Simply Explaining Insurance

Life insurance for kids sounds like a strange premise.  It can also be a polarizing subject.  I would only ask that you learn about the benefits of the product so that you can make an educated decision of if it is right for your family. Talk to a licensed insurance agent who offers the product […] The post Why my kids have life insurance (and maybe yours should too) appeared first on Dietz A...

Most life insurance is medically underwritten and if you aren’t in perfect health, you will pay more or you may be declined altogether.  There is another option for a very specific group of people who want life insurance but have been declined for health reasons. It is an instant issue policy where you have to […] The post You can still get life insurance if you have been declined. app...

Commercial insurance is a vital part of protecting your business and it isn’t something you should go out and buy like auto insurance.  You really need to know how to protect your livelihood. There are MANY different types of insurance for businesses including, general liability, workers compensation, E&O, professional liability, malpractice, EPLI and more.  Each […] The post Vital...

Permanent life insurance can be a powerful tool if used and understood properly.  What people need to understand, is that the money in the cash account, can be “borrowed”.  Why is this important?  Why not just cash out the money instead of take a loan?  One simple, mind blowing answer.  You can’t tax a loan. […] The post Using permanent life insurance to save on taxes appea...

Today’s podcast in on Workers Compensation.  This is a vital part of your commercial line protection plan.  The moment you hire a W2 employee you have to put this policy in force and it will pay for their medical expenses if they are hurt on the job. This podcast covers:  What the policy covers, how […] The post How a workers compensation policy works. appeared first on Dietz Agency ....

  While Obama made healthcare available for everyone, he didn’t to the same for our pets.  Don’t despair. You can get health insurance for your dog or cat.  We have partnered up with a company called Pets Best to offer their insurance through my agency. It is very affordable, and comes in three different levels. […] The post Why yes, you can insure your pet! appeared first o...

The answer to this question.  x/.05.  There you have it.  The explanation lies inside the podcast. This is the most important insurance you have and you don’t want to get it wrong.  Life insurance is all about easing the financial burden after losing a primary wage earner.  If you get it wrong, you can put […] The post How much life insurance do I need? appeared first on Dietz Agency ....

I can’t make these titles up by myself you know.  This podcast will help you protect your jewelry and firearms properly on your insurance policy.  Your base homeowners policy isn’t always enough. You will learn when you need to add jewelry or gun coverage to your policy and how to do it. My website Simply […] The post What if you lose your diamond ring in a bag of green beans? ap...

There is a great convenience to buying your insurance online.  There are many things that an insurance agent can give you that an 800 number or website can’t.  I highlight 4 important things you will get from a good agent. 1.  You have access to the same people who get to know you. 2. They […] The post 4 ways a human insurance agent is better than a CGI Lizard appeared first on Dietz A...

The best time to buy a life insurance policy is today.  There are two reasons for this. We are never younger than we are today, and we rarely get healthier as we age.  These are the two main factors in rating for a life insurance policy. Simply Explaining Insurance Podcast on iTunes.– Get in and […] The post The best time to buy life insurance, is Today. appeared first on Dietz Agency...

  When is the last time you had an insurance review?  Have you EVER had an insurance review?  I would recommend you get in and see your agent (if you have one) to go over your policies.  I believe that people don’t want to do this because they think the agent is just going to […] The post $10 says you don’t know what you need to about your insurance. appeared first on Dietz...

Have you ever been dropped by your insurance company?  Insurance companies don’t drop clients for no reason, and while it might feel personal, it is definitely not. I will explain the reasons insurance companies make these tough decisions. Simply Explaining Insurance on iTunes Use Podcast Addict on Android and search for Simply Explaining Insurance My […] The post Why insurance compani...

There is a product out there many of you may not be aware of.  I wasn’t aware of it until I was able to sell it.  It is called a home warranty.  It protects many things your homeowners policy will not.  Learn all about it in 5 minutes.  I added an outtake at the end […] The post What is a Home Warranty? appeared first on Dietz Agency . The post What is a Home Warranty? appeared first o...

Should you put towing on your auto policy or use AAA?  There are pros and cons of that decision.  All of your answers lie inside this little podcast episode. Find the podcast here on iTunes. Simply Explaining Insurance On an andriod phone you can download Podcast Addict and search for Simply Explaining Insurance. Music by […] The post Towing Vs. AAA appeared first on Dietz Agency . The post...

Insurance is weird.  It’s something you need but never want to have to use.  Sometimes the answer to this question is obvious.  Sometimes it can be tricky.  What if the damage is slight?  I pay for insurance every year, why shouldn’t I use it?  Are my rates going to go up? Those are the questions […] The post When should you file an insurance claim? appeared first on Dietz Agency...

Here are 6 ways to get the most out of your insurance premiums packed into 8 minutes. You can find the podcast on Simply Explaining Insurance On Android- you can use Podcast addict. Search for Simply Explaining Insurance Music by. Roger Clyne and the Peacemakers The post Six crafty ways to save on your insurance. appeared first on Dietz Agency . The post Six crafty ways to save on your insurance....

Your home is probably your biggest asset.  Shouldn’t you know the proper way to protect it?  In 8 minutes you will easily understand what makes up a homeowners policy. My website  Music by:  Roger Clyne and the Peacemakers. Find the podcast here:  Simply Explaining Insurance For android- Podcast Addict. Search for Simply Explaining Insurance The post The Anatomy of your Homeowners Policy app...

“Would you like our full coverage or basic coverage?”  This is the question I used to ask clients when I worked for a rental car company.  It’s a tricky way to get someone to commit to buying their coverage. This podcast will tell you everything you need to know about how to make the right […] The post How to Handle the guy at the rental car counter. appeared first on Dietz...

Your homeowners policy is a complicated document and it is sometimes confusing to understand how it works.  This episode it to explain what is and what isn’t covered (generally) on your homeowners policy. https://itunes.apple.com/us/podcast/simply-explaining-insurance/id940721252?mt=2&i=328031518 Music by- Roger Clyne and the Peacemakers www.azpeacemakers.com The post What you don’...