State48 Homeowner Podcast

Welcome back to the State 48 Homeowner podcast! In this episode, we go over ten home maintenance tasks you probably forgot to do. From checking your stem wall to cleaning your ceiling fans and defrosting your freezer, we cover all the critical maintenance tips to keep your Arizona home in top shape. Don't miss out on these valuable tips to ensure your home stays safe, efficient, and well-maintaine...

Welcome back to the State 48 Homeowner podcast! In this episode, Real Estate Broker Scott Kooiman and Steve Farrington from Unity Home Loans tackle the crucial question: "How much home loan can I afford by salary in Arizona?" They discuss the factors influencing home affordability, the benefits of homeownership, and the steps to take when considering buying a home. Steve shares valuable insights o...

Welcome back to the State 48 Homeowner podcast! In this episode, we explore the journey of trash in Arizona with Jennifer Wargo, the communications director for Waste Management. Discover what happens to your trash, the engineering marvels of modern landfills, and the fascinating process of recycling. Jennifer also shares insights into the challenges of landfills and hazardous waste and the innova...

Welcome back to State 48 Homeowner! In this episode, we dive deep into the world of scorpions and how to deal with them effectively in Arizona with our guest Dave Burns from Burns Pest Elimination. We cover everything from scorpion behavior and habitat to effective remediation techniques, as well as answering what to do if you get stung by a scorpion. Learn about the innovative solutions Burns Pes...

Join us as we focus on an often overlooked aspect of something important in our homes: healthcare planning. In this episode, we discuss Arizona's advanced directive registry, a groundbreaking system allowing individuals to upload their advance care documents, ensuring accessibility via QR codes. Guests Carla Sutter, Operations Manager for Senior Healthcare Directives at Contexture, and Klaus Team...

Welcome to the State 48 Homeowner Podcast! In this episode, we're joined by Steve Farrington from Unity Home Loans to discuss the best mortgage options for first-time homebuyers. We dive into different loan types such as FHA, VA, USDA, and conventional loans, and also touch on down payment assistance programs. Whether you're new to the market or haven't owned a home in a while, this episode provid...

In this insightful episode of State 48 Homeowner Podcast, we sit down with Ashley Fortune, MSW, a social worker from Gilbert Public Schools, to discuss how parents can help their teens navigate the world of online safety. As social media becomes an integral part of our children's lives, it's important to understand how to keep them safe from potential dangers such as catfishing, sextortion, and on...

Whether spring, summer, or fall, keeping your home in tip-top shape is essential for comfort and safety. In this episode of the State 48 Homeowner Podcast, we dive into the importance of maintaining your HVAC system and the role of filters in ensuring clean air and optimal performance. Our expert guest, Robert Marcheski, owner and operator of Polair, shares valuable insights on how to ensure your...

Dive into the differences between smart and normal consumers in this episode of the State 48 Homeowner Podcast. We sit down with Ramsey Certified Financial Coach Caroline Kelly explore the hidden costs of comparison, impulse spending, and the pitfalls of credit card usage. Discover practical strategies for becoming a smarter consumer and managing your finances effectively. Learn about the concept...

In this episode of the State 48 Homeowner Podcast, crime prevention officer Dawn Blake from the Mesa Police Department shares valuable insights and real-life anecdotes about home security. From the dangers of leaving garage doors open to the importance of locking up firearms, learn practical tips to keep your home safe. Discover how simple measures like leaving lights on and participating in neigh...

In this episode of the State 48 Homeowner Podcast, real estate market experts Steve Farrington, Nat Stout, and Scott Kooiman delve into the intriguing but unlikely scenario of a rapid decline in interest rates. From the perspectives of both buyers and sellers, they explore the dynamics of supply and demand, home prices, home affordability, and the importance of planning during uncertain times.   0...

Join host Scott Kooiman and special guest Dave Burns, CEO of Burns Pest Elimination, in this eye-opening episode of the State 48 Homeowner Podcast. Discover the insider tips and cutting-edge technologies used by professionals to tackle pesky rodents and insects like never before. In this episode, Dave Burns delves into the intricacies of pest control, sharing valuable insights on understanding rod...

In this episode of the State 48 Homeowner podcast, host Scott Kooiman sits down with Ashley Fortune, a social worker from Gilbert Public Schools, to discuss a pressing concern for many parents: substance use among children and teens. As societal norms shift, so do the challenges faced by parents in addressing drug education and prevention. Ashley shares insights from her experience working with yo...

