Smart Retirement Strategies with Mike Riedmiller

A surprising truth about retirement spending could change how you plan your future. On this episode, Mike Riedmiller dives into the realities of spending volatility, rising inflation, outdated financial strategies, and why income planning—not guesswork—is the anchor of a stable retirement. From market risks to over‑concentration in trend stocks, they break down what today’s retir...

Is your portfolio’s biggest risk the clock, not the market? The conversation covers de‑risking after 50, building buffers with safer assets, and a methodical approach to fear‑and‑greed cycles. It examines evolving plans amid AI hype, longevity advances, inflation and stagflation worries, and why headlines shouldn’t steer decisions. Practical considerations span allocation, income, taxe...

Are Gen Xers heading for a retirement crisis, or can smart planning turn anxiety into confidence? This episode dives into the fears and realities facing those nearing retirement—insufficient savings, market volatility, and the looming tax trap. Certified Financial Fiduciary Mike Riedmiller shares actionable strategies for building a solid financial blueprint, managing risk, and maximizing in...

RMD season is here—are you ready for the tax trap hiding in your 401(k) and IRA? Mike Riedmiller unpacks choices around taking only the minimum vs. more, Roth conversions, and the penalties for getting RMDs wrong. Plus: planning for unexpected early retirement, balancing risk in a frothy market, and why working a bit longer can strengthen your income plan. To schedule your complimentary port...

What if your retirement plan is built on myths that could cost you more than you think? Discover how everyday misconceptions—like spending less in retirement or relying solely on Social Security—can derail your future. Host Mike Riedmiller break down the real mistakes people make, from underestimating healthcare costs to choosing cookie-cutter portfolios. Learn why personalized strateg...

Is your retirement plan evolving as fast as the world around you? This episode of Smart Retirement Strategies dives into why taking your foot off the risk pedal after 50 is crucial, how technology and market volatility demand smarter planning, and why a “cookie-cutter” approach could put your nest egg at risk. Discover practical ways to de-risk your portfolio, the real impact of inflat...

Is your retirement plan hiding risks that could derail your future? This episode dives into the realities behind Social Security, Cost of Living Adjustment or COLA increases, the gold rush frenzy, and the importance of diversified income streams. Host Mike Riedmiller breaks down why relying on a single source isn’t enough and how personalized planning can help you weather market vo...

Would you trust a self-taught pilot to fly your retirement? This episode unpacks why “winging it” with your financial future can be risky, using vivid analogies and real-life stories. Discover the importance of having a written retirement blueprint, the pitfalls of DIY planning, and how professional guidance can help you navigate investments, income, and long-term care. Tune in for pra...

Are you ready for the year-end financial rush? Discover why timing is everything when it comes to retirement planning, tax strategies, and maximizing your income. Mike Riedmiller breaks down essential steps to take before the holidays, reveals how unexpected life events can impact your retirement date, and explains why intentional planning beats luck every time. Tune in for practical advice on mak...

Is your retirement plan as outdated as your old frying pan? Discover why “one-size-fits-all” strategies could leave your future vulnerable and how inflation, market volatility, and hidden fees threaten your nest egg. Mike Riedmiller breaks down smarter ways to lock in income, adapt to spending volatility, and defend your wealth—so you can retire with confidence, not uncertainty....

Are you flying blind with your retirement plan? Discover why a blueprint—not guesswork—is essential for securing your financial future. Mike Riedmiller breaks down Roth conversions, the new 50-30-20 portfolio, and the pitfalls of DIY investing. Learn how to balance risk, avoid hidden fees, and create a customized strategy for less stress and more fun in retirement. Tune in for practica...

Are you letting headlines dictate your retirement strategy? Discover why reacting to financial news—especially about the Fed and interest rates—can sabotage your future. Host Mike Riedmiller breaks down common retirement myths, explains why a proactive, customized plan beats one-size-fits-all rules, and shares actionable insights on taxes, income, and investment choices. Tune in for pr...

