SEI Mortgage Podcast

If you're self employed or earning 1099 income, you already know the struggle of qualifying for a mortgage with traditional lenders. Your CPA uses legal write offs to reduce your taxable income, but banks rely on that reduced number to decide whether you qualify. The result is the same problem many entrepreneurs face. You are successful in your business, yet the bank still says you do not qua...

For many self-employed borrowers, tax returns often to a tell a different. Your CPA uses deductions within your legal right to reduce taxable income, but traditional lenders rely on that reduced number to determine your eligibility for a mortgage. The result is the same frustrating outcome many entrepreneurs face. You're successful, but your tax returns don't convey the real value of you...

If you are building a real estate portfolio, the biggest challenge is often the same. Your personal income has nothing to do with how your investment properties perform. Traditional lenders still want tax returns, pay stubs, and personal debt to income ratios, even when the property can easily pay for itself. This episode breaks down the DSCR Loan, also known as the Debt Service Coverage Ratio Loa...

If you’re self-employed or run your own business, you already know the struggle. Your tax returns never show the full picture, and traditional lenders use taxable income instead of the real deposits flowing into your account. In this episode, we break down the Bank Statement Loan , the most popular NonQM program for self-employed borrowers and real estate investors. You’ll learn how lenders calcul...

If you’re self-employed or building a real estate portfolio, the mortgage world can feel like it was not built for you. Traditional lenders rely on tax returns, W-2s, and outdated underwriting boxes that simply don’t reflect how modern entrepreneurs earn money. Today, we’re kicking off the SEI Mortgage Podcast by pulling back the curtain on the Non-QM mortgage world — the side of lending designed...

SEI Mortgage Podcast — Official Trailer for Self-Employed Borrowers and Real Estate Investors Looking for REAL Mortgage Solutions If you’ve ever been denied by a traditional bank…  If your tax write-offs make your income look “too low” on paper…  If lenders don’t understand your investment strategy or your business structure… 👉 You’re in the right place. The SEI Mortgage Podcast is the show built...