Victoria Devine

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real l...

Author

Victoria Devine

Category

Business

Podcast website

www.shesonthemoney.com.au

Latest episode

Jul 9, 2026

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Episodes

She's on the (my millennial) money Q&A 01.12.2020

Are you ready? The mum and dad of finance have come together to answer all your burning finance questions. This week Glen James from my millennial money kicks Georgia out of her hot seat and our producer (and KIIS FM Summer Breakfast Radio Host) Ryan Jon stepped in to facilitate the chat. Buckle down friends, this one was a goodie. Love the podcast sick and want more SOTM? We had a feeling that wa...

Buy now, regulate never? 24.11.2020

What’s the go with regulating Buy Now Pay Later and should these providers be obliged to operate with a little more integrity? We think so. But what does this mean and what would it look like in reality? Today, we take a look at it all. PLUS we bluddy WON (!!) the Australian Podcast Awards’ prize for the Smartest Podcast in the country, which makes us feel very chuffed indeed. We also took home th...

Millennials are entitled (to take their paid leave) 17.11.2020

Happy Wednesday to you friends! Today on the show we chat all things leave entitlements and if you’re thinking of skipping this one because it sounds a little bland, then stop right there missy – we promise it’s a goody. As it turns out there is lots you’re entitled to as an employee in Aus including a few things you may never have heard of, so if you’re not too sure about what your work rights ar...

5 ways to not go broke this festive season 10.11.2020

Christmas is coming (we're not sure how either) and to help you navigate your way through this offensively pricey time without sabotaging the savings, we've slapped together our top tips for budgeting ahead of this silly season. PLUS we chat Georgia's dream of becoming an influencer - simply follow her @gkingontour to show your support - we chat Victoria's new plastic hinge contraption (!!) and we...

How to navigate sales like a pro 03.11.2020

Are sales just a marketing ploy to get you to buy more, or can they be utilised to help you save a few extra bucks? The answer is BOTH, which we explain in depth in today’s episode, so you can navigate the looming pre-Xmas sales expertly. Plus we chat awards, Dyson vacuums and trees falling silently (or is it loudly?) in forests. You don’t want to miss it.   Love the podcast sick and want more SOT...

Bonus Ep: Budget beauty hacks with Beauty IQ Uncensored 29.10.2020

Dynamic duo Hannah and Jo from Adore Beauty’s Beauty IQ Uncensored podcast join us today to chat beauty on a budget, answering everything from which products we can save on and which are worth investing in, as well as the scoop when it comes to The Ordinary, SPF, serums and more. It was an absolute dream to chat to the beauty queens and if you loved listening to them as much as we loved chatting t...

Health Insurance 101 27.10.2020

Health insurance: is it all hype or do we really need it? Today, we decipher it all including the tax implications and some other tricky things to be mindful of. Plus, we discuss an exciting new project heading your way, we celebrate Victoria’s recent award win and we wade through the other usual bits like money wins, confessions and of course, oat milk. Predictable but cute. Love the podcast sick...

How to invest part two: Now we know micro investing is legit 20.10.2020

Today we answer the burning micro-investing questions we know you’re dying to hear. Is it better to start with a large deposit and add to it from there? Which is better - Raiz or Spaceship? Today Victoria answers it all. This episode is part two of our two-parter on micro-investing, so we recommend starting with the other episode for a more overarching understanding of what the practice can do for...

How to invest part one: Is micro investing legit? 13.10.2020

Micro-investing platforms: what are they and are they right for you? Perceived by many as the entry-level step to investing, today we unpack the pros and the cons of various platforms so you can decide if they align to your goals and values. This episode is part one of our two-parter on micro-investing, so we recommend starting with this episode for a more overarching understanding of what the pla...

This girl is on FIRE... 06.10.2020

The FIRE movement - Financial Independence Retire Early - is making waves in Aus, but is this path to retiring in our thirties actually as sweet as it sounds? PLUS, we’re back to the regular format this week with a brilliant money diarist and a listener question from someone seeking help on where the heck to start with investing. Love the podcast sick and want more SOTM? We had a feeling that was...

Lettuce taco bout (food) budgeting 29.09.2020

Today we talk through tips on how you can save a buck (or several) on your food and groceries, which is probably the tastiest topic we’ve ever tackled (ha!).  Because we aren’t health experts (just two girls with big hearts and a passion for oat milk) we invited the luminous Millie Padula who's a Dietitian and Nutritionist from Dietitian Edition onto the show, to chat to us about how we can amp up...

Pink Tax: The cost of being a woman 22.09.2020

What is the “pink tax” and how is it holding Australian's back? Today we reveal all. PLUS, we chat the disgrace that is the 14% gender pay gap that still exists in Australia, and we sit down with Dr Hannah from the amazing reproductive health podcast: Uteryou, Uterme, Uterus , who helps us answer your questions on the real cost of women’s health. Head on over and listen to her pod here (it's one o...

