Talking Real Money - Investing Talk

Don and Joey Saul-Sehy recorded live at Retiremeet. 0:37 Live from RetireMeet 2025 2:13 Impressions of RetireMeet 6:05 Lifestyle in Retirement 8:38 Practicing Retirement 9:54 Setting Up for Retirement 14:00 Transitioning to Retirement 14:56 Balancing Retirement Goals 19:26 Long-Term Disability Insights 27:13 Navigating Social Security 34:50 Comprehensive Financial Planning 35:52 Control in Retirem...

To start another week: 0:27 Introduction to Hedge Funds 1:57 Hedge Fund Slogans and Fees 5:04 Hedge Fund Performance vs. S&P 500 8:43 The Problem with Hedge Fund Strategies 11:08 The Grift of Hedge Funds 12:48 Listener Questions Begin 15:48 Flashbacks to 2008 Financial Crisis 17:19 Investing in ETFs Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode, we answer listener questions. We explore essential topics, starting with Chris's inquiry about medallion signatures and the support he received from Fidelity during a transfer. We talk about Doug's frustration regarding advisor performance versus index funds, emphasizing the need for performance evaluation. Joey's question about AI in financial management leads to a...

In today's podcast episode: 0:45 Introduction to the Investment Debate 2:26 The Case for Total Market Index Funds 5:56 Performance Comparison: ETFs vs. Index Funds 7:46 Understanding Risk in Investment Choices 10:29 The Importance of Diversification 14:07 Global Investing: A Broader Perspective 15:07 Listener Questions: Asset Location Strategies 17:56 Bond Investments: Tips vs. ETFs 22:39 CD...

In this episode from Saturday's radio show: 1:48 The Illusion of Gold 7:13 Retirement and Investment Strategies 8:52 Health Savings Accounts Explored 12:53 The Dangers of Meme Coins 15:54 Navigating Required Minimum Distributions 25:19 Bond Funds and Market Stability 28:56 Capital Gains Tax Insights 34:14 Understanding IRMAA and Medicare Costs Learn more about your ad choices. Visit megaphone...

In this episode: 0:56 Surprises in the Stock Market 5:05 NVIDIA Stock Shock 11:50 The Importance of Diversification 19:32 Cryptocurrency and Meme Coins 22:19 The Rise of Dogecoin 26:03 The Trump Coin Phenomenon 33:19 Investing Strategies for the Future Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In today's show: 0:59 The Allure of Hot Stocks 6:22 Best International Funds Unveiled 14:07 Choosing Your Equity Funds 14:44 Listener Questions: Bond Fund Confusion 18:20 Emergency Fund Strategies Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Today, a passel of Q&A: 3:07 Understanding Active vs. Passive Management 5:43 Exploring Callable and Non-callable CDs 9:06 Investing Strategies for Young Couples 13:32 Navigating Investment Options for Retirement 18:06 Customizing a Target Date 529 Fund 22:23 Roth Conversions and Tax Implications Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode: 0:38 Stock Market Insights 2:35 The Power of Stock Selection 5:40 The Challenge of Picking Winners 11:23 Lessons from Netflix and Streaming 12:53 Tax Loss Harvesting Explained 17:58 Portfolio Questions from Listeners Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Taken from Saturday's radio show: 4:59 The Power of Diversification 6:50 Understanding Cash Management 9:19 The Role of ETFs 10:34 Interest Rates Explained 13:06 The Impact of Risk 14:06 Evaluating Financial Advisors 15:34 Exploring Employer Plans 17:45 Options for HSA Rollovers 19:24 The Future of Your Investments 25:04 Navigating Advisor Relationships 27:27 Dividends and ETFs 32:03 Managing...

Here is the first hour of Saturday's radio show: 1:43 The Importance of Portfolio Rebalancing 5:15 Understanding Stock to Bond Ratios 6:25 Risks of Overexposure to Stocks 9:08 The Need for a Financial Plan 12:02 Insights on LLC and Estate Planning 14:01 The Value of Professional Financial Advice 15:01 Clarifying Investment Fees 16:49 Balancing Debt and Investments 19:23 The Role of Internatio...

