Victoria Devine

She's On The Money

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real l...

Author

Victoria Devine

Category

Business

Podcast website

www.shesonthemoney.com.au

Latest episode

Jul 9, 2026

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Episodes

MONEY DIARIES: An Executive with Social Justice In Her Heart 15.05.2022

This Money Diarist will get you motivated to step up for a seat at the table. As the first in her family to get a degree, she became an Executive for a not for profit as a single mother with a 6 year old daughter. By the time she left her "dream job" it had a staff of over 200 people and she oversaw a budget of close to 30mil. We can't wait to share her special story with you! This year our Money...

FRIDAY DRINKS: RBA Rates & A Wild Goose Chase! 12.05.2022

You know what Friday means? That's right, it's time we kick back and roll through this week's episodes, celebrate your money wins, solve a Money Dilemma ( which you can submit here by the way ), and talk about what's been in the news. But this week, guess which member of the team took matters into her own hands and went on a WILD goose chase to remedy the situation? You'll have to listen to find o...

Having Difficult Conversations With Your Boss 10.05.2022

One of the most common questions we get from our community is how to have that tricky conversation with your boss. So on this episode we talk about common workplace complaints, how to research and negotiate a pay rise and how to be more assertive. We also touch on discrimination laws in Australia and the fair work commission, with some resources you can lean on if you have experienced discriminati...

MONEY DIARIES: A Phoenix Rising From The Ashes 08.05.2022

This Money Diarist left us utterly speechless! Having survived an abusive relationship, she was lumped with $120,000 in debt on credit cards she didn't even know existed. It took 7 years and ended up costing her $250,000, but she is finally debt free. And you'd better believe she is living her best life; in her dream job, as a home owner, with a wonderful partner AND with a successful side hustle....

FRIDAY DRINKS: Interest Rates, Inflation &....Horses? Oh my! 05.05.2022

Hey hey it's Friday! As per usual we celebrate you and your successes, recap the week AND answer a Money Dilemma all about how interest rates affect your bank account. By the way, you can reach out to us with your Money Dilemmas here ! AND in the midst of this RBA rate hike, election countdown kerfuffle of a week, the ladies kick back for a chat about HELP debt, the CPI index, inflation and so muc...

What Is The Difference Between Investment Platforms? 03.05.2022

With so many people in ours and the broader community starting their investment journeys, now has never been a better time to brush up our investment literacy. On this episode we look at different kinds of investment platforms; what's the difference between micro investing and a share trading platform? How do you even review and compare different platforms? What is Robo Advice? Listen in to find o...

MONEY DIARIES: 3 jobs, 3 kids and she is GLOWING! 01.05.2022

Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet her! This year our Money Diaries are being brought to you by the legends at Shopback! Check them ou...

FRIDAY DRINKS: Talking the Twitter Takeover! 28.04.2022

Welcome to Friday honeys! On this episode recap the week, like what is an axo-De facto anyway? And of course we celebrate your Money Wins. We also answer a Money Dilemma about saving vs investing. Meanwhile, we have a shiny new way for you to send us YOUR Money Dilemmas, check it out here ! And it wouldn't be Friday without the gals have a good old vent, and with Elon Musk taking over Twitter you'...

Protecting Your Assets in a Relationship 26.04.2022

On this episode we dive into the ins and outs of asset ownership and protection in a relationship. What are the legal implications of being in a De facto relationship and how does this effect your financial situation? Listen in to get the skinny! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for ed...

MONEY DIARIES: From Centrelink to a 6 figure business! 24.04.2022

What can we say about this week's Money Diarist except...WOW! In 4 short years, and still at the tender age of 22 she has no debt, owns her own home, has developed a 6 figure hospitality business all while working her freelance copywriting business on the side. Prepare to be inspired! She also gives blood and currently the Red Cross are seeking donors. You can get more info here This year our Mone...

FRIDAY DRINKS: Afterpay is in HOW much debt?! 21.04.2022

Celebrating Friday with another wrap of this week's episodes; from the Money Diary of a Diesel Mechanic, to budgeting for charitable and philanthropic giving. Plus YOUR money wins and a listener question about investing when not an Australian citizen. And the ladies dive into a juicy chat about Afterpay's latest financial report that reveals the company are in massive debt! The advice shared on Sh...

Charity & Philanthropic Budgeting 19.04.2022

All of us have donated money in one way or another. The ways to support charities and philanthropic organisations have evolved to integrate our moral compass with our spending habits or lifestyle focus. But how do we decipher where our money should go, and how to budget for it? In this episode we go though on the ins and outs, some considerations and context of charity and philanthropic budgeting....

