Fexingo
Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector
Lucas and Luna examine the service sector's dominant role in modern economies, focusing on healthcare and finance as two of its most complex and consequential industries. Each episode takes a single metric—hospital readmission rates, fintech loan approval spreads, insurance loss ratios, patient acquisition costs—and follows it through to the structural implications for businesses, regulators, and consumers. Lucas brings the journalistic rigor, citing specific SEC filings, Medicare data releases, and Fed surveys; Luna pushes back with operational realities, asking how a policy change in Basel I...
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Episodes
How Nursing Homes Became Real Estate Plays 22.05.2026 10:10
Lucas and Luna unpack the transformation of skilled nursing facilities from healthcare providers into real estate investment vehicles. They trace how REITs like Welltower and Ventas acquired thousands of nursing homes, the financial engineering that created opaque ownership structures, and the perverse incentives that affect patient care. Using a specific case — a 200-bed facility in Ohio that cha...
The Hidden Economics of Healthcare Pricing 21.05.2026 11:00
Episode 3 of Services Economy with Fexingo dives into the opaque world of healthcare pricing in the United States. Lucas and Luna explore how hospitals set prices using chargemasters, the role of insurers in negotiating discounts, and the wider economic impact of medical debt. They discuss the Hospital Price Transparency Rule and why only a quarter of hospitals are complying. The episode also look...
The Real Engine Behind Service Sector Growth 21.05.2026 8:06
Lucas and Luna dive into the often-overlooked driver of service sector growth: business-to-business services. They examine how companies like Microsoft and Salesforce have shifted from product sales to service subscriptions, and why the B2B service economy now accounts for over half of US GDP. With specific numbers on the rise of professional and technical services, they explore what this means fo...
When the Bill Arrives How Medical Debt Shapes the Economy 19.05.2026 7:54
In the premiere episode of Services Economy with Fexingo, Lucas and Luna drill into the $220 billion medical debt crisis that touches one in five American households. They trace a single ICU stay from a Texas hospital to a credit report, explore the opaque world of hospital price transparency rules that went into effect in 2021 and why they mostly failed, and examine how non-profit hospitals like...
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