Ramsey Network
Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Author
Ramsey Network
Category
Podcast website
Latest episode
Jul 9, 2026
Where to listen?
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Episodes
The #1 Budget Buster That No One Can Avoid 08.08.2024 36:15
💵 Start your free budget today. Download the EveryDollar app! Did you know there’s one expense that no one on the planet can avoid? And what if we told you the cost of that thing has risen by 26% in the last two years alone? If you’re starting to spiral, don’t panic! Today we’re talking grocery shopping pet peeves, takeout tips and other money and life hacks that can help. Next Steps 🛒 U...
Life (and Money) Tips We Wish We Knew in Our 20s 01.08.2024 40:49
💵 Sign up for EveryDollar today to create a free budget! Are there things in life you wish you’d known sooner? Well, you’re in luck! Rachel and George are here with important life and finance lessons, revealing things they wish they’d known in their 20s. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type...
Challenge: Explaining Investing “Like I’m 5 Years Old” 25.07.2024 36:02
💵 Sign up for EveryDollar today to create a free budget! Consider this episode your crash course in investing! We get it—investing can be confusing. But don’t worry, Rachel and George are here to break it all down for you in a way that’s so simple even a five-year-old could understand. Next Steps 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekame...
Generational Money Trends: Who’s Got It Right? 18.07.2024 33:54
💵 Sign up for EveryDollar today to create a free budget! Rachel and George have a hot topic on the agenda for this episode: Are Gen Zers just millennials . . . rebranded? Trends, tech, money habits—they’re comparing it all to find out if there really is a clear divide or if it’s just one big generational blur. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @r...
Financial Realities You Learn as an Adult 11.07.2024 39:05
💵 Start your free budget today. Download the EveryDollar app! In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing! Next Steps 📱Submit a Guilty as...
Is Chasing “Financial Freedom” Really Worth It? 04.07.2024 42:41
💵 Start your free budget today. Download the EveryDollar app! It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dependencies and more. Next Steps 📱Submit a Guilty...
Are You Guilty of Telling These White (Money) Lies? 27.06.2024 31:30
💵 Start your free budget today. Download the EveryDollar app! We’re all guilty of the occasional little white lie, but are they as harmless as they seem? Today, Rachel and George discuss how these fibs could actually be dipping into your wallet without you even noticing. Join them for a look at the financial impact of our everyday words. Next Steps 📱Submit a Guilty as Charged question for Rachel...
Why “Get Ready With Me” Videos Are Costing You $$$$ 20.06.2024 42:31
💵 Sign up for EveryDollar today to create a free budget! Are "Get Ready With Me" videos filling your feed? Join George and Rachel as they explore the internet's latest obsession with watching strangers’ routines, explain how it fuels comparison culture, and offer some helpful tips to keep your spending safe from viral trends. Next Steps 📱Submit a Guilty as Charged question for Rachel and George!...
What Are “Vacations” Really Costing You? 14.06.2024 33:45
💵 Sign up for EveryDollar today. Create a free budget! Ever feel like “going on vacation” is more work than rest? From booking flights to wrangling kids to drowning in laundry when you get home—it feels like the pre-trip to-do list never ends! So today, George and Rachel are digging into the true cost of rest when it comes to your time, relationships and most importantly, your money. Next Ste...
Should We Sell It All and Be Homesteaders? 06.06.2024 34:30
💵 Sign up for EveryDollar today. Create a free budget! Ever think about turning your back on city life for wide, open spaces and self-sufficiency? From trendy aesthetics to what it really costs to live off the land, Rachel and George are exploring the allure of homesteading to see if the simple life truly is better. Next Steps · 📱Submit a Guilty as Charged question for Rachel and George!...
Extreme Makeover: Personal Finance Edition 30.05.2024 46:02
💵 Sign up for EveryDollar today. Create a free budget! In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUIL...
Money Motives Hidden in Shocking True Crime Stories 23.05.2024 28:58
💵 Sign up for EveryDollar today. Create a free budget! Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime. Next Steps · 🖋️ Make a plan for your legacy today! Create your state-specific...
Can You Answer This Money Trivia? 16.05.2024 21:34
💵 Create a free budget! Sign up for EveryDollar today. If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own. Next Steps · 💰 It’s never too...
