Stephen Lee, CPA, CPWA®

In 2026, health savings accounts have become a powerful retirement tool with record-high contribution limits. This video explains the "Shoebox Strategy" for maximizing your HSA, focusing on how to use it effectively for healthcare in retirement. We'll cover the significant hsa tax benefits and overall hsa benefits, showing how this hsa strategy can lead to greater tax efficiency for...

Why Your 2026 Tax Refund Is Smaller: 5 OB3 Law Changes Explained CPA Stephen Lee explains why 2026 tax refunds may be smaller even if you didn’t pay more in taxes, citing five updates tied to the “One Big Beautiful Bill (OB3)” passed in mid-2025. He covers updated IRS withholding tables that spread tax cuts across paychecks, a new 0.5% AGI floor on charitable deductions for itemizers, the expirati...

New 2026 Car Loan Interest Deduction Explained | Save on Your Taxes! In this video, CPA and certified private wealth advisor Stephen Lee covers the newly introduced Qualified Passenger Vehicle Loan Interest Deduction effective for the 2026 tax season. This deduction allows some taxpayers to write off up to $10,000 in car loan interest without itemizing, provided that specific conditions are met. S...

If you own gold or silver, one of the biggest and most expensive mistakes investors make is not understanding how those gains are taxed. Precious metals follow a very different set of tax rules than stocks or real estate, and getting this wrong can cost you tens of thousands of dollars. In this video, Stephen Lee, CPA and Certified Private Wealth Advisor, explains how gold and silver are taxed, wh...

The SALT deduction is back and for some taxpayers, this single change could unlock up to $40,000 in tax deductions for the 2025 tax year. For the first time in years, the state and local tax (SALT) deduction cap has been significantly expanded, but qualifying for it is not automatic. If you are a homeowner, live in a high-tax state, or itemize deductions, this update could materially lower your ta...

If you're raising a family, the new $2,200 child tax credit could put real money back into your household, but only if you understand how it actually works. This video explains the 2026 child tax credit, detailing who qualifies, how much can be claimed, and the income thresholds for married and single filers. Learn essential personal finance and money management strategies to maximize your tax...

The IRS quietly changed the rules for the 2026 tax filing season, and most taxpayers are at risk of overpaying if they file the same way they always have. In this video, CPA and Certified Private Wealth Advisor Stephen Lee breaks down the most important 2026 tax law changes you need to understand before filing your 2025 tax return. You’ll learn how the new 2026 tax brackets work, where hidden dang...

As a CPA, I've seen that the biggest income tax filing problems often stem from missing information, not math errors. This video, presented by CPA Stephen Lee, provides a definitive 2026 tax preparation checklist to help you avoid common pitfalls. Learn about crucial tax deadlines, organizing your tax forms and documents, and essential tax tips to ensure a smooth tax season. 00:00 Introduction...

If you earned significant overtime pay or tips in 2025, you might be due a tax refund most people don't even know about. This video explains how parts of your income are now tax free from federal taxes, and how to claim it back when you file. Learn how to calculate your deductions and discover tax savings tips to ensure you get the money you deserve. 00:00 Introduction: Are You Owed a Tax Refu...

Social Security changes are coming in 2026, and most people won’t realize how much they matter until they’ve already lost money. This is not a routine adjustment year. The 2026 Social Security changes affect your monthly benefits, your taxes, Medicare Part B premiums, and whether working in retirement helps or hurts you financially. In this video, Stephen Lee, CPA and Certified Private Wealth Advi...

Use Discount code SLCPA15 for a 15% discount - https://get.tax1099.com/ygtwcpua6iqd PLEASE ADVISE - The 15% discount is applicable on eFiling fees and not on services like USPS. This video clarifies who needs to file a "Form 1099" for the 2025 tax year, especially for "independent contractor" payments. Our CPA guides you through e-filing a "1099 NEC" quickly and accur...

How much money can you give someone without triggering gift taxes or IRS issues? If you’re planning to help family or friends in 2026, understanding the IRS gift tax rules is essential before you move any money. In this video, CPA and Certified Private Wealth Advisor Stephen Lee explains exactly how the gift tax works, who actually pays the tax, and how much you can give without filing paperwork o...

The IRS just handed retirees a massive tax bill for 2026 and most people have no idea it’s coming. Many Americans assume taxes go down in retirement, but with the new 2026 tax brackets, the senior bonus deduction, Medicare IRMAA cliffs, and updated Social Security taxation rules, that assumption can cost you tens of thousands of dollars in stealth taxes. In this video, CPA and Certified Private We...

