SBS
Smart Money - May PERAan
Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.
Where to listen?
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Episodes
May PERAan: 'Serve first and success follows' - Education advocate shares formula for impact - May PERAan: Magbigay-serbisyo muna, susi sa tagumpay ayon sa education advocate 02.12.2025 10:48
Perth-based government contractor Dona Taguinod founded a scholarship program in 2021 championing indigent high-achieving students in Cagayan Valley, Philippines as a way to give back and make a tangible impact. - Isang scholarship program ang inumpisahan ni Dona Taguinod noong 2021 sa Pilipinas, para matulungang makapag-tapos mga matatalino at nangangailangaan na kabataan mula sa Cagayan Valley,...
May PERAan: Lawyer and entrepreneur stresses value of ‘drama-free contracts’ for partnership success - May PERAan: Negosyante, iginiit ang kahalagahan ng 'kontrata parang walang drama' sa mga may business partner 25.11.2025 10:42
Canberran lawyer Riz Marcos used her foresight by including probable issues in their business partnership contract to ensure smooth operations for their food business side hustle, which began in July 2025. - Inuna ng abogadang si Riz Marcos ang paglatag sa kontrata ng mga posibleng isyu na maaaring pag-daanan nila ng mga business partners para iwas- away para sa kanilang negosyo na sinimulan niton...
May PERAan: Funeral director on dealing with grieving clients in the vulnerable industry of loss - May PERAan: 'Kailangan matapat ka sa mga nagdadalamhating kliyente’ ayon sa may-ari ng punerarya 18.11.2025 10:52
Retired Australia Post electronic technician-turned-funeral director Leo Bilog partnered with his brother-in-law and entered the funeral industry in Melbourne in 2020. - Pinasok ni Leo Bilog, isang retiradong Australia Post electronic technician ang sektor ng punerarya sa Melbourne noong taong 2020.
May PERAan: Former disability support worker in Canberra quits job to start a food truck business - May PERAan: Dating disability support worker sa ACT, iniwan ang trabaho at sumabak sa negosyong food truck 04.11.2025 11:34
Canberran Rossel Buan Mariano bravely quit her primary employment as a disability worker to pursue a full-time career in the food truck business, which she co-founded with her husband in 2022. - Sa episode ng May PERAan, tinalikuran ni Rossel Buan Mariano na taga- Canberra ang kanyang trabaho para subukin at pagtagumpayan ang food truck business na sinimulan niya kasama ang asawa noong taong 2022.
May PERAan: Chef launches a catering side hustle, jump-started by a local Filipino community event - May PERAan: Chef, sinimulan ang catering side hustle matapos sumubok sa isang community event 28.10.2025 10:52
Ballarat-based chef Dominique Abad launched a catering side hustle with two partners a month ago, a venture jump-started by a local Filipino community event. - Sinimulan ng chef na si Dominique Abad na taga-Ballarat, regional Victoria ang sideline na binuo kasama ang kanyang dalawang kaibigan, bagay na nasimulan matapos silang mag-cater sa isang Filipino salo-salo.
May PERAan: Mga paraan para hindi malugi ang isang Arts Consultant sa negosyo 21.10.2025 10:51
Sa episode ng May PERAan, kilalanin arts consultant, writer, and community space owner na taga-Sydney na si Mariam Arcilla at ibinahagi ang paraan mula sa pag-hingi ng grants, pag-tatrabaho kasama ang ibang artists at pagsasa-ayos ng mga proyekto para malabanan ang financial risk.
May PERAan: How this Sydneysider balances being a nurse, guitarist and his side hustle as an online coach? - May PERAan: Paano binabalanse ng Pinoy sa NSW ang pagiging nurse, gitarista at side hustle na online coaching? 14.10.2025 11:48
Sydneysider Bjorn Santos, a registered nurse, professional guitarist, and calisthenics coach, has mastered juggling these three demanding roles since launching his online coaching side hustle in 2019. - Kilalanin si Bjorn Santos na registered nurse, professional guitarist, at calisthenics coach, na pinag-sabay-sabay ang tatlong trabaho simula 2019, partikular noong inumpisahan nya ang online coach...
May PERAan: Restaurant rebrand costs 'minimal,' owner reveals - May PERAan: Maliit ang gastos sa tatlong beses na pagpapalit-pangalan ng restaurant 07.10.2025 11:21
Melburnian designer and restaurateur Elby Estampador opted to change the name of his business thrice due to necessity, such as a change of location and staff changes, but his clientele remains loyal despite the shifts. - Nanatiling matatag ang kanilang mga kliyente, bagama't nagpalit ng tatlong business name ang designer at may-ari ng restaurant na si Elby Estampador dahil sa pangangailangan gaya...
