Smart, Simple Wealth

Our final episode of 2021 is packed with lots of great information about tax tips for the end of the year. But you'll also learn a lot about what to expect as we head into 2022 and beyond. We'll discuss the Infrastructure Investment and Jobs Act, tax savings steps for individuals and businesses, plus much more. RMDs, QCDs, child tax credits, donations, appreciation... You get the idea. We're going...

It's the perfect time of year to start thinking about how charitable giving fits into your financial plan and goals. Rebecca Hendrix from the Food Bank of Northeast Arkansas joins Carrie for a great discussion on how you can help the Food Bank this winter. They'll also cover other charitable topics like gifting cash & appreciated securities, using your 401(k) or IRA to give to charity to take care...

October is Cyber Awareness Month and the topic has never been more important for small business owners to understand. In fact, in the wake of COVID-19, cyber-crime has risen exponentially. Hackers are preying on our increasing need for digital communication. Andy Runyan and Phillip Greer from Block Insurance join the show again to share stories about everyday business owners who have been impacted...

How is health insurance changing for small-to-medium sized employers? What are the benefits to employers and employees of self-funded plans? Guests Andy Runyan and Phillip Greer from Block Insurance help Carrie answer these questions and more on today's episode. And if you have any questions, reach out to Block Insurance online at https://www.blockinsurance.com/ or call 870-236-8744. Important Lin...

What can we learn about retirement planning from the great Will Rogers? We'll explore some of his famous quotes and see what lessons we can learn. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple Wealth Book:  https://go.quraishilaw.com/freebook Defuse: 7 Steps to Protecting your 401k from the Ticking Tax...

Sometimes the easiest way to learn about something is make it really simple. Like some of the first true/false tests you might have taken in school, let’s play a round of fact or fiction to test your financial planning acuity. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple Wealth Book:  https://go.qurai...

Business owners are particularly vulnerable to some misconceptions and false assumptions about their retirement. Let’s address a few of these issues… Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple Wealth Book:  https://go.quraishilaw.com/freebook

A recent survey found that nearly half of the female respondents said they defer major financial and investment decisions to their spouses. Most of the explanations amounted to just wanting to stick their heads in the sand. They want to just know they’re taken care of, but not get mired in the minutia. But we’ve heard countless stories of why this is a bad idea because one day you might become the...

You’ve probably never heard anyone make these statements that we’ll provide on today’s episode. And there are some great reasons why… Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple Wealth Book:  https://go.quraishilaw.com/freebook

Let’s explore some of the things you should be thinking about and checking on as we wrap up 2020 and begin 2021. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple Wealth Book:  https://go.quraishilaw.com/freebook

People often overlook the estate planning side of preparing for retirement. There are a lot of misunderstandings about trusts and wills and the roles they play in the equation. On this episode, we’ll explore some of the critical questions you should ask about these strategies as you prepare for retirement. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  ht...

On this episode, we present you with five commandments that are worth of being written on stone tablets in your retirement plan. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple Wealth Book:  https://go.quraishilaw.com/freebook

Many financial and legal issues impact us all the same. But, of course, other challenges have varying impacts from person to person because our situations are all unique. Let’s take a look at some of the financial and retirement challenges that are unique to women. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart...

The newest member of the Quraishi Law & Wealth team, Attorney Kalee Haywood, joins the show. Kalee completed her undergraduate work at Arkansas State University before obtaining her Juris Doctor Degree from the University of Arkansas School of Law. Before joining the firm, she was an attorney specialist with the Office of Chief Counsel of the Arkansas Department of Human Services and also worked i...

During COVID-19 you might be tempted to take the easy way out on some things like getting your legal and financial house in order. But think twice before using a simple online form or free service to handle your most important financial and legal documents. Some really simple mistakes you can make when doing the DIY approach can really mess up your overall plan. On this episode, Carrie will talk t...

"Apparently there is nothing that cannot happen today." That's a famous Mark Twain quote and it also seems to perfectly describe life in 2020. What can happen is certainly happening this year. And that's not the only wise and intriguing saying Mark Twain ever had. Let's explore some of Twain's favorite quotes and see what they can teach us about money and finances. We'll also answer a question fro...

We talk all the time about how people need to give their dollars purpose or set goals for their retirement and even specifically for certain investments. But let’s dive deeper into what different goals look like for various folks approaching retirement. How do you determine if a goal is realistic or out of reach? We’ll tackle that conversation with plenty of examples on this episode. Important Lin...

The $2 trillion coronavirus (COVID-19) economic stimulus bill was signed into law on March 27, 2020 aimed to provide relief and opportunities for individuals and businesses impacted negatively by the current pandemic. On this episode, Carrie will cover some of the key provisions in the bill and how you can take advantage of them. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth...

Different people have different levels of desire when it comes to finding their retirement date. Let’s explore these different levels of desire, as indicated by the statements people might make, and discuss how we’d help someone at these different levels. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new Smart, Simple W...

Sometimes people say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they can’t retire. So, let’s explore some of the possible meanings behind the statement, “I don’t want to retire.” We'll also answer a listener's question about inheriting a good bit of cash and whether it's wise to turn around a...

We spend a lot of time talking about the importance of good financial and legal advice, but today we’re going to discuss some places where you should not be going to get this type of advice. We'll also answer a listener question about the appropriate amount of risk for a retiree. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/to...

Simple mistakes can sometimes lead to larger regrets in retirement. On today’s show, we’ll explore some of the things you can do to avoid living with regret in retirement. Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new

While there are some factors that are different for everyone in retirement planning, there are also constants that affect everyone, no matter the specifics of your situation. How do we plan around these constants? Important Links: Quraishi Law Firm:  https://quraishilaw.com/ Wealth Protection Toolkit:  https://go.quraishilaw.com/toolkit-new

Very often we see a broker or advisor who’s doing a less than stellar job, but folks continue to work with him or her simply because they feel that he or she is a nice guy/gal. Let’s talk about the ridiculousness of actual statements we’ve heard from clients and why it’s important for people to get help and advice that they really need, instead of just maintaining a relationship for strictly perso...

As we get into the 2nd half of 2019, there are several planning items you might want to run a quick checkup on, especially if you’re a retiree or pre-retiree, to make sure you’re still on the right financial track. Are you focusing on the right things? Listen to today’s podcast to find out. We'll also answer Emily's question about what the different designations mean for financial advisors. Import...