Student Loan Planner

As PSLF timing issues arise and the deadline approaches for Operation Fresh Start, it's time to get clear on a few things... Join Meagan Landress, CSLP®, our Senior Student Loan Advisor, as she welcomes our newest Student Loan Planner consultant, Ben Lacomis, CSLP®, to the team. Let's get to know Ben and what makes him a unique and valuable asset to the SLP community, then we'll break down the mos...

Read "Biden's Student Loan Cancellation and Forgiveness Plan (Fully Updated)" on our blog at https://www.studentloanplanner.com/joe-biden-student-loan-plan

Our very own Lauryn Williams, CFP®, CSLP®, and Sim Terwilliger, CFP®, CSLP®, are tackling case studies of real student loan borrowers. They're factoring in student loan balance, income, expenses, and other factors going on in their lives, giving you an inside look at how best to manage specific scenarios. The dynamic duo also answer frequently asked questions to help you better navigate your stude...

Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook , Twitter , or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

Student Loan Planner's very own Meagan Landress, CSLP®, and Sim Terwilliger, CFP®, CSLP®, sit down to discuss the differences between financial planners, financial coaches, and sales representatives. This is an important conversation that will give you more confidence and clarity when it comes to choosing the right professional to trust with your finances! In today's episode, you'll find out: How...

An earth-shattering report about the Public Service Loan Forgiveness (PSLF) program came out a few weeks ago by the National Bureau of Economic Research (NBER). I'm diving in and breaking it down, so you can see just how powerful the PSLF Waiver and IDR Waiver could be if more people knew about it. I'm also sitting down with Taylor, a special guest from the SLP community. As a borrower herself, Ta...

Ken Ruggiero, CEO and Co-founder of Ascent, joins me and we look at his unique journey to founding Ascent, a fintech company that applies a holistic lens to the student loan industry. It's the kind of discussion that's full of diverse insight into governmental policy, first-hand knowledge of the student loan industry's long history and the reflections on the outsized power that higher education lo...

Pretty much everything regarding student loan debt is in flux right now, so it's a perfect time to get the facts straight and bust some misconceptions. Hopefully, this will ease your mind a bit and empower you to get the assistance you need to go after the debt relief you deserve. Join me in this episode as I break down some popular misconceptions about the PSLF Waiver and IDR Waiver programs, as...

Biden's Student Loan Changes & What They Mean for Your Student Loan Debt The Biden Administration recently came out with a variety of sweeping proposals which are going to impact your student loans in a BIG way. These changes aren't slated to go into effect until July 2023, but they might start even earlier than that. Join me as I break down the new changes to student loans that the Biden Administ...

Washington may be headed into summer vacation doldrums, but for student loan borrowers now – more than ever – is a time to stay alert and informed! I'll start with a deep dive into a proposed settlement in the Borrower Defense to Repayment lawsuit (known as Sweet v. Cardona), outlining the origins of the class action and who stands to receive forgiveness from for-profit schools that marketed throu...

Join me in this episode where I answer many of your most popular questions about Income-Driven Repayment waivers, grace periods, reducing your loan repayment amounts, disability and term life insurance, our NEW Student Loan Planner Insurance, and so much more! It's an info-packed episode you won't want to miss, especially if you're a medical professional! In today's episode, you'll find out: Will...

Senior Student Loan Advisor Meagan Landress, CSLP®, and one of our newest Student Loan Advisors, Sim Terwilliger, CFP®, CSLP®, discuss a number of relevant topics to student loan borrowers today. Listen as they answer listener questions from the inbox, technicalities about loan repayment (particularly around recertifying for your existing income-based repayment plan) and info about the Limited PSL...

I'm offering a sneak peek into "Dreams Not Debt," our brand-new ultimate guide to creating your very own financial plan. Listen is as I break down the five key crucial elements to keep in mind when putting together your plan (cashflow, taxes, insurance and asset protection, life milestone planning and goals-based investing)⁠ — and share actionable tips on how to optimize each one to help you achie...

Society tells us that we can only retire in our 60s. If that's your plan, I think it's great! But you need to know there are more options available than you have ever dreamed possible, and it all comes down to having the right financial planning strategy in place. Of course, that's easier said than done. Listen in as I break down what's wrong with the standard approach to financial planning, and w...

Too often, we set goals and we never reach them. Why is that? It's most likely because our goals aren't inspiring enough! If your goals haven't inspired you enough to pour your heart and soul into reaching them, let's fix that. Join us, Rob Bertman, CFA, CFP®, and Lauryn Williams, CFP®, CSLP®, as we talk about how to set inspired financial goals so you can become debt-free and live the abundant li...

The Federal Reserve realized they messed up: Inflation wasn't only a temporary setback brought about by the pandemic. Monetary policy was left too loose for too long, and now it's led to the worst inflation in 40 years. This is painful for businesses of all types, big and small—including student loan companies. Many of them have no choice but to pivot or phase out certain products, and some of the...

Senior student loan advisor Lauryn Williams, CFP®, CSLP®, sits down with one of SLP's newest student loan advisors, James Mwombela, CFP®, to discuss the racial wealth divide and how it has impacted Black Americans' ability to create wealth. The basis for today's conversation is a Wall Street Journal article written in August 2021 titled "College Was Supposed to Close the Wealth Gap for Black Ameri...

I'm breaking down all the fluid elements swirling and often confusing even the most knowledgeable student loan loan experts. There's just so much going on – and the U.S. Department of Education may or may not be concealing a backdoor form of relief via their complex waiver programs. What will happen if cancellation occurs? It's not clear, but it's very likely to end up in a heavy political court c...

Vastly underreported in the media, the IDR waiver is currently being portrayed as an option for tens of thousands who are eligible for PSLF or income-driven repayment. Join me as I discuss this once-in-a-lifetime opportunity, and how I see this as a way to help millions get forgiveness. Listen in as I break down all you need to know about the IDR waiver! In today's episode, you'll find out: What i...

The temporary PSLF waiver is an amazing opportunity that offers expanded loan forgiveness for a limited time. Learn how you can use your knowledge of this once-in-a-lifetime program to help your friends get forgiveness on their loans before the October 31, 2022, deadline. Plus, I'm answering listener questions to clarify some points of the PSLF waiver, income recertification and Parent PLUS loans....

With the student loan pause, it's likely that many of you haven't made a payment in quite some time. So, how does repayment work when you're fresh out of school? What do you need to know before starting to pay off your student loans? Join us, Lauryn Williams, CFP®, CSLP®, and Dan Rooker, CFP®, CSLP®, as we talk about the basics of student loan repayments while helping you figure out which repaymen...

There are no guarantees when it comes to the future of federal student loans, but there are some clear data points and indicators — and I'm sharing my views on what will happen next. I'll take questions from listeners and deconstruct several scenarios that could impact student loan repayment as we head into midterm election season. Between the political and practical factors that will determine wh...

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Horror stories about out-of-control college debt are familiar to most of us, but there is a flip side to consider. Shying away from student loans can prove short-sighted, especially if it costs you the ability to focus on studies, network with classmates and pursue career enrichment opportunities. The trick is enlisting the right loans for the right reasons – with a carefully considered plan in pl...

The loan servicing structure needs to be fixed, but how and why? Join me as I welcome Bobby Matson, CEO and Founder of Payitoff, to talk about why the state of the student loan serving industry is broken and how we might be able to mend it. Without getting overly cynical, we shed light on the incentive structure of student loan servicers, the problems that can arise when student loans are cancelle...