Simply Money by Allworth Financial

On this week’s Best of Simply Money podcast, Bob and Brian dig into what investors should—and shouldn’t—do when the stock market keeps hitting record highs. Should you cash out or lean in? Behavioral finance, loss aversion, and portfolio strategy all come into play. Plus, hear how tools like direct indexing, buffered ETFs, and structured notes can help high-net-worth investors stay smart amid the...

On this week’s Best of Simply Money podcast, Bob and Brian tackle the invisible force that can quietly wreck your retirement plan—your own mind. From action bias to overconfidence, scarcity to status quo traps, they unpack the psychological pitfalls that can sabotage even the best investment strategy. Learn why your childhood money lessons still echo in your financial decisions today, how FOMO can...

Think you're financially secure? If you've got a solid portfolio, a vacation home, or even just a nice cushion saved up, this episode is for you. Bob and Brian uncover the overlooked threats that can sink your financial ship—from lacking umbrella insurance and cybersecurity exposure to the dangers of a sloppy estate plan. They also tackle the pitfalls of over-concentration in company stock and the...

As 2025 hits the halfway mark, what do the markets, the economy, and your portfolio really look like? On this week’s Best of Simply Money podcast, Bob and Brian dissect the surprising strength of the markets despite geopolitical tensions, tariff fights, inflation fears, and political division. They explore what’s fueling the market’s growth, the role of earnings and inflation, and why long-term in...

From wars and terror attacks to political strife, global events can shake our nerves—but should they shake our investments too? On this week’s Best of Simply Money podcast, Bob and Brian explore how markets have historically responded to geopolitical turmoil, and why staying the course with a solid financial plan could be your smartest move. Plus, a deep dive into the boom in annuity sales and the...

Is the traditional idea of retirement outdated? On this week’s Best of Simply Money podcast, Bob and Brian challenge the old-school dream of "never working again" and introduce a more dynamic vision: financial flexibility. Discover how shifting your mindset—and your financial strategy—can unlock purpose, passion, and peace of mind in your later years.

Think a $2 million nest egg makes you rich? On this week’s Best of Simply Money podcast, Bob and Brian break down the often misunderstood line between being wealthy and being truly financially independent. From benchmark net worth stats to the emotional rollercoaster that accompanies money management, they dive into the crucial questions every high-earner should ask themselves before and during re...

On this week's Best of Simply podcast, Bob and Brian uncover the most common mistake even successful savers make with their money — and it’s not what you’d expect. Learn why having multiple accounts without a strategy could be sabotaging your financial future. They also break down how to manage concentrated stock positions, the role of buffered ETFs in today's volatile markets, and why the first 1...

On this week’s Best of Simply Money podcast, Bob and Brian explore why even the smartest people can make lousy financial decisions — and what you can do to avoid the same traps. Then, why Gen X may be facing the toughest retirement landscape yet… and what can still be done about it. Plus, building your personal brand in retirement, and you ‘Ask the Advisor.’

On this week’s Best of Simply Money podcast, Bob and Steve take a step back from the usual market talk and get personal - asking a simple but powerful question: What does money really mean to you? Is it security? Freedom? Maybe status? Everyone sees money differently, and Bob and Steve dig into how those views shape the financial decisions we make—often more with our hearts than our heads. They al...

On this week’s Best of Simply Money podcast, Amy and Bob break down the Fed’s decision to hold interest rates steady—and what it really means for your money. They push back on the latest bearish market predictions and explain why they might not matter. Plus, is a recession looming? Hear which risk indicators they’re watching and how smart investors can prepare without panicking.

On this week’s Best of Simply Money podcast, Amy and Bob break down how market volatility is shaking up portfolios - and what you can do about it. They explain why the classic 60/40 mix of stocks and bonds still matters and how global diversification (think Poland and Spain) could be your portfolio’s secret weapon in 2025. Plus, they sound the alarm on concentrated bets like the ‘Magnificent Seven...

