Victoria Devine
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real l...
Author
Victoria Devine
Category
Podcast website
Latest episode
Jul 9, 2026
Where to listen?
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Episodes
The Lazy Girls Guide To Financial Freedom in 2025 10.01.2025 12:48
Think achieving financial freedom has to mean endless spreadsheets and giving up your favourite treats? Think again! In this episode of She’s on the Money , we’re embracing our inner lazy girl and showing you how to work smarter—not harder—with your money. Join V as she breaks down the easiest, tech-savvy strategies to simplify your financial life in 2025. From our fav...
Balancing the Money Mental Load 09.01.2025 33:14
This week’s episode is the ultimate financial pick-me-up to power you into the weekend like the boss you are. We’re diving into your incredible money wins—think ChatGPT hacks that make meal planning a breeze and slashing power bills to a jaw-dropping $87. But we’re not stopping there. We’re tackling two big, relatable topics that you need to hear about. Ever thought a...
Investing for Beginners: Stop Dreaming and Start Doing 07.01.2025 40:14
Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much ? Been there, done that. But not this year, my friend. This time, we’re ditching the excuses and diving headfirst into making those investing dreams a reality. Whether you’ve got $10 or $10,000, this episode is your official pep talk to stop...
How She Rebuilt Her Life After Losing $38k to a Scam 05.01.2025 27:34
What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned heartbreak and setbacks into a financial success story. From devastating breakups to losing $38,000 in a scam, she shares how she clawed her way back. Now, she’s achieved her dream of homeownership through the Australian government's Famil...
The Truth About HECs Debt: Is It Time to Stop Stressing About It? 02.01.2025 47:22
Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it! Want to kick off 2025...
Why 92% of New Year's Resolutions Fail... and How to Be in the 8% 31.12.2024 41:46
Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals lose steam and shares psychology-backed strategies to help you avoid the same fate. Whether it’s saving money, building better habits, or tackling your personal goals, this conversation will get you inspired to approach 2025 differently. Ready...
The Biggest Money Lessons We Learned From This Year’s Money Diaries 29.12.2024 30:21
The best thing about Money Diaries? They prove that no one’s money story is perfect, but there’s always something to learn. Today, V takes us through the most teachable moments of 2024’s Money Diaries, unpacking the lessons that remind us we don’t have to have it all figured out. From breaking the debt cycle to transforming a side hustle into a booming business, this episod...
Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 2) 27.12.2024 26:52
We’re back with more jaw-dropping revelations from Emily Lynn Paulson, the million-dollar MLM insider who climbed to the top—only to reveal the truth hiding behind the glittering promises. In Part 2, Emily takes us deeper into the manipulative tactics MLMs use to hook you, from love bombing and trauma bonding to financial exploitation and cult-like control. Victoria Devine doesn&r...
Bloopers, Investment Bonds and Big Decisions: Your Ultimate 2024 Send-Off! 26.12.2024 40:51
We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying (and cringing). Plus we're tackling two of your biggest money dilemmas: investing for kids and deciding if it’s time to move on after a missed promotion. It’s all the laughs, lessons, and relatable advice you need to end 2024 with a bang....
2024 All Wrapped Up! 24.12.2024 43:06
This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you’re not alone. In this episode, Victoria Devine gets real about the wins, the losses, and everything in between, sharing how to make 2025 your year to thrive. We’re breaking down simple, actionable ways to reflect on your year without the gui...
She Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k! 22.12.2024 51:15
What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist didn’t just survive—she thrived. With some serious grit and a creative spark, she built a side hustle that didn’t just pay the bills—it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough s...
Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 1) 20.12.2024 43:34
We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lynn Paulson, a real-life MLM millionaire who had it all—until she decided to expose the truth. From the shiny promises of freedom and community to the shocking reality at the top, Emily reveals how MLMs prey on women and keep them hooked. She rea...
Are Christmas Bonuses Just a Festive Myth? 19.12.2024 1:05:40
You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it a sign you’re undervalued at work, or just the way things are these days? This week, the V, Jess and Bec dive into the great Christmas bonus debate: are they a must-have to feel appreciated, or just a festive myth. We’re also dishing out...
Managing People in the Workplace 17.12.2024 38:54
Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In this Business Bible episode, we’re cutting through the noise and giving you practical, no-nonsense tips for managing people like a pro. From building a team culture to mastering feedback, and creating clear HR policies (that actually work), this e...
