Rick & Meghan

Straight talk with Rick and Meghan

Business EN ↓ 98 episodes

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

Author

Rick & Meghan

Category

Business

Podcast website

www.meghanshomes.com

Latest episode

Jun 26, 2026

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Episodes

The spring market is here! How to be the most prepared buyer... 06.04.2024

Welcome back to Straight Talk with Rick and Meghan! On this week's episode, we discuss how the housing market is heating up. April 15th is typically about when it heats up the most, all the way through December! Tune in for our valuable insights about the real estate market! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo   #meghanshomes   #straighttalkwithrickandmeghan   #po...

Do you remodel before you sell? 30.03.2024

Do you remodel before you sell? Are you truly going to recoup your investment? Welcome to Straight Talk with Rick and Meghan, where we keep it light and dive into the world of bathroom remodels! Join hosts Rick and I as we explore the age-old question: Do you remodel before you sell? Are you truly going to recoup your investment? In this episode, we'll break down the ins and outs of bathroom renov...

All about the NAR settlement, specifically the CAR residential listing agreement! 23.03.2024

Welcome to the latest episode of Straight Talk with Rick and Meghan, where Rick Dennis, a seasoned loan officer, and Meghan Shigo, an experienced realtor, delve into the dynamic world of Southern California real estate. In this week's episode, we dissect a crucial aspect of the National Association of Realtors' settlement, focusing specifically on the California Association of Realtors' Residentia...

All about FHA loans! 09.03.2024

Welcome to Straight Talk with Rick and Meghan! Join us this week as we delve into the world of FHA loans and uncover the wealth of benefits they offer to prospective homebuyers in beautiful Orange County, California. From low down payments to flexible qualification criteria, we'll guide you through the ins and outs of FHA loans, shedding light on how they can be the key to unlocking your dream hom...

Meghan shares a personal story of disappointment! 02.03.2024

Welcome back to Straight Talk with Rick and Meghan! With Meghan Shigo, Realtor, and Rick Dennis, Loan Officer. Join us as we delve into the vibrant world of real estate in one of California's most sought-after locales. In this week's episode, I open up and share a deeply personal story of disappointment, serving as a poignant reminder of our unwavering dedication to providing a five-star experienc...

The ethics of writing multiple offers on multiple properties simultaneously 16.02.2024

Welcome back to "Straight Talk with Rick and Meghan" – your go-to podcast for all things real estate in Orange County, California! I'm your host, Meghan Shigo, a seasoned Realtor, and joining me today is Rick Dennis, a reputable loan officer with years of industry experience. In this episode, we delve into a topic that's often debated within the real estate community: the ethics of writing multipl...

Non-owner occupant mortgages and the realities of real estate investing! 10.02.2024

Welcome back to Straight Talk with Rick and Meghan, your go-to podcast for all things real estate! Join us this week as we dive deep into the nitty-gritty of non-owner occupant mortgages and the realities of real estate investing. In this episode, Rick Dennis, esteemed loan officer, and myself, a seasoned Realtor, are here to burst your real estate investor dreams… just kidding, we are here to EDU...

All about the California Dream for all shared appreciation program! 03.02.2024

Welcome to this week's episode of #straighttalkwithrickandmeghan ! 🏡 Join us as we delve into the California Dream for All shared appreciation down payment assistance program, uncovering crucial guidelines for a successful application. 💡 Whether you're a first-time homebuyer or navigating the real estate market, this episode is a must-listen! Discover insider tips for maximizing your chances in...

Diving into the world of insurance with John Boyd! 20.01.2024

Join hosts Rick and I this week as we dive into the world of insurance with special guest John Boyd from Farmer's Insurance. 🏡🚗 Discover the latest changes in California's insurance landscape, upcoming requirements, and get valuable insights on what to do if you receive a cancellation notice from your insurance company in the mail. Tune in for a wealth of knowledge! 🔍 **Key Topics:** - Insuranc...

Preparing for success as a home-buyer in 2024! 15.01.2024

This week, Rick and I talk about the actions that you can do to be prepared to have success this year and if your house hunt is one of those things, it's time to get your pre-approval updated ASAP so that you're ready to write offers and be successful!! Bonus! Listen to our strategy for communicating with the listing agent once you've made your offer! Meghan Shigo, Realtor Century 21 Affiliated DR...

Financing, FHA Approval, and Rate Revelations! 22.12.2023

Year-End Real Estate Wrap-Up: Financing, FHA Approval, and Rate Revelations! Welcome to the final "Straight Talk with Rick and Meghan" episode of 2023! 🎉 In this sizzling installment, we dive deep into three burning real estate topics that will keep you on the edge of your seat. 🔥 1️⃣ Unlocking Escrow Secrets: Can Buyers Change Financing Midway? Ever wondered if it's possible for a buyer to shak...

