Something On My Mind

This week’s episode is about the stock market and inflation capitulation. At the time of this recording the stock market as a whole is 20% down from its previous high water mark and inflation hasn’t been this high since Luke and Laura were popular on General Hospital. So when this occurs many people begin to panic about what to do with their investments. Now this is a logical thought especially fo...

There is no doubt AI will impact the amount of jobs available in the future and how much money people can make. What jobs are at risk? Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

The average cost for a gallon of gas as of this recording is $4.22 according to AAA. Not to mention that this has been going on for weeks and it may stay this way for several more cycles. So what can we do to get more out of our tanks of gas? #1 Use apps such as GasBuddy which is our PFT #23 to find the lowest costs in your area. I always go to Costco. #2 Keep your speed in check. According to Con...

We review the top ten worst college degree choices. Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/ @somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

The new climates chage communties are protecting themselves from the results of typical major disastors. Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/ @somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

What is the best country to live in? Hint - it is not the United States. Are you suprised? Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/ @somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

Should NFL rookies have to pay $3,000 - $50,000 for hazing dinners with veterans? Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

Should congress have age and term limits? Is that discriminatory? There are brginning age limits to hold a position so why isn't that the case on when one cannot hold a position? Website: https://www.somethingonmymind.net/ Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.c...

This week we talk about the the future of tiny home apartments where the walls and fixtures move by way of robotics to create five different living spaces. Website: https://www.somethingonmymind.net/ Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/ @somm.podcast?lang=en https://www.facebook.com/somm.podcast https:...

This week discuss the trend of people leaving California due to the Pandemic, The Great Resignation, Climate and Cost of Living Website: https://www.somethingonmymind.net/ Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/ @somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

What would you do with $1.2 billion? The Mega Millions just had its largest winner ever. Website: https://www.somethingonmymind.net/ Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

This week we talk about how there are a record number of weddings in 2022 and the people attending them are going broke Website: https://www.somethingonmymind.net/ Social Media https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/ @somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast

This week’s topic is about those pesky fees when paying for good and services. In the digital age with money, there is a 100% chance that you can pay for goods and services electronically. In my case, I pay with a credit card whenever I can so I can get reward points as well as protection that it offers against theft. However, there are circumstances when a fee is required when charging with a cre...

In this week's episode we discuss if are people are saving enough for future retirement. The average American has just over $65,000 in their investment accounts. This is no where near the money that will be needed to retire. Each person should be saving 10-15% of their gross income to achieve this goal. We discuss what options that can help you achieve your goals and the value of compound interest...

There is nothing wrong when the word “bonus” is used in a sentence. When it comes to money this is even better. According to Zippia.com 33% of companies in the U.S. offer year-end bonuses and 40.5% of all U.S. workers have access to nonproduction bonuses. In addition, with Great Resignation, many companies are offering sign-on bonuses to attract new talent. So this leads us to the point of managin...

Raise your hand if you've been to an all-inclusive trip. I have and I love them. When I think of this type of vacation, I envision the aquamarine water, cooling sand, sensuous smells from the grill and of course, tropical drinks. So a common question that we receive is: are all-inclusive worth the money? It depends, so let’s explore: The advantage is you know exactly how much your trip is supposed...

This week's episode is about the recycling problem, specifacally with plastic that is harming our planet. We talk about solutions that exist and what measures can be taken to solve the matter that concerns our precious planet. Are we too late? Probably. In the rountable, we talk about a weird dating experience due to a hangry episode. Website: https://www.somethingonmymind.net/ Social Media https:...

This week’s topic is about planning for gifts in your budget. Right off the bat, think to yourself and ask when is the last time that I purchased a gift for someone. More than likely it has been in the last month. If not, that’s what most people average over the course of a year. When we think of gifting, it is often for the end of year holidays or birthdays; however, it goes way beyond that. Let’...

Joe Biden's budget proposal for the 2023 fiscal year includes a Billionaire Minimum Income Tax. The budget proposes that all households worth more than $100 million pay at least 20 percent in taxes on both income and unrealized appreciation which is an increase in an unsold investment. The projection will raise $360 billion. The questions is . . . will the bill pass and if it did, how would the mo...

This week’s topic is about luggage and tolls when traveling. So who's ready for a vacation? I am and I just got back from a recent trip! Now during the course of my freedom I was reminded of a few things that can help you when traveling. The first thing is packing your items. Most airlines will charge you for a checked bag and if you exceed 50 pounds, the charges can increase significantly. Theref...

This week's episode conducts and interview with Michael Unbroken: He is the host of the Think Unbroken podcast which centers on child abuse; and he also offers many free and paid healing coaching programs and courses on his website. He has an amazing story and I think many people would be homeless. in a bad way or deceased as an adult. So he is on our show today to tell us about his childhood and...

This week’s topic is term life insurance. One of the most important things that people want to do is protect their family  In the unfortunate event when they pass away.  One of the easiest ways to do this is term life insurance and costs have come down significantly due to advances in medical technology. For the most part, it is perhaps the lowest cost investment that you can make. In short you pi...

This week's episode is about the future of crypto regulation. In time a global structure will be put into place and the United States is seeking to be the leader.  With China banning crypto, this opens the door to be a superpower with digital coins. The U.S. is also looking into a digital coin to outright remove the paper money and metal coin exchange.  In the roundtable we talk about deal breaker...

This week’s topic is about managing  gasoline prices.  For the last several years, we have been experiencing stable and low prices at the pump due several reasons including the proper supply and the United State’s ability to produce more crude. With that being said, the oil that we use comes from several sources including Russia; however, most of their crude goes to Europe and Asia.  Nonetheless,...

This week's episode covers the medical debt problem in the United States. About 20% of Millennials and Gen Xer's have defaulted on their bills.  We will cover ways to understand your bill and how to ensure that it is accurate. In addition, what you can do to lower outstanding debt and pay less before being billed.  In the roundtable, we speak about birthday's and we find our Florida man.  Website ...