On this week’s Best of Simply Money podcast, Amy and Bob unpack what’s really behind the latest market turbulence — and it’s not just the headlines. Tensions are rising between President Trump and Fed Chair Jerome Powell, and the ripple effects are hitting investors hard. They’ll take you through past moments when presidents have clashed with the Fed, and what history can teach us about what might...

On this week’s Best of Simply Money podcast, Amy and Bob dive deep into the ongoing tariff negotiations impacting international trade and markets. They share their insights into how this volatile environment affects investors, highlighting key market reactions like exemptions on electronics impacting tech stocks such as Apple. Plus, Amy and Bob cover the current landscape of corporate earnings, em...

On this week’s Best of Simply Money podcast, Amy and Bob discuss wild market swings and delve into the misconceptions surrounding market indices, particularly the Dow Jones Industrial Average. They explain why it may lead investors astray. Plus, they provide tips on portfolio rebalancing during volatile times and the role of a fiduciary advisor in navigating these challenges. This episode is a mus...

On this week’s Best of Simply Money podcast, Amy and Bob explore the current state of the economy, dissecting the fear-inducing headlines that dominate the financial news landscape. Then, they discuss alternatives to the traditional 60-40 portfolio, aiming to provide listeners with strategies for diversifying investments amid market uncertainty. Plus, Amy shares firsthand insights on navigating di...

On this week’s Best of Simply Money podcast, Amy and Bob unravel the complexities of market fear and investor behavior during turbulent times. They share real-life stories, plus the psychological triggers that influence our financial decisions, all while offering actionable advice to maintain a steady course amid market volatility.  

On this week’s Best of Simply Money podcast, Bob and Steve delve into the influence of U.S. Presidents on financial markets. They discuss whether political figures truly impact the economy or if this perception is fueled by media bias and emotional reactions. Using research from Dimensional Fund Advisors, Bob and Steve analyze historical data. They also provide insights into retirement planning du...

On this week’s Best of Simply Money podcast, Amy and Bob uncover hidden tax traps that could quietly drain your savings and investments. Learn how to manage capital gains taxes smartly, avoid common IRA tax pitfalls, and navigate the impact of required minimum distributions (RMDs). Plus, they break down how Social Security benefits can unexpectedly trigger higher taxes—and what you can do about it...

On this week’s Best of Simply Money podcast, Amy and Bob break down recent market volatility and what it means for investors. They’re joined by Allworth's Chief Investment Officer, Andy Stout, who provides historical context on market downturns and insights into managing large portfolios. They also explore how tax-smart trading can enhance portfolios of all sizes, offering key strategies to optimi...

On this week’s Best of Simply Money podcast, Amy and Bob navigate the complex world of cryptocurrency, offering insights into its evolving role in investment portfolios. They discuss strategies like Bitcoin ETFs as a safer entry point, while also stressing the importance of understanding the high volatility and ensuring investments do not jeopardize long-term financial goals. 

On this week’s Best of Simply Money podcast, Amy and Bob address the pitfalls of lifestyle creep among high-income earners who often neglect long-term financial planning in favor of immediate gratification. They hit on the often-overlooked impact of taxes on retirement savings, and the importance of a proactive approach to financial planning. Plus, Amy and Bob answer listener questions on structur...

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller break down the latest inflation numbers that have triggered unexpected market volatility—and what it all means for your finances. Then, they explain why now could be the perfect time to contribute to your IRA. Plus, in the spirit of Valentine’s weekend, they share tips to protect not just your heart, but also your...

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller discuss the potential impact of a global trade war on your money. They show how the global economy is connected, especially how tariffs can affect everyday items like lumber and cars. Plus, they examine the volatile market reaction to tariff talks and explain the importance of not making hasty financial decisions...

On this week’s Best of Simply Money podcast, Amy and Allworth advisor Bob Sponseller delve into the whirlwind world of AI stocks and the unpredictability they bring to the investment landscape. With discussions around the emerging Chinese AI company DeepSeek and its potential market disruption, they explore the volatility affecting major tech giants like NVIDIA and Broadcom. Amy and Bob also navig...