Stay Wealthy Retirement Podcast

Today I'm continuing with our series on tax-loss harvesting . Here in part 2, I'm sharing: Who should consider tax-loss harvesting Who should stay away from it The (top) 3 things that can boost your tax savings I'm also presenting situations where tax loss harvesting can backfire , and do more harm than good. 😬 If you're a retirement saver ready to learn how this tax strategy can be maximized, yo...

Today I'm kicking off a multi-part series on tax-loss harvesting .  In part one, I'm breaking down: What tax-loss harvesting is (and how it works) Why it has become a popular tax strategy 5 little-known things about the wash sale rule If you're a retirement saver ready to learn all about tax-loss harvesting , you're going to love this episode...and this series. *** 📬 Subscribe to the Newsletter...

Today I'm tackling a few retirement and investing questions from our listeners. Specifically, I'm answering the following: How do you make sense of the two conflicting July inflation reports (0% inflation vs 8.5%)?  What are Buffer ETFs and are they a good investment for retirement accounts? What will the 2023 Social Security COLA be and why are news outlets quoting different numbers? If you're re...

Today I'm talking about the case for (and risk of!) deflation . Specifically, I'm covering: What deflation is How deflation impacts our economy Why it's a risk we should be considering  If you're ready to learn about the often-overlooked risk of deflation , you're going to enjoy this episode. *** 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes 📬 Subscribe to the Newslett...

Today, Jeremy Schneider unveils his Ultimate Investing Checklist . In fact, you can use this 7-step checklist to measure your current investing strategy. You can also use it to: Optimize your tax bill Maximize your risk-adjusted returns Eliminate costly mistakes If you want to learn how to cut through the nonsense + optimize your investment portfolio, this episode is for you. ----- Over age 50? Ne...

Today we're talking about the best way to invest for kids + grandkids.  In fact, guest host Jeremy Schneider says this is one of the most frequent topics he gets asked about! So, to help our listeners, he explores three BIG things: How to decide if you should invest for your kids...at all The top four (4) investing strategies to use How to optimize for taxes and growth If you have kids (or grandki...

Today we're talking about I Bonds! Specifically, guest host Jeremy Schneider is discussing: What exactly I Bonds are How I Bonds work Where they belong in a retirement savers portfolio If you want to learn about this unique + (virtually) risk-free investment that's paying 9%+ , you're going to love this episode. ----- Over age 50? Need retirement + tax planning help?  👉 Get Started With a Free Re...

Today Jeremy Schneider dives into Vanguard Target Retirement funds (and the tax problems they're causing).   Specifically, he's sharing: What happened at Vanguard to trigger this giant tax issue Why this occurred in the first place What to do when it happens again   He's also answering two (2) BIG questions from listeners! If you're ready to learn how to avoid future mutual fund tax surprises so y...

Indexed Universal Life Insurance (IUL) is all the rage right now. "10%+ growth potential. Guaranteed security against market risk. Tax-free retirement income." These policies are confusing. And they sound WAY too good to be true. So to get to the bottom of it ... I bought one! I read the fine print. D id the math. And uncovered the ugly truth.  In this episode, I'm sharing the 10 lies told during...

Today I'm sharing a fun announcement with everyone. I'm also providing retirement savers with important information on the 2022 Medicare IRMAA brackets. This includes covering three things: What IRMAA is How IRMAA is calculated The 10 best ways to avoid IRMAA If you want to better understand how you can navigate Medicare IRMAA this year (and beyond!), you'll enjoy this episode. *** 📖 Read more ab...

Today I'm talking about Grandparent 529 Plans . In fact, a BIG change was recently that seemed to fly under the radar. In addition to discussing this change, Robert Farrington joins me to discuss three (3) important things: How to maximize the tax benefits of a 529 Why 529 plans are great estate planning tools How to invest your money inside a 529 We also talk about alternatives to 529 plans that...

Today I'm sharing key takeaways from the May inflation (CPI) report. I'm also sharing: What "shadow inflation" is (and why you should ignore it) Why inflation is high What retirement investors can do in response Over age 50? Need retirement + tax planning help?  👉 Get Started With a Free Retirement Assessment   To grab the links mentioned in today's episode, visit the show notes page .

