Stay Wealthy Retirement Podcast

Happy New Year! To kick off 2021, I'm digging into the three BIG topics I know are on every investor's mind right now: Small Cap Value Stocks Bitcoin The Dow Jones Crossing 30,000 I'm sharing updates on each + what they mean for your retirement planning and investment portfolio in 2021 and beyond.

Today I'm sharing 3 simple tax planning strategies to consider before year-end. We have two weeks left in 2020 and my goal is to help you take action before it's too late. So if you want to lower your tax bill today and reduce your future taxes in retirement, today's episode is for you.  

Today I'm talking about tax gain harvesting. While tax-loss harvesting typically gets all the attention, realizing gains and deliberately paying taxes now can oftentimes be more valuable. And once again, this strategy is not just for the ultra-wealthy... In fact, those in the highest tax brackets probably shouldn't pursue this tax planning opportunity. So if you want to learn how to harvest gains...

Today I'm talking about how to combine roth conversions with charitable giving. In fact, this strategy can help wipe out this year's tax bill, reduce future tax bills, and also support some good causes along the way. The best part? There's no minimum amount of net worth required to take action. So if you want to make a smart tax move while also supporting a good cause, today's episode is for you.

Today I'm wrapping up our four-part series on investing in bonds by talking about...implementation! My goal today is to help you take action. To take what you've learned these last four weeks and make some meaningful improvements to your retirement portfolio. So if you're finally able to wrap your head around the basics of bond investing and ready to take action, today's episode is for you.

Today I'm tackling part 3 of our four-part series on investing in bonds. Specifically, I'm sharing why buying bonds and holding them to maturity might not be the best strategy.  In fact, if interest rates go up and we maintain a normal yield environment, it's possible that holding bonds to maturity will result in inferior returns.  So if you want to continue learning how bond returns are generated...

Today I'm sharing part 2 of our four-part series on investing in bonds.  Specifically, I'm going to dive into the two ways you can generate higher expected returns in the bond market.  I'm also going to share how one of the most popular bond index funds in the world is taking more risk than most people know.  As always, the information I'm sharing is based on decades of academic research...not a c...

Today I'm kicking off our 4-part series on investing in bonds. Contrary to what most people think, the bond market is actually more complex than the stock market. But, don't worry, I'm here to translate everything into plain English. In today's episode, you'll learn three big things about bonds: A short history lesson on savings bonds A breakdown of individual bonds vs bond funds How I think most...

Today I'm wrapping up our stock market investing series by talking about implementation. My goal?  To help retirement savers build a sound investment portfolio or nudge their financial advisor to make some important tweaks based on decades of academic research.  I'm sharing what to look for, pitfalls to avoid, and exactly how to go and take action.  A special guest also drops by to share some tips...

Today I'm tackling part three of our stock market investing series. And, this is where we get to the fun stuff! In this episode, I'm sharing what historical data you might use when trying to determine which stocks to invest in.  In fact, this data is what many of the top money managers in the world use to intelligently allocate their clients' assets.  So if you want to learn how to research the st...

Today I'm continuing our 4-part series on investing in the stock market by talking about the two most effective ways to invest in stocks.  I'm also sharing the pros and cons of each method so you can decide what's best for you.  In this episode, you'll learn three BIG things: Why individual stocks have higher expected rates of return than funds What hidden costs you need to look out for when inves...

Today I'm kicking off a 4-part series on investing in the stock market. And, I don't think I could have found a better guest to get us started. My favorite personal finance writer, Morgan Housel, joins us to talk about three BIG things: Why the 60/40 portfolio isn't dead The history of the 4% rule and how it applies to retirement savers today How the psychology of money applies to everyone, from b...

Today on the show I'm answering a fantastic question from Stay Wealthy listener, Chris M. Chris asked about how he should think about his allocation to stocks versus bonds as he gets closer to retirement.  "Do I have to increase my allocation to bonds? Is it dangerous to continue to hold stocks?" If retirement is in the next 5-10 years and you want to better understand how to invest during the mos...