In today's exciting episode: 0:26 What Goes Up Can Come Down 0:47 The Stock Market Surge 4:57 Preparing for Market Corrections 7:33 Investor Strategies During Corrections 15:01 Listener Questions Begin 16:39 Investment Strategies for Retirement 19:16 Financing Home Improvements Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

We are swamped with typed Qs: 0:27 The Bank's Profit Motive 7:28 Social Security Strategies 11:01 Traditional vs. Roth IRA Decisions 13:50 ETF Trading Restrictions 14:32 Understanding Social Security Projections 18:37 Canadian Investment Insights 27:13 Preparing for Retirement Education Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode: 1:19 The Game of Investing 4:02 The Roller Coaster of ARK Innovation 5:21 Thematic Funds Explained 8:11 International Perspective on Financial Leadership 11:32 The Importance of Financial Backgrounds 19:33 Listener Call: Investing Strategies 22:15 Understanding Roth IRA Conversions 24:59 Starting Over with Investments 34:07 The Complexity of Financial Planning Learn more about you...

In today's episode: 1:10 A 401(k) RMD Correction 3:42 Brokers Paying Too Little? 11:47 Vanguard Must Pay back $100 Million 20:14 52-Week Money Challenge 25:37 Callable CDs and Bonds 34:08 Navigating Financial Advisors 35:56 Retirement Planning Insights Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

On this rare guest episode: 2:18 Getting to Know Joe Saul-Sehy 8:21 Transitioning to Teaching and Broadcasting 12:30 Exploring Stacking Benjamins Topics 18:50 Understanding Speculation vs. Investment 23:57 Upcoming Talk at RetireMeet Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

It's Friday: 2:05 Pension Account Insights 8:10 Transitioning Investment Accounts 10:16 Holiday Scam Awareness 15:35 Whole Life Policy Concerns 19:09 Cryptocurrency and Crime Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

We revisit the great retirement date debate: 3:16 Critique of Dave Ramsey's Advice 3:25 Importance of Social Security Decisions 5:34 The Impact of Life Expectancy 7:17 Understanding Social Security Payments 10:12 Common Reasons for Early Withdrawal 12:48 Strategies for Maximizing Benefits 13:37 Transition to Listener Questions 18:54 Question on Roth IRA Eligibility 21:48 Medallion Signature I...

Is 60/40 dead again: 0:20 Vanguard's Changing Approach 0:26 Stock and Bond Ratios Explored 1:57 The Trouble with Market Timing 2:38 Vanguard's Advice: A Shift in Strategy 3:40 The 60-40 Portfolio Debate 4:34 Caller Insights: 401k Strategies 5:17 Building a Portfolio for the Future 7:27 Target Date Funds vs. Index Funds 14:13 Streaming Financial Education 14:45 Accessing Financial Confere...

We look for lessons from the last 100 years: 5:10 Stock Market Trends and Historical Returns 9:47 Preparing for Future Market Downturns 12:57 Navigating Social Security Benefits 19:31 Buying a New Car: Cash vs. Financing 19:46 The Confusion of Financial Information 23:12 Social Security Planning and Inflation 24:27 Understanding Required Minimum Distributions 29:13 Strategies for Risk Management i...

Today, let's talk about "expert" forecasts: 0:32 Introduction to Predictions 3:30 Wall Street's Flawed Forecasts 7:13 The Problem with Market Timing 11:56 Long-Term Investment Strategies 14:52 Understanding Economic Indicators 17:38 Market Trends and Personal Finances 20:18 Universal Savings Accounts Explained 23:33 Retirement and Saving Challenges 23:48 Upcoming Events and Ann...

Ah. Things are back to normal: 2:52 Retirement Discrepancies Explained 5:08 Understanding Collective Investment Trusts 9:01 Holding Funds for Roth Contributions 11:33 Top Five ETFs Revealed 14:42 Options Beyond Roth IRAs 17:38 Evaluating Active vs. Passive Management Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In today's episode of TRM: 1:58 Market Trends of 2024 3:44 Federal Reserve Decisions and Predictions 6:38 Global Economic Factors 8:19 The Rise of Cryptocurrency 11:08 Corporate Dominance and AI 13:22 Investment Strategies for 2025 15:23 Listener Questions and Financial Advice Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In today's show: 1:35 The Problem with Financial Pitches 3:43 The Rise of ETFs 5:55 The Bitcoin ETF Concern 11:21 Insurance Strategies and Tips 14:12 The Importance of Investment Vehicles 16:22 Transitioning from Robo-Advisors 25:00 Managing Cash Positions in Portfolios Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

In this episode: 2:40 New Year, New Financial Resolutions 5:16 Setting Concrete Financial Goals 8:41 Strategies for Financial Success 14:11 Listener Questions and Financial Advice 15:26 Planning Retirement Income Streams 17:32 Managing Fixed Income Investments 28:49 Consolidating Retirement Accounts 35:35 Vanguard Proxy Voting Discussion Learn more about your ad choices. Visit megaphone.fm/adchoic...