Something More with Chris Boyd

Vinny deMacedo, Director of Regional Partnerships, shares how Bridgewater State University pivoted in March to all online classes for its 11,000 students. This fall, 90% of classes will be online and 50% of the students living on campus will be coming back to a socially distanced campus.  Chris tells how the fall tends to be a more volatile time for the markets, especially in an election year.

Julia Sheilds-Rutyna, Director of College Planning at MEFA, talks about ways to fund a college education: savings plans, financial aid, scholarships, college payment plans, and private student loans.

Cathi talks with Megan Witton, Staff Scientist at the Atlantic White Shark Conservancy, about their research and findings. Chris and Brian discuss whether gold and silver are favorable investments at this time. 

Brian explains the markets bouncing back during the pandemic and the impact of government assistance on the economy.  Betsey Sethares, Executive Director of the @capecodtimes Needy Fund talks about their Major Crisis Relief Fund, which provides financial assistance due to Covid-19 related issues. 

The AMR team discusses the Republican Senate Coronavirus Relief proposal and Democrats response. Scott reviews some of the CARES Act provisions that can provide short-term access to cash. #economicgrowth #financialplanning #retirementreadiness

The AMR team discusses the Q2 GDP drop and corporate earnings, which beat expectations. They talk about recent Fed announcements to provide ongoing support during this time. 

The AMR team talks about unemployment claims and the next virus aid package. State Representative Randy Hunt discusses plans for building new Cape Cod bridges. See the "MassDOTs Study on Cape Cod Canal" - http://randyhuntcpa.com/docs/CanalBridgeStudyTwoPageSummary2020.pdf .

Julie Wagner, Assistant Publisher and Editor of Cape Cod Life magazine (including Cape Cod Home and Cape Cod Art) joins Chris. The Best of Cape Cod & Islands lists voter choices in dining, lodging, food & drink, things to do, and shopping. The AMR team talks about credit scores and the Bureau of Labor Statistics' 2017 Consumer Expenditure Survey .

Chris talks with Jeff Riley, MA Commissioner for Secondary and Elementary Education and Patricia DeBoer, Superintendent of Mashpee Public Schools about the 3 guidance scenarios for MA schools re-opening this fall (in-person, hybrid; remote learning) and the challenges with each.

Jeff Perry, Special Sheriff for Barnstable County, joins Chris this week. They discuss the "defund the police" movement. 

Kerin Delaney, Acting Executive Director, Falmouth Service Center tells how their 14 programs and 600 volunteers are supporting those in need. The AMR team discusses a Forbes survey "How COVID-19 has changed retirement planning" and the challenges of being laid off prior to a planned retirement.

Are your estate planning documents in order? Keats shares the challenges with a Medicaid Planning Trust (MPT) and whether you can access your assets once one is in place. It is important to discuss the impact of the CARES Act and the SECURE Act on your financial and estate planning with a professional.

Mike Gannon of Gannon's Tavern in Hyannis talks about the challenges that restaurants have faced with social distancing requirements and how they have innovated for their re-opening. Kristen Mitchell-Hughes of the Cape Cod Chamber of Commerce tells about things to do on the Cape this summer. Chris, Cathi, and Brian share results from the "What Have You Been Binge Watching" survey. 

Brian reviews the economy and market performance for the first half of the year. It has been a tale of two markets - the NASDAQ has done well, while the S&P 500 has had challenges. He also discusses the outlook for the remainder of 2020, noting that the markets can remain elevated even if economy doesn't snap back as quickly.

Chris and Brian talk about the pros & cons of investment property real estate. Annie Hart Cool of Sotheby's International tells how active the real estate market on Cape Cod is and what's behind it.

Steve Buller, CFA®, manages Fidelity's Real Estate Investment Portfolio and a couple of their real estate funds.  Steve talks about how they manage real estate funds and investing in REITs (Real Estate Investment Trusts). 

Bob Tranchell of The Federal Savings Bank talks about the ways HECMs can help compensate for income during retirement. If you'd like the "HECM Empowerment" booklet contact 833-411-HECM (4326). The Woods Hole Film Festival will be held July 25 – August 1 and will be entirely virtual. Go to woodsholefilmfestival.org to see the line-up and purchase passes. Brian and Chris talk about the markets.

Christian Weller, PhD, from UMass Boston McCormack Graduate School of Policy and Global Studies discusses wealth and housing gaps of African-Americans in the U.S., and the resulting outcomes. 

Bill Blaisdell and Gina Giambusso from the Cape & Islands Veteran's Outreach Center introduce Joe Taylor as the new Executive Director. They talk about how they help vets in need and the Dennis House. Chris talks about investing for preservation as you get closer to and in retirement.

Lisa Oliver, President & CEO of The Cooperative Bank of Cape Cod, shares the bank's experiences over last several weeks and how it will impact community banking going forward. Lisa also discusses the Payroll Protection Program and how the bank has been helping community businesses.

Have you had the most important conversation with the most important people in your life? Chris welcomes Dr. Amy D'Aprix, Susan Turnbull, and Bob Mauterstock, eldercare experts who talk about the importance of legacy planning and discussing your intentions with family. 

The AMR team answers: Why is the market going higher in the midst of coronavirus and civil unrest? What is causing personal savings rates to be at 33%? What's in the proposed PPP Flexibility Act? Attorney Susan Huettner talks about divorce and family law during "social distancing". 

Stephanie Kelly, Executive Director, talks about the programs  Samaritans on Cape Cod and the Islands offer. Chris and Cathi read advice for recent grads from our listeners. Scott and Chris answer mailbag questions: What are the biggest things that get retirement savings off track? Which of my assets do I draw from first to provide cash flow for living expenses? 

Does unemployment have an impact on collecting Social Security benefits? Am I eligible for Social Security if I have a public pension? How does Social Security work if I am divorced? Chris and Kurt Czarnowski continue the Social Security discussion. Part 2.

How do you re-create a paycheck in retirement? Listen to Scott and Chris discuss expenses, investable assets, and other financial planning factors to consider when in or near retirement.