In this episode of State 48 Homeowner, Scott dives deep into the alarming rise of title fraud in Arizona with guest Alysia Moore from Fidelity National Title. From targeting vacant lots to sophisticated schemes involving absentee owners, they uncover the tactics used by fraudsters to deceive homeowners, as well as diving in to other types of fraud. Learn how to recognize red flags, protect yoursel...

Join Klaus Team real estate agents Kraig Klaus, Ty Lusk, Twila Edwards, and Scott Kooiman as they delve into the current landscape of home affordability in the East Valley of Phoenix Metro, Arizona, in 2024. In this episode, we explore what $600,000 can buy in Mesa, Gilbert, and Queen Creek, highlighting three properties in each city. Our expert agents showcase the homes for sale and discuss the u...

In this episode of the State 48 Homeowner podcast, host Scott Kooiman dives deep into the world of home budgeting alongside guests Christine Matthews from the Klaus Team and financial coach Caroline Kelly. Together, they share personal stories, practical tips, and invaluable insights on how to make smart financial decisions and achieve long-term success with home budgeting. From overcoming budgeti...

Join host Scott Kooiman and special guest Dave Burns from Burns Pest Elimination as they delve into the fascinating world of bugs and critters in Arizona. With over 41 years of experience, Dave shares invaluable insights into common pests like ants, crickets, spiders, scorpions, Sonoran Desert Toads, and the notorious roof rats. Discover the signs to watch for, tips for prevention, and what to do...

In this episode of the State 48 Homeowner Podcast, host Scott Kooiman sits down with Dawn Blake, Crime Prevention Officer for the Mesa Police Department to discuss a critical issue: the dangers of leaving valuables in unlocked cars. Dawn shares insights into the alarming trends she's observed, including the prevalence of stolen firearms, purses, garage door openers, and even keys left in vehicles....

In this episode, Scott Kooiman chats with Steve Farrington from Unity Home Loans, debunking myths and shedding light on the true workings of reverse mortgages. From the misconceptions surrounding ownership to credit requirements and inheritance, they unravel the complexities of this financial product, aiming to provide a comprehensive understanding. With insights, anecdotes, and industry expertise...

Welcome back to another insightful episode of the State 48 Homeowner Podcast! In this episode, host Scott Kooiman, alongside real estate expert Kraig Klaus and financial and lending specialist Steve Farrington, delves into the burning question on every homeowner's mind: Is My Equity Safe? Tune in as they analyze the current real estate landscape, discuss market trends, and explore various strategi...

In this episode of the State 48 Homeowner Podcast, we welcome back master financial coach Caroline Kelly for an engaging discussion about the crucial shift from renting to homeownership. Highlighting the stark differences in net worth between renters and homeowners, we unravel misconceptions and delve into actionable steps necessary for this monumental transition. Join us for invaluable insights i...

Join us on the State 48 Homeowner podcast as we delve into what people need to know about being prepared when we have aging parents. Rich and Dawn Milburn from Klaus Team Silver share invaluable insights gained from personal and professional experiences in senior care. Discover the five crucial aspects often overlooked when preparing for this transition. From timing conversations to caregiving opt...

Join Scott Kooiman from the State 48 Homeowner Podcast along with Alysia Moore and Don Czajkowski from Fidelity National Title for a deep dive into essential tips for a seamless home closing process. From unexpected hiccups to crucial documentation, they uncover the vital details that homeowners need to know before making their next move. Dive into this insightful conversation packed with practica...

In this episode of the State 48 Homeowner podcast, real estate veterans Kraig Klaus and Scott Kooiman and home finance expert Steve Farrington discuss the 2024 Arizona housing market forecast. From analyzing 2023 trends to predicting changes in mortgage rates, inventory, and buyer dynamics, they unravel the nuances impacting buyers, sellers, and the overall housing landscape. Join the conversation...

Join Scott and financial coach Caroline Kelly on the State 48 Homeowner Podcast as they discuss practical strategies for slashing living expenses in the New Year. Caroline shares invaluable financial insights, guiding families to conquer debt, build wealth, and achieve their financial goals. From reevaluating budgets to managing subscriptions, discover actionable tips to optimize spending without...