All about real estate finance! 02.12.2023

View the full video on my YouTube at https://youtu.be/j-WGWWI8sFY?feature=shared 🎙️ Welcome back to Straight Talk with Rick and Meghan! 🏡 This week, we're diving into the world of real estate finance. Ever wondered about conforming loan limits and what's the deal with high balance? 🤔 Join us as we break it down and unravel the mysteries behind how your county and the type of house you're eyeing...

Have you heard about the lawsuit regarding Realtors' commissions?? 18.11.2023

View the full episode on my YouTube at https://youtu.be/ugjSOw_iWZ4 🎙️ Tune in to this week's episode with Rick and I as we dive deep into the recent lawsuit surrounding buyers' agent commissions. Get the inside scoop on the evolving real estate landscape in California and discover the financial aspects of being a Realtor in the state. 🏡 Explore the burning questions: How much does the average Re...

Rick explains what a 5/1 ARM loan is! 03.11.2023

Join hosts Rick and I in this week's episode as we unravel the mysteries of home financing and FHA condominiums. Have you ever wondered what a 5/1 ARM is in the context of an FHA loan? You're not alone! ARM stands for Adjustable Rate Mortgage, and it's one of the many terms that can leave homebuyers scratching their heads. Tune in as Rick and I break down the intricacies of this popular mortgage t...

Buying a home with an HOA? Listen to this first! 27.10.2023

In this week's episode of Straight Talk with Rick and Meghan, join us as we dive deep into the world of Orange County real estate and explore the intricacies of buying a home in a Homeowners Association (HOA). 🏘️ Buying a home in an HOA can be a rewarding but complex process, and understanding the fine print in those hundreds of pages of documents is crucial. We break down the key factors you shou...

How does your lender determine YOUR interest rate? 07.10.2023

In this week's episode, Rick and I dive deep into the world of real estate, offering valuable insights and advice. With over 40 years of experience in the mortgage industry, Rick provides expert guidance on how to navigate the current landscape of soaring interest rates and the critical decision of when to lock in your rate. 🏡💰 I share my recent experiences and frustrations dealing with other Re...

Fall housing market update! 30.09.2023

Fall housing market update!! 🍁🎃 🔑 What is predicted to happen? 🔑 What do WE think is going to happen? 🔑 And what should you do about it?! Tune in to find out!! And tune in every week for more valuable real estate information! 🏠👩🏼‍💼♥️ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo   #straighttalkwithrickandmeghan   #podcast   #realtor   #realestate   #housing   #hous...

HOA Insurance Problems?! 23.09.2023

Welcome back to #straighttalkwithrickandmeghan ! This week, we discuss HOA insurance. What are the owners' responsible for? What is the HOA responsible for? Tune in to find out! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #podcast #hoa #lender #realtor #realestate #anaheim #oc #orangecounty

Navigating first time home buyer programs! 16.09.2023

This week on the podcast, Rick and I delve into the world of first-time homebuyer programs, separating the genuine opportunities from the questionable ones. Tune in to discover the secrets of legitimate first-time homebuyer assistance! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Navigating the mortgage market maze.. Loan officer insights! 09.09.2023

Join Rick and I this week as we dive deep into the world of loan officers and the changing landscape of the mortgage industry. We discuss the significant number of loan officers leaving the business due to the evolving market dynamics and the scarcity of refinances. Discover the fascinating insights into the mindset of loan officers and how it influences the types of loans they offer. Learn why it...

Selling homes with solar! What does this mean for the lender, appraiser, Realtor, etc! 26.08.2023

Exploring the Tangible Benefits of Selling Homes with Solar! 🏡☀️ Learn about quantifiable advantages for owned and leased solar homes. Discover how appraisers assess solar's value! Tune in every week for more valuable information. Always feel free to message me with any questions! 📲(714) 273-1381 💌meghanshigo@gmail.com Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo   #meg...

Learn the ins & outs of appraisals! 18.08.2023

🎙️ Tune in to this week's episode as Rick and I dive into the world of #appraisals ! Learn about the ins and outs of property valuation. #realestatetalk #homeappraisal Discover who initiates the appraisal process and its timing. Uncover the costs involved and understand who foots the bill. Get insights into the distribution of appraisal reports. 📜🏠 #propertyvaluation Ever wondered about the role...

Celebrating my 25th real estate anniversary! Tune in for some stories from our combined 70 years! 12.08.2023

Join us for a special episode as we celebrate my 25th anniversary in the real estate industry! Rick and I come together to share stories about our journey to where are careers are now. From navigating market shifts to witnessing industry trends, Rick and I bring a wealth of knowledge as we reflect on our combined 70 years of real estate expertise. Don't miss this opportunity to gain insider insigh...

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