Are These Status Symbols Timeless or Tired? 09.05.2024 37:04
💵 Sign up for EveryDollar today. Create a free budget! What do puka shells, water beds and lifted trucks have in common? They’re all status symbols (or were at some point). In this episode, Rachel and George will unpack the most popular and bizarre status symbols from throughout history and around the world. They’ll also reveal which ones are worth pursuing—and how to not break the bank in the p...
Celebrating Birthdays Without Breaking the Bank 02.05.2024 33:47
💵 Sign up for EveryDollar today. Create a free budget! Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget. Next Steps · 📘 Check out Rachel’s newest book for a s...
Today Year’s Old: Surprising Money Facts Everyone Should Know 25.04.2024 28:26
💵 Create a free budget. Sign up for EveryDollar today! You were “today years old” when . . . you learned about catch-up contributions, HSA benefits and the scam of genuine leather. Today we’re spilling all the tea on money (and life) lessons we learned too early, too late or right on time. Next Steps 📗 Order George Kamel’s new book, Breaking Free From Broke. https://store.ramseysolutions.com ...
Frugal Fails that Might Actually Ruin You 18.04.2024 36:54
💵 Sign up for EveryDollar today. Create a free budget! We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run! Next Steps · 🔎 Get help from a financial advisor to avoid those s...
Are You Guilty of These Financial Turn Offs? 11.04.2024 31:52
💵 Create a free budget! Sign up for EveryDollar today. Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff. Next Steps · 🔎 Get help from a financial adv...
When Is Dipping into Your Savings Justified? 04.04.2024 31:23
💵 Sign up for EveryDollar today - Create a free Budget! Stash, stash, spend! In this episode, Rachel and George are breaking down America’s current attitude about saving money. Plus, they’ll decide which popular explanations for dipping into savings are justified—and their answers might surprise you. Next Steps · 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will...
“Harmless” Purchases That Drain Your Bank Account 28.03.2024 37:14
💵 Create a free budget! Sign up for EveryDollar today. Life is hard, but it’s nothing a “little treat” can’t fix . . . right? Get Rachel and George’s take on the true cost of those seemingly innocent serotonin splurges. Plus, we’re keeping our hosts honest about the treats they secretly love to indulge in! Next Steps · 🔎 Get help from a financial advisor to avoid those sneaky loopholes tha...
Rating the Most Predatory Financial Products 21.03.2024 40:11
💵 Sign up for EveryDollar today. Create a free budget! Are we the world’s biggest basketball fans? Not exactly. But we’re always game for a friendly bracket competition! Join Rachel and George for a special round of March MONEY Madness as they debate some of the worst financial products in the world. Next Steps · 🔎 Get help from a financial advisor to avoid those sneaky loopholes that will...
Settling Money Debates in Our Comments Section 14.03.2024 40:00
💵 Sign up for EveryDollar today. Create a free budget! What do Smart Money Happy Hour viewers really think about cutting up credit cards, the Baby Steps, and combining finances with their spouse? Tune in to find out! This week, George and Rachel react to your comments and raise their glasses to all the keyboard critics, trolls and BFFs who keep things lively in the comments section. Next Steps...
Are These Financial Loopholes Ludicrous or Legit? 07.03.2024 29:01
💵 Sign up for EveryDollar today. Create a free budget! We admit it: We love saving money! This week, George and Rachel are dishing out some of their favorite legit (and ludicrous) money loopholes, discounts and freebies that you might miss if you don’t read the fine print. (Free refills at Starbucks? Hello!) Next Steps · 🔎 Get help from a financial advisor to avoid those sneaky loopholes t...
Did You Get “The (Money) Talk” as a Kid? 29.02.2024 38:11
💵 Sign up for EveryDollar today. Create a free budget! Did your parents give you “the talk” as a kid—the money talk, that is? This week, Rachel and George weigh in on how previous generations have done with teaching their kids about money, and what you need to know to raise your own money-smart kids. Next Steps · 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @r...
Baby Steps Millionaires Try the “Of Course” Trend 22.02.2024 35:10
💵 Sign up for EveryDollar today. Create a free budget! It’s Smart Money Happy Hour, of course we’re going to take a crack at a fun social media trend and use it to talk about money! This week, Rachel and George put an #OfCourse! twist on things Baby Steps Millionaires do to reach that $1 million milestone and keep building wealth. Shout out to the following creators for their #OfCourse! takes: @...
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