SLO County Real Estate with Hal Sweasey

Rate premiums from some insurers are jumping by an average of 20% for California homeowners doing renewals starting in March, and many of the larger carriers aren’t writing any new policies, Insurance has become a thorn in the side for many looking to finance a home in the Golden State. In the episode of the SLO County Real Estate Podcast Team Sweasey will go over the things Homeowners will need t...

For the better part of the past couple of years the two I’s have dominated Real Estate. Inventory and Interest Rates. It seems as if one of those will be making a move in 2024. Are you ready? The fact that your listening… and Hopefully subscribing to the SLO County Real Estate Podcast with Hal Sweasey means you have a competitive edge over those that have been waiting for what’s to come. Happy New...

It’s not just the buyers and sellers that get emotional in a Real Estate Transaction. 2023 has been the year of the cash offer in SLO County In this Episode of the SLO County Real Estate Podcast with Hal Sweasey the team tackles the issue of what it takes to compete against an all cash offer. In a Market where the inventory is low and replacement properties are at a premium, people who are borrowi...

Many people have been waiting on the sidelines for two reasons, Low Inventory, and high mortgage rates. The business prognosticators have bubbled up to the surface to make some very interesting predictions about what the fed will do in 20-24 surrounding interest rates, and the news should get home buyers in a position to pounce, or to be proactive and get in now on a buydown mortgage if possible....

In this episode of the SLO County Real Estate Podcast with Hal Sweasey. The team goes over some of the tricks you can use to get a much better mortgage rate using a local lender that can get creative that involves betting on yourself and your ability to grow. Also, Hal is super excited to introduce a new game to the Podcast that is likely to be a staple of many upcoming Market Report episodes in 2...

When it comes to Real Estate it's not always just Location, Location, Location... More importantly it's about Communication, Efficiency, and attention to detail. These are all traits that are hard to obtain when just one person is working with you on a real estate transaction. But when you have a team focused on every facet of your deal, it's seamless and they can see any potential issues coming d...

Many people think they are in the market to buy a home if they peruse listings online. But you truly aren’t serious until you have secured the team you trust and consists of an agent and a lender. In this episode of the SLO County Real Estate Podcast with Hal Sweasey Ermina Karim from Guaranteed Rate in San Luis Obispo joins the team to stress that lenders are not only providing you the funds to s...

On the November Market report episode of the SLO County Real Estate Podcast we find that Cash is King when it comes to buying one of the few homes available in SLO County and learn how lenders are getting creative when it comes to getting people into to homes at an affordable payment that they can be comfortable with when Ermina Karim from Guaranteed Rate joins the team to talk about some new cons...

When buying a home or an investment property, many times the Property is what sparks the interest to buy or invest. But in times of low inventory you need every competitive edge you can get. In this episode of the SLO County Real Estate Podcast Team Sweasey outlines reasons why you should be rethinking how you prioritize the steps you take to get ready to buy that property. Also find out when we e...

SLO County has one of the lowest Homeownership rates in the nation for people under the age of 25, but the earlier you can get into a home/condo/Fixer upper the better off you are long term. In this episode of the SLO County Real Estate Podcast with Hal Sweasey the team will go over some creative ways lenders are making the first couple of years of your terms a lot more affordable, how current con...

Getting a New Homeowners policy in the Golden State continues to be a struggle. In this episode of the SLO County Real Estate Podcast with Hal Sweasey the team cannot stress enough that insurance needs to be the first thing you get on as soon as you go into escrow. Also covered in this episode is how insurance and lending needs to be one of those things that go hand in hand, and you could run acro...

We get it, It's tough out there right now. You want to buy Real Estate and very few want to sell it. We all remember that scene Gun scene at the good bad and the ugly where the three characters are in an intense three-way gun standoff. It’s kind of what the real estate market is like right now. Buyers are waiting on an interest rate drop. Potential sellers are hanging on to their low interest rate...

