Switch Your Money On

Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes linked to Trump’s policies and a very public clash with Elon Musk. These events have stirred up oil prices and shaken investor confidence across the world. They break down what’s driving these shifts and share ideas on how you could shelter your inve...

Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before and during a split. Talking pre-nups, emergency funds and mortgage debt, we break down practical ways to safeguard your money if your relationship breaks down. With the number of divorces jumping 28% in 2023, it's a timely reminder that even happily ma...

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money. Trade tensions, investor sentiment, oil prices and shifting mortgage rules are all in focus, as the team breaks down what it means for markets and borrowers. Helen Morrissey, head of retirement analysis at HL, explains how reforms to the advice bound...

Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retire comfortably and support yourself through a longer life. Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, breaks down pension adequacy, savings targets, and what the government's pension review could mean for your future. Topics...

Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown and efforts to boost growth in the UK. Understand what all this means for investors, and get clear insights on what’s next for inflation, interest rates, government borrowing and possible tax threats in the autumn Budget. Plus hear from Helen Morrissey...

Join Susannah and Sarah as they unpack the essential building blocks of wealth, from setting financial goals and managing risk to choosing the right mix of assets for you. Whether you’re just starting out or thinking about retirement, this episode offers practical steps to help you grow your financial resilience over time. Bradley Clark, financial planner at HL, explains how to set clear goals, ma...

Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what’s happening now, who’s being targeted, and what it all means for your money.   Will Guyatt, technology correspondent, joins to explain how scams are evolving – from deepfakes and fake WhatsApp groups to social media investment traps – and what steps you can take to stay safe online. Helen Mo...

Join Susannah and Sarah as they break down the latest on Trump’s tariffs – where things stand now and what it means for global trade.   Victoria Hasler, head of fund research at Hargreaves Lansdown, and Helen Morrissey, head of retirement analysis, join us to unpack what inflation really is, how bonds work and how these shifts could impact your wallet. This podcast isn’t personal advice. If y...

Join Susannah and Sarah as they look at anxiety at a time when Trump’s tariffs have unsettled markets and global trade. They explore why we worry about money and how to tackle our concerns. Helen Morrissey, head of retirement analysis, talks to us about the main concerns for retirees and Bradley Clark, HL financial adviser, unpacks common worries among his clients. This podcast isn’t personal...

Join Susannah and Sarah as they dive into the markets. Plus, Helen Morrissey, head of retirement analysis and Bradley Clark, HL financial adviser, join us to unpack the basics of inheritance tax – how it works, recent changes, how it could affect you and how to plan for it. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in v...

Join Susannah and Sarah as they break down the market fallout following Trump’s tariffs and explore how to invest at times like this. Learn how to build a balanced portfolio, why diversification matters, and how to choose funds that suit your investment goals. Helen Morrissey, Head of Retirement Analysis, tells us how your pension can be your first step into investing. And Emma Wall, Head of Platf...

Join Susannah and Sarah as they explore what’s happening with global trade and how it could affect the UK economy – touching on Trump tariffs, the UK growth forecast and interest rate cuts. Helen Morrissey, Head of Retirement Analysis, talks about how people can prepare for retirement and reflects on changes in the retirement space since the major pension reforms (Freedom and Choice) made 10 years...

In this week’s episode, Susannah and Sarah discuss the potential impact of US tariffs on the global economy and the clash between Trump, Vance and Zelensky. We also delve into speculation around possible announcements in the upcoming Spring Statement and the tax efficient opportunities available at the moment. Helen Morrissey, head of pension analysis, shares some of the key things to think about...

Join Susannah and Sarah as they explore how Trump’s proposed tariffs are impacting global markets and tech stocks. They also dive into the latest findings from the HL Savings and Resilience Barometer, revealing why it’s harder to make ends meet when you’re single. Helen Morrissey, Head of Pension Analysis, shares key questions to consider when planning a solo retirement. Plus, Dr Ylva Baeckström,...

Susannah and Sarah examine what Trump’s presidency means for global markets, saving and investing for children and grandchildren during volatile times and the sensible planning steps we can take. Helen Morrissey, head of pension analysis, tells us how supporting grandchildren can put you in a better position yourself, and the role that pensions play in family financial planning. Plus, Bradley Clar...

Susannah and Sarah explore the investment landscape right now and then dive into our latest research uncovering the nation’s financial resilience. Helen Morrissey, head of pension analysis, sheds light on the pensions gap affecting millions across the nation. Plus, Nathan Long, senior analyst at HL, talks us through some of the most interesting findings from the Barometer, and some of the most str...

Susannah and Sarah take a look at the steps we can take with our investments and personal finances as we head into 2025. Helen Morrissey, head of pension analysis, outlines the key New Year jobs to do when it comes to your pension. Emmanuel Asuquo, personal finance expert and founder of the Eman Effect, talks us through exploring your money mindset and building good habits – both of which are key...

Join Susannah and Sarah as they delve into the potential economic landscape of 2025. We'll explore: Market volatility: examining the potential for fluctuations in stocks and bonds. Mortgage rates & tax rises: understanding the impact of rising costs on your finances. Pension planning: gaining insights from Helen Morrissey, head of retirement analysis. Investment opportunities: Matt Britzman lo...

Susannah and Sarah take a look back at a huge year for the markets, with global elections, geopolitical unrest, AI enthusiasm, gold prices and a Budget to remember. Helen Morrissey, head of pension analysis, joins us to discuss what the year held in store for pensions. Matt Britzman, senior equity analyst at HL, looks at the companies he said were worth keeping an eye on at the start of the year....

Susannah and Sarah delve into how things are looking for the hotels and hospitality sector as we head towards Christmas. We’ll touch on challenges faced across the jobs market, rising salary expectations and the impact of increased National Insurance Contributions to businesses. Special guest, Jane Pendlebury, CEO of HOSPA, gives us insight into how Christmas is shaping up for the industry this ye...

Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance contributions could impact retailers and rising prices. We’ll hear from Helen Morrissey, head of retirement analysis, who has a different view of what we could be spending our money on this Christmas. Special guest, Paul Reader, Commercial Director of...

Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics like inheritance tax changes and their effect on pensions and AIM investments, capital gains tax hikes, employer national insurance adjustments, and the freezing of income tax thresholds.   They’ll also look at how the speech influenced markets an...

Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets. They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections.   Emma Wall, our head of investment analysis and research, speaks to Ziad Gergi, head of...

Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war. Top Gear’s Quentin Willson talks about the trends in EV ownership and how the manufacturers are faring.   Emma Wall, our head of investment analysis and research, has a deeper look at China’s prospects.   As usual, Matt Britzman, senior equity analyst at HL, also spotlights some shares to w...

Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension. Matt Britzman, senior equity analyst at HL, also spotlights some...