Inflation has skyrocketed this year. In fact, inflation jumped to a 40-year high of 8.5% in March 2022. So why are Treasury Inflation-Protected Securities (TIPS) losing money? What are TIPS exactly? And do they belong in a retirement portfolio? If you want answers to these questions, you're going to love today's episode. On the hunt for a retirement + tax planning expert? 👉 Learn more about getti...

Today I'm sharing three (3) big retirement planning mistakes and how to avoid them. Actually, that's not true... I was inspired to add a fourth retirement mistake at the last minute after a recent client meeting. So be sure to stick around to the very end. ;) On the hunt for a retirement + tax planning expert? Learn more about getting a Free Retirement Assessment™ .  To grab the links mentioned in...

The markets are off to the worst start since 1939! Given that, I'm answering three (3) BIG questions from listeners today: Why are stocks AND bonds down at the same time + what should investors be doing right now to protect their portfolio? How can we improve our mindset and gain optimism in the face of negative economic outlooks? What is the correct order of operations when withdrawing money in r...

Today I'm sharing details about a (new) popular financial scam. To help you stay safe, I'm also sharing 3 ways to stay safe and protect yourself in retirement. (Hint: your "complex" password may not be as secure as you think. 😲) If you want to learn about this sophisticated financial scam + tips for protecting your family, this episode is for you. Need Retirement & Tax Planning help?  Click here...

Today I'm talking about investing. Specifically, I'm joined by data scientist and author, Nick Maggiulli, and we're talking about: How to invest in high inflationary environments Why you shouldn't "buy the dip" A unique formula for investing during market drawdowns If you're ready to dive into data and get answers to some of the biggest investing questions, this episode is for you. 👉 Click here t...

Inflation jumped 8.5% through March.  This is the highest reported level since 1981. 😬 It was also the biggest monthly jump in prices since 2005. However...there are some tentative signs that inflation may be slowing. I share more in this episode + provide thoughts on how retirement savers might respond.  👉  Learn more about our Free Retirement Assessment For the episode show notes and links, cl...

Today I'm tackling part two of our series on Roth conversions. Specifically, I'm sharing: How to determine if a Roth conversion makes sense A Roth conversion case study Common mistakes + pitfalls to avoid If you're ready to master Roth conversions and take control of your tax bill, you're going to love today's episode. Need retirement + tax planning help? 👉 Learn more about our Free Retirement As...

Today I'm kicking off a 2-part series on Roth conversions . Specifically, here in part one , I'm breaking down: What a Roth conversion is How a Roth conversion works Why Roth conversions are so popular If you're ready to master the basics of Roth conversions, today's episode is for you. Need tax and retirement planning help? 👉   Learn more about our Free Retirement Assessment For the episode show...

Today I'm addressing inflation (again), war, and the risk of a recession. Specifically, I'm sharing: An update on the recent inflation report Why my previous inflation comments were wrong The probability of a recession + what retirement savers should be doing If like most investors, you're nervous about the current environment and looking for guidance, today's episode is for you. Need tax and reti...

Today I'm talking about Roth conversions. But instead of talking about why they're so great... ...I'm sharing 5 reasons why you might NOT do them. To help, Steven Jarvis, CPA, joins me. Together, we share a handful of often-overlooked reasons that might make you pause. If you're ready to learn why you might pass on Roth conversions (today or in the future!), today's episode is for you. 👉  Click H...

Today I'm sharing what the recent spike in inflation will do to your tax bill.  Why? Because the higher inflation is, the more uneven its impact is on taxes owed by retirement savers. And nobody likes it when Uncle Sam catches them off guard! If you want to know the 6 ways inflation might impact your taxes this year, you're going to love this episode. 👉 Click Here to Access Show Notes and Links f...

Today I'm talking about inflation . In 2021, consumer prices rose 7%... the largest increase in 39 years . Is this good news or bad news? What does this mean for retirement investors? How should our investment strategy change in response? I'm answering these questions and more! If you're ready to address common inflation myths + learn how to take action, today's episode is for you. 👉 Access the S...

Today I'm discussing the current stock market volatility . As of a couple days ago, U.S. stocks were off to their worst start since 2016 . Bonds are also in negative territory. And inflation is at its highest level in 39 years. Many retirement investors are [understandably] worried about the current state of the financial markets. If you want to learn why + how to respond as a smart investor, you'...