What is a recession? What does it mean for us? 15.09.2020

Australia is officially in a recession, so what does that actually mean for you? Today, we unpack it all and we also break down exactly what we need to do to safeguard our finances during this fraught time. If you do need additional guidance, please get in touch with the National Debt Helpline on 1800 007 007. Do you love the podcast sick and want more SOTM? We had a feeling that was the case. Joi...

The six clever money hacks to help you save faster! 08.09.2020

Ever wondered what Victoria’s top saving hacks are? Wonder no more! Today acclaimed financial adviser Victoria Devine breaks down her top money savings tricks, with a few stray recommendations thrown in by George. The girls also talk about the psychology behind why some people are amazing savers and others are not, PLUS they discuss oat milk, gyms, glass doors and a whole lot more! So hop to it fr...

Let's talk about money and your mental health 01.09.2020

This week we tackled a big one: mental health and money. We all know money is frequently listed at the top of the typical Aussie’s list of biggest stressors, so why exactly is this the case and what tools can we use to combat it? Plus, we hear from a money diarist whose toxic housemate left her in stacks of debt and we dissect a money question on how to stay positive when you’re in the midst of a...

What happens to your money when you die? 25.08.2020

At SOTM we spend lots of time talking about how we can attain financial freedom, but what exactly happens to our money when we’re not here anymore? Today we unpack it all, including why having a will is the way (ha!) and what exactly the consequences of not having one can be.   Do you love the podcast sick and want more SOTM? We get it. Join our Facebook page to share your money wins and money con...

Budget like a BOSS 18.08.2020

If the word budgeting makes you feel blergh then this sweet friend is the episode for you. Today on the show we discuss why managing our budget and cash flow is essential to attaining financial freedom and we also talk through the practicalities of how we can utilise these systems to help us get out or avoid getting into unwanted debt. It’s a cracker of a show packed to the gills with the good bit...

Bonus Ep: Finished Differently 12.08.2020

SURPRISE! We bet you didn’t expect to see us pop up on your feed on this beautiful Thursday morning! This special bonus episode of She’s on the Money is brought to you by our friends at Jacobs Creek who gave us the opportunity to share some inspiring stories from our community from some of you who have finished your journey’s differently. Besides inspiring stories from our community, there’s one t...

Is FOMO stealing your savings? 11.08.2020

Happy Wednesday friends! This week we untangled the knotty topic that is FOMO, discussing exactly why ‘fear of missing out’ is wreaking havoc on our bank accounts and sabotaging our savings. Thankfully, the girls also presented some simple tips and tricks to combat FOMO’s lure, helping you stay on track and in control of your finances. Do you love the podcast sick and want more SOTM? Obvs! Join ou...

Sparking joy: It's time to Marie Kondo your finances 04.08.2020

Is it a good idea to borrow QUEEN Kondo’s principals of tidying up and apply them to our finances? Victoria says YES. Join us as we chat all things money minimalism, from exactly what it is, to how we can start making some practical, easy to follow changes today. It’s a blimmin’ good chat – we pinky promise. Do you love the podcast sick and want more SOTM? We hear you. Come be our friend by joinin...

"We want prenup! We want prenup!" (Yeah!) 28.07.2020

We know divorce can be extremely painful emotionally, but what about financially? This week, we talk through the real cost of divorce, explaining how to set ourselves up financially if we are staring down the barrel of a big break up, as well as ways we can keep the cost as low as possible. Do you love the podcast sick and want more SOTM? Obvs! Join our Facebook page to share your money wins and m...

Sounds like MLM but okay 21.07.2020

MLMs – they’re the multilevel marketing business models that promise an amazing lifestyle and a generous pay packet, but in reality, the overwhelming majority of those entangled in MLMs lose money, escaping the experience emotionally and financially drained. Given the misleading nature of the practice and that 75% of MLM distributors are women, we think it’s time we shed a little light on why mult...

Is it worth it? Let me work it 14.07.2020

...I put my thang down, flip it and reverse it. Hello SOTM sweet peas! This week on the show we chatted salaries, dissecting their place in wealth creation and whether or not we need to be considering them when choosing a career path. We also nutted out the things to think about when considering a career (other than money) AND untangled a listener’s confusion when deciding whether or not to switch...

Let’s talk about Sex(ually Transmitted Debt) baby 07.07.2020

Today we’re shedding light on the STD no antibiotic will fix – sexually transmitted debt. Join us as we chat through the tell-tale signs of STD, discuss why it impacts more women than men and explain how you can avoid ending up in this sticky spot altogether...   Do you love the podcast SICK and want more SOTM? Of course you do! Join our   Facebook page to share your money wins and money confessio...

Fast fashion needs to slow down 01.07.2020

Hello and welcome to the FIRST OFFICIAL EPISODE OF OUR THIRD SEASON! Today we're having a discussion about how to make responsible decisions about fashion as consumers from an ethical and financial standpoint. Fashion can be fickle, and with the consistent perceived need to keep up with the latest trends we often we feel pressured into purchasing things we don't need or won't get enough wear out o...

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