MONEY DIARIES: No degree, but on the way to 140k! 17.04.2022

Happy Easter Monday honeys, and what a treat of a community member we have for you on this Money Diaries episode! She is a young woman working as a diesel mechanic in the male dominated mining sector, and with no degree under her belt, is already smashing her financial goals. Find out what makes her tick. This year our Money Diaries are being brought to you by the legends at Shopback! Check them o...

FRIDAY DRINKS: Playing god with the stock market 14.04.2022

A very good Fri-yay to you angels! We are extra pumped on this ultralong weekend edition of Friday Drinks and as usual, share your money wins, answer a listener question about setting up Legacy Funds and give our wrap of the week. Also Elon has been busy buying up Twitter shares and you'd better BELIEVE that the girls have thoughts about this! The advice shared on She’s on The Money is general in...

Managing Spending Guilt 12.04.2022

On this episode we unpack the all too common feeling of spending guilt! Is it different to other forms of guilt? Why do we feel it AND what do we do about it? Listen to this episode to find out more on the prevalence and purpose of this particularly icky, but entirely manageable experience! The advice shared on She’s on The Money is general in nature and does not consider your individual circumsta...

MONEY DIARIES: A leave of absence to find her dream job! 08.04.2022

This powerhouse community member realised that she was climbing a ladder that was not right for her, so after a leave of absence and some serous soul searching, she redefined that ladder and is scaling amazing new heights! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at  https://app.shopback.com/aus/partner/SOTM  and you'll get a cashback bonus wh...

FRIDAY DRINKS: We talk the latest "Credit Card"/Influencer combo with Glen James 07.04.2022

Happy Friday! This week it's the gang plus 1 as we're joined by our friend Glen James from My Millennial Money for hot takes on this week's episodes, your money wins and to answer a listener question. Plus, have you heard about the latest influencer/"credit card" combo?! Well, we definitely have thoughts and feelings about this spicy situation, so don't miss it! The advice shared on She’s on The M...

What is Ethical Investing? 05.04.2022

On this episode we unpack the complex and very personal world of ethical investing. We talk its history, purpose, the difference between sustainable, impact and ethical investing, how it stacks up compared to other forms of investing and SO much more! We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you w...

MONEY DIARIES: An open heart and an open book! 03.04.2022

This gorgeous community member went though several open-heart surgeries as a child and inherited a fair bit of anxiety around money due to her family situation at this time. Now that she's a hard working, hard saving nurse, she wants to know what financial stability looks like for someone at 27 years old. Warning: this episode contains discussion of sexual assault. If you or anyone you know needs...

FRIDAY DRINKS: The Federal Budget 22/23 31.03.2022

In the highly politicised environment of an election year Federal Budget, we bring a special Friday Drinks to start to wrap our heads around the promises, the pitfalls and the palaver! Plus of course we give a wrap of the week and share YOUR money wins. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely...

Growth vs. Dividend Investing 29.03.2022

Half of Australians now own shares, and so today we're looking at the difference between Dividend and Growth Investing. Is it like comparing apples and oranges or Gucci and Kmart? What makes this such a sexy topic? Well...take a listen to find out! We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you will...

From the 9-5 to Gardening & Sex Work! 27.03.2022

This beautiful community member left a toxic 9-5 job to get into gardening and sex work. With covid hitting, she went back to study! How can she keep building her financial stability and savings goals in the face of an irregular income? Let’s find out! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at  https://app.shopback.com/aus/partner/SOTM  and...

FRIDAY DRINKS: A Finfluencers Regulation Conversation! 24.03.2022

This week ASIC have announced that Finfluencers who do the wrong thing will face up to 5 years in jail or a million dollar fine, and we have A LOT TO SAY. We talk about the important and valuable landscape in which responsible Finfluencers operate, the unsolid ground that this whole space now stands on and we attempt to clarify a few points! Here's a link to ASIC's information as discussed on the...

Glen James and Victoria Devine answer YOUR questions! 22.03.2022

My Millennial Money’s Glen James joins us for an extra special Deep Dive with Victoria as they answer YOUR questions! This episode is an absolute banger and packed with all sorts of tips about what happens when you inherit an estate? When is a good time to buy property given the current market? Glen also shares his money story, best and worse money habits, AND talks his new book Sort Your Money Ou...

MONEY DIARIES: From debt and a horrible injury, to career pivot and a scholarship – who IS she?! 20.03.2022

We can’t wait to share this beautiful person from our community who has worked through significant personal debt, AND suffered a harrowing workplace injury only to come though to study financial planning AND be offered a scholarship to finish her studies! What a time! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/par...

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