Are you making the most of your retirement plan, or missing hidden risks that could derail your future? In this episode, Mike Riedmiller reveals why “one-size-fits-all” strategies fall short and how proactive planning—especially with Roth conversions and guaranteed income—can help you retire with confidence. Discover the real mistakes people make, why spending in retirement...

Is timing the market a myth or a must for retirement success? In this episode, Mike Riedmiller reveals why long-term planning—not market predictions—protects your nest egg through every market season. Discover the “go-go, slow-go, and no-go” phases of retirement, why income and spending plans matter, and how to adjust your strategy as rules and life change. Whether you&rsqu...

Are you ready for the real cost of retirement? In this episode of Smart Retirement Strategies Podcast , Mike Riedmiller reveals why following Warren Buffett’s lead on de-risking and focusing on lifetime tax planning could be crucial for your financial future. Discover how inflation, healthcare, and underestimated expenses can impact your retirement—and learn proactive strategies to gro...

Confused by Broadway? You’re not alone—and retirement planning can feel just as overwhelming. On this episode, Mike Riedmiller draws a clever parallel between deciphering musicals and navigating your financial future. From misinformation online to market timing mistakes, Mike breaks down the essentials of smart retirement strategies with clarity and humor. Learn why now is the best tim...

What if you could test-drive retirement before leaving the workforce? In this episode of  Smart Retirement Strategies Podcast , Mike Riedmiller explores how past financial crises like 2008 still shape retirement planning today. From portfolio X-rays to IRA rollovers, Mike shares practical insights on building a resilient, customized retirement plan that accounts for market volatility, taxes,...

What if your retirement plan is built on assumptions that no longer fit your life? In this episode of  Smart Retirement Strategies Podcast , Mike Riedmiller breaks down how to truly assess your risk tolerance, why legacy planning matters more than ever, and what the new “Trump Accounts” could mean for your children’s financial future. From inherited IRAs to interest rate shi...

What if your retirement plan is built on hope instead of strategy? In this episode of  Smart Retirement Strategies Podcast , Mike Riedmiller breaks down the risks of relying on market trends, misinformation, and one-size-fits-all advice. From annuities and interest rates to recession-proofing and portfolio x-rays, Mike shares how to build a retirement plan rooted in clarity, protection, and c...

What if you could test drive your retirement before leaving the workforce? In this episode of  Smart Retirement Strategies Podcast , Mike Riedmiller explores how past financial crises like 2008 still shape retirement planning today. From market volatility and hidden 401(k) fees to the emotional side of spending in retirement, Mike shares practical insights on building a resilient, customized...

Is today’s booming market just the calm before the financial storm? In this episode of  Smart Retirement Strategies Podcast , Mike Riedmiller uses vivid analogies—from cartoon cliff dives to party hangovers—to explore the risks of chasing market highs without a plan. He shares insights on Marketguard’s unemotional investment approach, the importance of emergency funds,...

Sticker shock at the grocery store? You're not alone—and it's a wake-up call for your retirement plan. In this episode, Mike Riedmiller tackles the real impact of inflation on everyday expenses and why relying on government numbers might leave you short. He breaks down the importance of an inflation-adjusted income plan, the pitfalls of DIY retirement strategies, and why having a written blu...

On this episode of Smart Retirement Strategies Podcast, Mike discusses the current state of the market, the impact of past financial crises on retirement planning, and the importance of personalized financial strategies. He emphasizes the need for clients to understand their retirement accounts, the significance of planning for inflation and expenses, and the value of having a customized retiremen...

In this episode of Smart Retirement Strategies, Mike discusses the importance of tax strategies in retirement planning, the impact of market fluctuations on investment strategies, and the necessity of having a comprehensive financial plan. He emphasizes the need for early planning to avoid significant tax burdens and to ensure a secure retirement. The conversation also touches on the current marke...

Mike Riedmiller of Riedmiller Wealth Management discusses the differences and difficulties of people who are self-employed and need to make retirement plans. Mike shares what they can do to make retirement accounts and why they should pay attention to themselves and what they cannot count on happening. Mike also comments on people who decide to consult fortune tellers in retirement and even shares...