Are you making good money but still living paycheck to paycheck? You’re not alone. Over 70% of Americans earning $75,000 or more struggle financially not because they don’t earn enough but because they lack the right systems. In this video, CPA and Certified Private Wealth Advisor Stephen Lee breaks down the 90-Day Money Blueprint—a proven, step-by-step system designed to help you take control of...

On this channel, Stephen Lee shares proven strategies to help high earners, business owners, and professionals keep more of what they make, minimize taxes, and build lasting wealth. Whether you’re optimizing your S-Corp, investing smarter, or managing 1099 income, this channel gives you the tools to make confident money moves backed by real client experience. Subscribe for smart, actionable advice...

Maximize Your 2025 Tax Savings: Year-End Moves for Business Owners and High Earners. Join CPA and Certified Private Wealth Advisor Stephen Lee as he breaks down essential IRS-approved tax strategies for business owners and high-income professionals to undertake before December 31st. Learn how to prepay expenses, delay invoicing, upgrade equipment, maximize retirement contributions, leverage bonus...

Many believe a W-2 job limits wealth, but your paycheck is a powerful tool for financial freedom. I'm Stephen Lee, a CPA, and I've seen professionals like teachers and engineers achieve financial freedom by investing a portion of every paycheck, leading to significant wealth. With smart money management and consistent investing, anyone can build wealth and secure their retirement. Apply for my 5-s...

Massive Tax Changes Coming in 2026 and Trumps Big Beautiful Bill - Save Thousands with These 5 Smart Moves! The 2026 tax changes are coming fast and for many Americans, they will completely reshape how much you owe, how much you keep, and which deductions you can still claim. In this video, Stephen Lee, CPA and CPWA, breaks down the biggest 2026 tax rule changes and explains exactly how they impac...

Special thanks to Xero for sponsoring this video! Please check them out with the link - https://xero5440.partnerlinks.io/Step... Want to go deeper? Join my Business Owner Bootcamp — 5 live private sessions where I help you build your personalized tax and wealth plan step-by-step. Learn to combine accountable plans, S-Corp optimization, and advanced retirement strategies. 👉 https://stephenleecpa.c...

Big changes are coming to your 2026 taxes and it’s not just the income tax brackets. In this video, we break down everything the IRS just announced, including the new 2026 tax brackets, capital gains updates, and standard deduction adjustments that could impact how much you owe next year. You’ll learn: ✅ The exact 2026 federal income tax brackets for single and married filers ✅ What’s changing w...

🔔 Subscribe for more tips and strategies tailored for business owners and high earning professionals. On this channel, Stephen Lee shares proven strategies to help high earners, business owners, and professionals keep more of what they make, minimize taxes, and build lasting wealth. Whether you’re optimizing your S-Corp, investing smarter, or managing 1099 income, this channel gives you the tools...

📩 Apply Business Owner Bootcamp: https://stephenleecpa.com/business-owner-bootcamp/ When you understand this formula, everything changes: ✅ You stop chasing higher income just to afford a higher lifestyle. ✅ You start building *real financial freedom* instead of lifestyle debt. ✅ You learn how to make your money work for you — not the other way around. The information provided on this channel...

Why do so many high-income earners still feel broke? You make good money… but where does it all go? In this video, Stephen Lee, CPA & Certified Private Wealth Advisor, breaks down why most people never build real wealth—and how you can fix it starting today. 💡 Learn the 3 traps that keep professionals stuck living paycheck-to-paycheck:1️⃣ Lifestyle creep – earning more but spending more.2️⃣ W...

If you’re an S-Corp owner paying yourself back for business expenses through payroll or distributions — stop right now. You could be throwing away thousands of dollars in unnecessary taxes every single year. In this video, Stephen Lee, CPA, CPWA®, breaks down one of the most powerful IRS-approved S-Corp tax strategies that 99% of business owners (and even CPAs!) don’t know about — the Accountable...

#SCorp #TaxSavings #RetirementPlanning #SmallBusinessOwner #WealthBuilding #Solo401k #SEPIra #MegaBackdoorRoth #CashBalancePlan #BusinessTaxes #TaxStrategy #FinancialFreedom #SmartMoneyMoves 💰 What if you could save $50,000, $100,000, or even $200,000 in taxes this year while building massive retirement wealth? If you own an S-Corp and your income is growing, these 4 powerful retirement strategie...