Small Talks for Big Change

Join host Michele Enriquez and special guest, Patelco Principal of Info Security, Sean Casey, in a genuine dialogue to make your online experiences safer and more secure. From mobile hygiene to multi-factor authentication, it's all about empowering you with the tools and knowledge to shield yourself from digital threats and embrace a more secure online existence.

Join our host Michele Enriquez and special guest Jennifer Mink, as they share invaluable insights, guiding you through smart spending, strategic saving, responsible borrowing, and purposeful planning. Discover real solutions to transform your financial health, ensuring a prosperous and stress-free journey towards financial freedom. This chat is your go-to guide for a financially empowered 2024.

Join Michele Enriquez and Kelley Young in a heartfelt exploration of the deeper values embedded in teaching financial responsibility to teens. Beyond the practicalities of debit cards, this episode unfolds the emotional currency of fostering a healthy relationship with money. Discover how these small talks pave the way for a lifetime of intentional decision-making and enduring financial wellness.

Join Michele Enriquez and special guest Veronica Dangerfield, Patelco's Senior Financial Well-Being Educator, as they tackle the financial stress of the holiday season. Veronica shares practical tips to shift your mindset, normalize conversations about gift-giving, and create intentional, memorable experiences. Say goodbye to the pressure of overspending and embrace a joyous, financially compassio...

In this episode of 'Small Talks for Big Change,' join us as we dive into the post-pandemic landscape of student loans. As the pause on student loan payments comes to an end, we explore the challenges, changes, and newfound hope surrounding this financial topic. Our experts, Andrew and Kristi, share insights on navigating student loans, discuss repayment plans, and the evolving landscape of student...

In this episode of Small Talks for Big Change, Michelle Enriquez and Mel Murguia from Patelco Credit Union discuss the significance of credit scores. They introduce ScoreUp, a unique credit-building product, and explain how it can benefit members. ScoreUp is a flexible solution that helps establish positive credit history and grow savings, regardless of credit scores. Tune in to learn more about t...

Erin Mendez, President and CEO of Patelco Credit Union, shares her career journey from the for-profit world to credit unions, highlighting the unique mission of "banking with a soul." Erin discusses Patelco's commitment to members' financial wellness, her involvement with the World Council of Credit Unions the importance of spreading the credit union difference. Join us in celebrating the 75th ann...

As open enrollment season is upon us we welcome Maurice Catlett, an HSA specialist at Patelco as we dive into the world of Health Savings Accounts (HSAs), shedding light on this misunderstood health plan option that doubles as a savings tool. Learn about the advantages, how to qualify, and how HSAs can help you save for future health expenses. Plus, discover the convenience and technology behind m...

Join seasoned financial experts Peggy Wyman and Shaida Samimi as they unpack how our free Patelco at Work program is transforming financial wellness in the workplace. Our Patelco at Work team offers tailored solutions, from credit repair to budgeting.   Interested in learning how personal finances as part of an overall benefits program can help boost productivity and increase retention in the work...

We delve into the ever-evolving landscape of scams and fraud. In this installment, of the Small Talks for Big Change podcast, we're joined by Tiffany Kiefer, Principal of the Fraud Program at Patelco Credit Union, and an expert in the field. We explore the tactics fraudsters employ, from social media investment schemes to voice call impersonations. Tiffany provides invaluable insights on identifyi...

Join Michele Enriquez and Andrew Farrell in this episode as they discuss the importance of budgeting for financial wellness. They explore the balance between splurging and responsible spending, sharing tips on curbing impulsive purchases. Practical advice for getting started with budgeting, including using budgeting apps and separating accounts for different purposes. Discover how Patelco's resour...

In this episode of Small Talks for Big Change, Michele Enriquez discusses home buying with Fred Williams, a regional home loan officer at Patelco. They debunk myths about home loan rates and emphasize Patelco's commitment to helping members achieve their homeownership goals. Fred highlights the importance of personalized guidance. Discover how Patelco's approach stands out and learn more by schedu...

In this episode, we dive into the world of virtual banking and explore the incredible benefits of Patelco's award-winning Virtual Branch. Join Michele Enriquez, Membership Development Manager at Patelco, along with certified financial counselor Jesslyn Flentroy and senior financial specialist Ginger Smith, as they unpack the unique features and advantages of this innovative channel.   Discover how...

Join Michele Enriquez and Luis Jara in this episode of Small Talks for Big Change as they dive into the world of financial wellness and the importance of education and support. With a combined industry experience of almost 40 years, Michele and Luis share their passion for helping communities with their financial journeys.   They start by discussing the steps Patelco took to better understand memb...

    In this episode of Small Talks for Big Change, Michele Enriquez, the Membership Development Manager at Patelco Credit Union, and Jennifer Mink, Member Experience Manager, delve into the important topic of elder abuse and financial fraud.   Jennifer shares heartfelt stories and experiences, shedding light on the alarming rise in cases of elder financial abuse. She introduces Patelco's groundbre...

In this episode of Small Talks for Big Change, Michele Enriquez, the Membership Development Manager at Patelco Credit Union, interviews Walid Hissen, Vice President of Deposits for Patelco Credit Union.   Walid discusses the current savings rate environment and explains why rates on deposits are high while rates on loans are also high. He highlights the impact of inflation on the economy and how t...

In this episode of Small Talks for Big Change, Michele Enriquez, Membership Development Manager at Patelco Credit Union, speaks with Veronica Dangerfield, Senior Financial Wellbeing Educator at Patelco and also known as Patelco's Financial Cheerleader. Veronica has been working in the financial education field for over a decade, inspiring and uplifting people in their financial journeys. We discus...

Welcome to Small Talks for Big Change, a podcast where we simplify financial topics to help with your financial wellness. In this episode, we dive into a subject that's becoming more and more prevalent in today's digital age - Romance Scams and Fraud. Our guest, Jennifer Mink, Member Experience Manager at Patelco Credit Union, joins us to shed light on this important topic. In this brief conversat...

Welcome to the first episode of Small Talks for Big Change, a podcast where we simplify financial topics to help with your financial wellness. In this episode, our guest Kristi Longoria, Manager of Financial Health at Patelco Credit Union, joins us to talk about financial aid. Kristi is a Certified Financial Counselor who supports youth and families with navigating FAFSA and grant and scholarship...