bonuses. A listener wonders if Social Security can be considered part of a fixed-income portfolio? Learn more about your ad choices. Visit megaphone.fm/adc...

Don't like the way your active mutual fund compares to the competition? No problem. Just pick a better benchmark. It's perfectly legal and very effective at misdirecting investors. Don also considers the arguments that index funds are un-American. Yet, only a tiny percentage of active funds beat the indexes. A caller wonders if annuities are guaranteed and what to do with them? What&apos...

Don dives into one of his biggest issues with the financial services industry. Many insurance companies are lying their way into the retirement plans of educators, medical workers, and public employees and sucking out HUGE fees. That's not conjecture, it's fact. Even worse the teachers unions are more than complicit. They actively promote expensive annuities to their members. Then onto t...

Thanks for all the great questions. Here's what Don answers in this episode: How should bonds be added to a portfolio? Is it time to abandon the sinking ARKK? Does Crowdstreet look like a good investment? Will a 70-year old employee face any emergency 401k penalties? Are these advisors always fiduciaries? Any apparent problems with this 60/40 portfolio? Learn more about your ad choices. Visit...

Today Don dives into Morgan Stanley's form ADV and a sample crokerage statement to try and help you understand how much you might be paying for investing advice. Be sure to watch the video to get the visual details at youtube.com/talkingrealmoney Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Who was responsible for Crypto's recent collapse? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Famous people are notoriously bad investors. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Don't react to the markets. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Where do problem brokers go? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Too many don't know the basics. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

It's Don's favorite day: Q&A Friday! Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

What should you do if you didn't save enough? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Even a great long-term track record means little. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Wanna know what's next for the market? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Billion dollar lotto winnings and an expert on Social Security Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Don's back and taking more questions. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

We share some good and bad early retirement tips. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

More stories of crypto insanity. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Perfidiously pushing products. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

HIgher interest rates have slowed home sales Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

You just came into money. What now? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

What can you do to reduce the effects of inflation? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!