What It’s Really Like to Raise Twins (And Battle Double the Costs) 15.12.2024 32:24
Twins in a pandemic? Talk about a curveball. This week’s Money Diarist faced double the costs with none of the extra support, but she found a way to turn her finances around. Now, she’s sharing how she paid off debt, started investing, and built a budget that works—even with two four-year-olds running around! Curious how she did it? Hit play to find out. Acknowledgement of Countr...
Kangen Water: Miracle Product or MLM Trap 13.12.2024 28:47
What do a $6,500 water machine, misleading promises of financial freedom, and a whole lot of pseudoscience have in common? This week, Victoria dives deep into one of the most predatory MLM schemes yet—unpacking how high-pressure sales tactics and debt traps leave people drowning, not thriving. From bogus health claims to a compensation plan so confusing it’s practically a trap, this ep...
Big Financial Decision Drama 12.12.2024 59:16
This week’s episode has everything: baking tips, big financial decisions, and a whole lot of laughs. From Victoria’s breakdown of a sky-high interest car loan to a partner splurging on a second ute (and now eyeing a boat) to the the all-too-relatable Christmas gift stress and offer ideas for navigating the holiday season without overspending or losing your sanity. Whether you’re...
Holiday Hustles 10.12.2024 30:30
It’s the most wonderful time of the year… to make some extra cash! This week, we’re unwrapping creative ways to boost your bank balance while embracing the festive cheer. From turning your clutter into cash to capitalising on last-minute holiday errands, we’re sharing practical, fun, and totally doable ways to make the most of the silly season. Whether you’re funding...
How a Side Hustle Paid Off Debt and Funded Big Travel Dreams 08.12.2024 24:28
What if your side hustle could cover your bills, tackle your debt, and send you off on your dream holiday? This week’s Money Diarist shows us exactly how they made it happen. With financial stress, and a serious case of wanderlust, they looked at what they had and unlocked a clever side hustle that changed everything. This episode is packed with juicy insights, practical tips, and some seriously...
How to Create a Magical Christmas on Any Budget 06.12.2024 17:46
Do you ever feel like Christmas has become all about spending big and stressing out? This week, we’re rethinking what makes the festive season truly magical. From heartfelt traditions to finding joy in the little things, we’re sharing how to create a meaningful holiday without blowing the budget. Victoria opens up about her first Christmas as a new mum and the moments that matter most, reminding u...
Is My Landlord Even Allowed to Do That? 05.12.2024 54:59
Ever thought, 'Is my landlord allowed to do that?'? Well t his Friday, we’re diving into that question every renter has asked at some point. From bond dramas to boundary-pushing behaviour, we’re unpacking your rights as a tenant and how to protect yourself when things get tricky. But that’s not all—this episode is packed with money dilemmas, like navigating financial curveballs right after buying...
Why This Year’s Hottest Gift Is Investing 03.12.2024 28:44
This year, skip the socks and candles and give a present that actually compounds ! We’re upgrading your holiday gifting game with thoughtful presents that don’t just sit on a shelf—they grow. Imagine giving your loved ones a head start on their financial future with beginner-friendly gifts like shares, ETFs, or even investment bonds (trust us, they’re cooler than they sound). This episode is your...
Getting Fired Was the Best Thing That Ever Happened to Me 01.12.2024 56:42
Can being fired actually be the best thing that ever happens to you? This week’s Money Diarist was blindsided by her boss and the universe when she got fired from her $60k job—just months after they gave her a bonus. She was left feeling overwhelmed, lost, and battling imposter syndrome. Fast forward: she's now thriving with a six-figure income, a stellar investment portfolio, and a no-property-r...
Why MLMs Are So Hard to Leave—And How to Do It Anyway 29.11.2024 29:48
This episode has been one of the most requested since we began unpacking the world of multi-level marketing. Whether you’re ready to leave yourself or trying to help someone you care about, we’ve got you covered. We’re breaking down why MLMs are so hard to walk away from, how to protect your finances as you exit, and how to handle those tricky conversations with friends or loved ones still involve...
Why Your Dad’s Super Advice Might Be Costing You Thousands 28.11.2024 53:06
Ever had money opinions that seriously clash with your parents? This episode is here to gently (okay, not-so-gently) challenge those outdated views and help you take control. It’s time to reframe the super conversation—not just with your parents but with your partner too. Because fair’s fair, right? If raising kids is a team effort, shouldn’t your retirement be too? We’re also breaking down the sn...
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