May PERAan: Café owner in Cairns chooses kin as support system - May PERAan: May-ari ng café sa Cairns, pinili ang pamilya bilang suporta 30.09.2025 11:27
Queenslander Jules Ganzan bowed out of a business partnership and decided to turn to his family to help him run his restaurant and café, a venture that has steadily grown since 2014. - Umalis ang taga- Queensland na si Jules Ganzan sa isang business partnership at nagpasyang patakbuhin ang kanyang restaurant at café sa tulong ng pamilya, isang negosyo na patuloy na lumago simula noong 2014.
May PERAan: How this single mum and female barber from Brisbane is breaking the mould - May PERAan: Paano pinasok ng babaeng barbero at single mum ang male-dominated business 23.09.2025 11:50
Queenslander Jo Pasion-Roberts entered a male-dominated industry in 2022 by acquiring an existing barber and moustachery business, which she has since infused with her own unique style. - Binili ni Jo Pasion-Roberts ang isang barber shop sa Brisbane kung saan ginamit niya ang sariling istilo kahit pa puro lalake ang nangunguna sa ganitong klaseng industriya.
May PERAan: Resto owner serves food and faith - May PERAan: Resto naghahatid ng pagkain at pananampalataya sa mga customer 16.09.2025 10:22
South Australian couple Christian and Cielo Velasquez who identify themselves as Christians, took a leap of faith in starting a family-run restaurant and cafe in Adelaide in 2022. - Ang mag-asawang Kristiyano na sina Christian at Cielo Velasquez ay nangahas na pumasok sa restaurant at cafe na negosyo na sinimulan ng kanilang buong pamilya sa Adelaide noong 2022.
May PERAan: Pandemic bread shortage led to a thriving online bakery side hustle - May PERAan: Ang kakulangan sa tinapay ang naging simula ng isang matagumpay na side hustle 09.09.2025 10:51
With zero background in baking or cooking, Kate Samson, a full-time marketing manager for a cybersecurity company, researched how to bake to cater to her bread-loving sons when Canberra experienced a scarcity in bread during the pandemic. - Kahit walang kaalaman sa pagbe-bake at pagluluto, nag-research si Kate Samson- isang full-time marketing manager sa isang cybersecurity company- upang makagawa...
May PERAan: A retired pastry chef's bakery flourishes after 27 years - May PERAan: Bakery matagumpay pa rin kahit na 27 na taon na 01.09.2025 11:12
Queenslander Mila Gapas established a robust bakery and eatery business that has been successfully operating for 27 years and continues to thrive today. - Nananatiling malakas ang negosyong sinimulan ni Mila Gapas, isang retiradong pastry chef, sa Cairns, Queensland, na tinayo niya nuong 1998.
May PERAan: Academic manager shares how she upskilled before starting a photobooth business in Sydney - May PERAan: Academic manager, nag-upskill at research bago sumabak sa photobooth business sa Sydney 26.08.2025 11:13
Full-time academic manager Maila Decena-Kuzmanov started a photo booth business in Sydney last year after conducting research and upskilling for her side hustle. - Isang full-time academic manager Maila Decena-Kuzmanov na nagsimula ng isang photo booth business sa Sydney noong nakaraaang taon matapos siyang kumalap ng impormasyon patungkol dito.
'Magpakatotoo sa misyon: May-ari ng eatery patungkol sa tagumpay 19.08.2025 11:24
Halos mag-iisang dekada nang pinapakilala ng mag-asawang Jay at Kim Prieto ang lutong Filipino sa kanilang restaurant sa Canberra o ACT.
'Do your due diligence': Nail spa owner on how to avoid costly mistakes - 'I-double check ang mga permits at dokumento': Negosyante para matiyak na walang dagdag gastos 12.08.2025 10:55
Melburnian Avi Cegayle acquired an existing nail salon and renovated it to compete with neighboring salons, a process which she says, involved a thorough review of the permits and documents from the old owner. - Binili ni Avi Cegayle ang isang nail salon sa Melbourne at pinaganda ito para makapag- kumpetensya sa mga katabing salons, isang matagal proseso na napuno ng pag-rerepaso ng mga permits at...
'Keep your word': Filipino music agency owner in Australia on career longevity - 'Makipag-kapwa tao para tumagal sa karera': May-ari ng music agency 04.08.2025 12:04
Sydneysider Rey Cruz started providing booking gigs for music artists for minimal fee while helping venues to secure talents - a side hustle he started in June 2024 while managing a full-time job as a trained guard at Sydney Trains. - Ginawang raket o 'side hustle' ni Rey Cruz noong Hunyo 2024 ang paghahanap ng music gig para tulungan ang mga may-ari ng restaurant na magkaroon ng live musical ente...