In this episode of the SLO County Real Estate Podcast with Hal Sweasey the team focuses on the effects the renters market has on the Housing market and goes over some things that renters might overlook when it comes to choosing the right property for their needs. The crew also goes over some options that renters may have if they feel their monthly rent payment is simply going to pay someone else’s...

In this episode of the SLO County Real Estate Podcast Hal goes over some key economic indicators that point to an eventual decline in interest rates which is great news for all the people that have been shoved to the sidelines. But, you’ll want to get ready… The team also talks about Cal Poly and it’s impacts on the market from a desirability standpoint. Get ready to jump back into the market. CA...

In this September Market Update of the SLO County Real Estate Podcast with Hal Sweasey we start off the show with some podcast and website analytics, which sparks JT to reintroduce the team. The podcast has so many new listeners, and many people might not know the back stories of the team. Also Hal gives the September Market update which reveals how people are being able to afford homes despite re...

Home values continue to be strong in SLO County. In this episode Hal discusses the many options Sellers have when they are still firmly in the drivers seat. How to set the right listing price for your home, rent-backs, and Special replacement financing are all covered in this podcast. If you want to sell, now may be the time while inventory remains historically low. halsweasey.com CA DRE #01111911...

There are definite stages a home buyer goes through in the process of buying a home. Technology has made it so you can find out a lot about Real Estate without ever seeing it in person or talking to an actual Real Estate expert about it. But when you are doing that “fact finding” On-line you may only be getting part of the story. When you go to buy an asset as big as a home wouldn’t you rather hav...

If you’re not doing your do diligence when it comes Real Estate then you likely are put off by things you are hearing and reading. There is so much that goes into it that you must not only read the entire article, but you need to understand the numbers, realize who is targeting you, and get a trustworthy advocate to help you see what is REALLY going on in YOUR situation. CA DRE #01111911 860 Walnu...

Most everyone living in SLO County has rented sometime in their life and if you are lucky, you may have acquired a rental that you are making some income off of. In this episode of the SLO County Real Estate Podcast with Hal Sweasey we talk with Cindy from Castle Keepers Property Management about some of the things she is experiencing in the current rental market and how to best manage the Renter...

Chris Knauer is a local home builder who builds homes and multi unit properties for himself and for clients throughout San Luis Obispo County. In this episode of the SLO county Real Estate Podcast with Hal Sweasey the team goes through the process and some of the challenges this route has presented in recent years. Cost of acquisition is something you have to pay close attention to if you decide t...

Inventory remains low in across the country, but in California’s most desirable market (More on that towards the end of this podcast) it is at record lows in the August Market update for the SLO County Real Estate with podcast with Hal Sweasey. Inventory issues are greater than rising interest rates in determining home values which remain very strong. SLO County is hot in August, but always hot in...

In this episode of the SLO County Real Estate Podcast with Hal Sweasey the team goes over the housing crash of April 2020…Yes there was one, you just probably missed it. The team also talks about Real Estate as an investment and how you should approach it from a preparation standpoint, so you only encounter limited surprises in the process. Learn about falling in love with the team before the prop...

In part 2 of the SLO County Real Estate Podcast with Hal Sweasey, Ermina Karim from Guaranteed Rate and Chad Van Till from Pacific Trust Mortgage give some insight into what they think the market will do over the next 12 months and try and read the tea leaves on the feds actions along with other indicators like a falling inflation rate. Time to get out the Crystal Ball, it’s prediction time. For a...

In this episode of the SLO County Real Estate Podcast with Hal Sweasey the team revisits last years prediction episode with Ermina Karim from Guaranteed Rate and Chad Van Till from Pacific Trust Mortgage. Everyone goes over their predictions and finds they may have underestimated the Fed’s intentions due to some economic conditions that no one could see coming. This is part 1 of a two part episode...

In the July Market report episode of the SLO County Real Estate Podcast with Hal Sweasey we find it is still a sellers’ market despite a historically high mortgage rate increase. June’s sales numbers confirm it and the team gives some advice to both Sellers and Buyers on how to best prepare themselves for what may be on the horizon. halsweasey.com CA DRE #01111911 860 Walnut Street Suite A, San Lu...