STBB | Legally Speaking

In the second instalment of our five-part series, Refqah Ho-Yee thoughtfully explores the implications of the co-ownership of immovable property for estate and succession planning. To avoid needless conflict and provide clarity to those you leave behind, contact estates@stbb.co.za to schedule an appointment to draft a comprehensive will or to update your existing will.

In this month’s special five-part podcast series, Refqah Ho-Yee explores estate planning for millennials. In our first instalment, she addresses essential considerations for those with minor children, including how to provide for their ongoing needs – such as accommodation, medical care, and education – in the event of one’s untimely passing. Cognisant of the importance of having a valid will, Ref...

In honour of Women’s Month, Ghislaine Barends, Director at STBB Cape Town, joins us in our latest episode to discuss balancing a thriving career and personal life. Ghislaine touches on the challenges she faces in and out of the workplace, how she tackles them, and the value of having a strong support system around you. Be sure to listen to her advice for women encountering similar challenges.

In this month's informative episode, Senior Associate and Head of STBB Claremont’s Bond Department, Junel Hickman, joins us to discuss various aspects of homeowners’ insurance, an essential component of property ownership. In a concise but insightful discussion, she canvasses the important distinction between homeowners’ insurance and household insurance, explains why homeowners’ insurance is a co...

Does listing your property during the winter months negatively impact its re-sale value? Tune into this month's brief, but insightful, episode with Dillon Lebotschy as he explains why there may be untapped advantages to selling your property during winter and shares invaluable tips for crafting a snug atmosphere to entice prospective purchasers. Don't miss out on this helpful advice and transform...

Have you ever wondered if it is best to avoid social media? Do you click on links without a second thought? In this month's engaging episode, STBB Operations Manager and IT specialist, Brent Mackay, joins us on the podcast to explain how individuals and businesses can safeguard themselves on social media and what to watch out for to avoid being compromised. Tune in to learn more and stay cyber-saf...

In our latest episode, Associate and conveyancer, Natasha Singh, joins us on the podcast to discuss the ins and outs of the conveyancing process. She provides helpful advice for sellers and buyers, outlines the costs involved for both parties, and provides a synopsis of the entire process from receipt of instruction to the registration of the transfer in the Deeds Office. If you're considering sel...

Director, Stefan Hougaard, joins us on the podcast to briefly discuss the impact of the Consumer Protection Act on lease agreements. Whether you're a tenant or landlord, or are planning to rent property, tune in now to learn more and stay informed!

On today's podcast, Ewin Michael gives us the run-down on antenuptial contracts under South African law. He outlines the conditions that must be met in order to conclude a valid antenuptial contract, and the legal ramifications of being married in or out of community of property. Tune in now for more insights on this topic!

In this informative podcast, Ewin Michael joins us to address a range of frequently asked questions relevant to family law. What is a parenting plan? How does one enforce a maintenance order? What alternatives are there to marriage? And does South African law recognise 'common law marriage'? Tune in now to receive the answers to these questions and more!

In the final instalment of this two-part podcast, our labour law expert, James Foxcroft, joins us to discuss the intricate details of employment contracts, and the importance of re-examining HR policies on an annual basis to ensure that they conform with existing law. Don’t miss out on this informative discussion – tune in now!

As the solar tax incentive reaches its twilight and filing season looms, dive into the nitty-gritty details with Associate, Abduraghmaan Farao, on today's episode. Learn how to navigate this novel incentive and arm yourself against those dreaded letters from SARS. Tune in now!

In part one of this two-part podcast, our labour law expert, James Foxcroft, joins us to discuss a range of frequently asked questions about the regulatory framework governing retirement and retrenchment, the procedures applicable to misconduct and dismissal, and the law relevant to instances where an employer transfers a business as a going concern.

Join our Marketing Manager, Leani Steenkamp, and STBB Associate, Dillon Lebotschy, as they discuss how to work more efficiently in 2024. This work-smarter session will focus on the fundamentals of time management and offer advice on how to foster positive relationships at work. Check out our podcast on this topic that was released today!

We have Adam Ismail on the podcast to talk about BBBEE. He goes into great detail about BBBEE, the South African government's approach, and the requirements for international or multinational corporations looking to expand their business in South Africa. For more information on this topic, don't forget to listen to this podcast.

Stefan Hougaard joins us on the podcast today. He provides us with a better understanding of loan agreements, mortgage bonds and how non-payment is enforced. He touches on scenarios that arise and how they are best resolved. Be sure to check out today’s podcast for more information on this topic!

Catch David Thompson’s interview on SAFM where he covers the basic rights and obligations of tenants in lease agreements. He will also touch on the perspective of landlords having challenges in as far as tenants are concerned. Be sure to check out today’s podcast for more information on this topic!

Coming up on our next podcast we chat Wills and Estates. Refqah Ho-Yee joins us on the podcast to talk about the essentials of this topic. She explains how each estate has its own requirements and takes us through the process from how to prepare important documentation to the average period for the finalisation of a deceased estate. Tune in for more information on this topic!

Abduraghmaan Farao joins us on the podcast to talk about the nitty gritty of this topic. He covers a wide range of aspects, including the essential requirements for qualifying as a going concern. Be sure to check out today's podcast for more information on the topic! Leani Steenkamp is joined by Abduraghmaan Farao as they explore the ins and outs of a going concern. Abduraghmaan will explain what...

Andreas Tsangarakis, Director in the STBB Commercial Department, is joined by his colleague, Adam Ismail, Executive Consultant. Today they will be discussing the processes involved in the sale of shares and highlight various legislation that applies. They will delve into understanding the value of shares and associated rights as well as pre-emptive rights in shareholders’ agreements. Andreas and A...

Knowing the tax implications of your property transaction is crucial, not only as seller or purchaser, but also for agents assisting in the sale process. Listen to Zama Madungadaba as she breaks down the various taxes applicable in property transactions. Zama leads with great questions and identifies the three factors to consider when determining the taxes for which you will be liable.

In this month’s podcast, Olivia Harvey explains what a suretyship is and the implications of signing surety. Olivia then dives into the effect it will have if you are married in community of property and the consequences of your spouse signing surety on behalf a business - do you need to consent? Will you be held liable? She also gives options for spouses married in community of property who want...

Who carries the risk relating to the property during a transfer process? What about defects caused by natural disasters? Join Madelein Williams as she expertly covers these questions and explains how to distinguish between the defects covered under Voetstoots law and the importance of the Property Condition Report.

Family helps family in times of need. Kamogelo Twala discusses the risks of lending money to family members and how to avoid a sticky situation. No matter how strong the family bond is, you need a valid agreement stipulating the terms of repayment. What are these terms? Should you be registered in terms of the National Credit Act? Tune in for some expert advice!

Subject expert, Stefan Hougaard, covers the topic from both an individual and an entity perspective. He deals with the difference between factual and commercial insolvency as well as what insolvency actually means. Stefan explains the process of having someone declared insolvent and the benefits and risks for the creditor. Lastly, he highlights two main risks, one of which includes the risk of the...