'We're in the trenches together': Restaurant owner on running an all-Filipino kitchen - 'Sama-sama kami kahit mahirap ang trabaho': May ari ng isang kainan na all- Pinoy ang mga kusinero 29.07.2025 11:55
Northern Territory restaurateur couple Sean and Rachel-Ann Johnston derive optimism for their Filipino buffet offerings from a plethora of choices and flavours. - Tiwala na tatangkilikin ng mga tao ang restaurant ng mag-asawang Sean at Rachel Ann Johnston dahil sa iba't-ibang lasa na hain nila sa kanilang negosyong buffet sa Darwin.
'Serving more than products': Filipino grocery in Northern Territory thrives as a community connection - 'Bukod sa produkto, ito'y serbisyo': Pinoy shop, sumasabay sa pagdami ng Filipino community sa Northern Territory 10.06.2025 8:04
Ana Santos, owner of Tindahang Pinoy Hub in Zuccoli, Northern Territory, shares her entrepreneurial journey from the Philippines to Australia. With Filipino migration to Darwin growing since 2008, Santos seized the opportunity to serve a rising demand for cultural goods. - Ibinahagi ni Ana Santos, may-ari ng Tindahang Pinoy Hub sa Zuccoli, Northern Territory, ang kanyang kwento bilang isang negosy...
'I did market research on my own': Business owner on planning - 'Pinagplanuhan namin ang negosyo': Market research ng may-ari ng catering service 06.05.2025 11:15
Sydneysider Ana Borlongan and her husband Matt set up their side hustle — catering and takeaway trays in 2021 to augment their income, as they were both on student visas at that time. - Binuo ng mag-asawang Ana at Matt Borlongan ang raket na catering at takeaway trays noong taong 2021 para madagdagan ang kita gawa ng limitadong kita dahil naka-student visa sila.
'Self-doubt is just noise': Restaurateur on motivating oneself - 'Patatagin ang tiwala sa sarili': May-ari ng restaurant sa paglago ng negosyo 29.04.2025 10:57
Chef Louise Santos and her husband Marvin built a Filipino fusion restaurant in Osborne Park in Perth by partnering with their Bible study group mates, Marjorie and Dexter Bautista. - Nagtayo si chef Louise Santos at ang asawang si Marvin ng Filipino fusion restaurant sa Osborne Park sa Perth sa pakiki-pag partner sa mga bible study group mates, na sina Marjorie at Dexter Bautista.
'Find a strategic space to sell your products': Owner on sisig side hustle - 'Tamang pwesto para sa produkto': Diskarte ng may negosyong sisig 22.04.2025 10:44
Sydneysider Rona Mallari found a spot outside a Pinoy restaurant in Doonside a year ago where she began selling sisig takeaways that quickly became a hit. - Nakapili ng maliit na pwesto kung saan sinimulan ni Rona Mallari mag-benta ng sisig sa Doonside sa kanlurang Sydney na naging patok simula noong nakaraang taon.
'I dipped into my lifetime savings to start my business': Entrepreneur on capital - 'Ginamit ko ang lifetime savings ko para sa restaurant': Kapital ng negosyante 15.04.2025 11:34
Casino employee -turned-entrepreneur Tina Patterson started her restaurant a year ago, focusing on authentic Filipino food in a bid to make the cuisine more popular in Darwin and beyond. - Ginamit ni Tina Patterson na isang empleyado ng casino ang kanyang ipon para pondohan ang Filipino restaurant na tinayo niya para mas makilala ang pagkaing pinoy sa loob at labas ng Darwin.
'Check them out and see how you can leverage them': Kiosk owner on competition - 'Tingnan mo kung paano ka aangat': Negosyante pagdating sa kumpetisyon 08.04.2025 10:58
First time entrepreneur Roxan Yap- Doran built her kiosk selling takeaway coffee and Filipino fusion food along Elizabeth Quay in Perth. - Pinasok sa unang pagkakataon ni Roxan Yap - Doran ang negosyo nang nag-bukas siya ng Filipino fusion cafe sa kahabaan ng Elizabeth Quay sa Perth dalawang taon na ang nakakaraan.
Staff consists of international students: Resto owners on helping community - Karamihan ng nagtatrabaho ay international students: Pagtulong sa komunidad ng may-ari ng Pinoy restaurant 31.03.2025 11:33
Canberran couple and full-time government employees Jim and Sharon May Maranan rely heavily on their staff to run their Filipino restaurant, considering them a 'blessing' in their business venture. - Nag-tayo ang mag-asawa at fulltime na empleyado ng gobyerno na si Jim at Sharon May Maranan ng isang kainan sa Canberra kung saan malaki ang tinutulong ng staff na binubuo ng international students na...
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