Today is Jeremy Schneider's last episode as guest host before Taylor returns.  He reveals the seven deadly sins of investing, including the most deadly...number seven! Jeremy dives deep into which factors can predict future investment performance and compares two similar investors...one who ends up with $1.2M and the other with less than $7,000!

Today, Jeremy Schneider of Personal Finance Club continues to fill in and will discuss the FI/RE movement sweeping through the personal finance community. He talks about shifting thoughts around retirement strategies and ages, what the "safe withdrawal rate" is, and how to calculate your "retirement number". Jeremy also answers a question from a listener on how to retire in 10 years!

Today, Jeremy Schneider shares the four biggest lies told by stock market charts. He breaks down "lost decades" and why your investment returns likely don't match what you see in stock market charts.  Jeremy also answers two questions from listeners on shifting investing strategies after becoming wealthy and Roth IRAs vs brokerage accounts. If your retirement dollars are invested in the stock mark...

In today's episode, Jeremy Schneider explains what dividend stocks are and why he believes that chasing dividends will actually make you less wealthy in the long run.‎ ‎ He recounts an example told by Warren Buffett explaining why Berkshire Hathaway has never paid a dividend.‎ ‎ Jeremy also answers a user question about a better way to invest than the S&P 500 when saving for retirement.

In today's episode, Jeremy Schneider of Personal Finance Club talks about the true cost of buying a car. He breaks down the long term financial impact of a car payment and tells the story of how his '99 Ford Explorer has made him over $91,000. He also answers two listener questions live on the podcast! If you have ever wondered how you should approach buying a car and what traps and pitfalls to wa...

Today I'm joined by the one and only Tyrone Ross.  Tyrone is a financial consultant, early-stage start-up advisor, entrepreneur, and athlete. In this conversation, we discuss: Financial literacy problems and solutions What we can do as individuals to effectively and constructively help people in need The power of proximity (one of my favorites) We also touch on many of the issues our world is curr...

Dr. Moira Somers is a psychologist and professor and has uncommon expertise in neuroscience, financial psychology, and mental health. In this interview we dive into three important topics: Direct and indirect financial stress How to have productive money conversations Why it's a bad idea to avoid talking to adult children about your end of life plans and how to have that conversation If these unce...

Today I'm joined by Ashby Daniels, CFP®. Ashby is a financial planner and the author of Medicare Simplified: What Retirees Need to Know About Medicare in 100 Pages or Less . In this episode, we are simplifying Medicare and helping you avoid costly mistakes.  Unfortunately, most people don't learn about some of these mistakes until they get sick and need their benefits.  If you want to learn how to...

Today I'm on the other end of the microphone! I was recently on the Get Wealth Fit podcast. Dustin (the host) led a great conversation and I wanted to share the replay with you.  We talk about: Why you might not need a financial advisor Conflicts of interest in the financial industry How you're making a tax planning decision daily My biggest financial mistake And more! If you're tired of me asking...

Today I'm sharing the highlights from last week's webinar with Dimensional Funds. Specifically, I'm covering three things: Why do we invest in the stock market when we know how bad it feels to watch our money go up and down How has the market responded during previous crises What should you be doing with your investments right now If you're interested in using nerdy historical data to help make so...

This is a quick reminder about the FREE investing webinar I'm hosting with our friends at Dimensional Funds on April 30th. To register, just go to www.staywealthywebinar.com Again, there are no strings attached here. This is purely for educational purposes only and my chance for me to help get good information in people's hands. We will be talking in-depth about: The current stock market landscape...

I've partnered with Dimensional Funds (a $450 billion asset manager) to host a FREE webinar on April 30th. We will be addressing the recent market volatility + what you can do as a retirement investor to weather this storm. There are no strings attached. This is a FREE webinar for educational purposes only. To register, visit www.staywealthywebinar.com. Today on the podcast, I'm sharing 5 things r...