SeedTime with Bob and Linda Lotich

Hey, it's Bob! I've got some incredible news to share with you.   We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together!   Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach th...

If you're curious about how millionaires build wealth, this episode is for you. 233 Millionaires were interviewed, and they did this ONE thing from the book of Genesis…   🔍 Key Highlights:  Tom Corley's Study: We explore Tom Corley's fascinating study on millionaires, revealing surprising habits that led to their success.  Biblical Insights: Drawing parallels between Corley's findings and biblica...

If you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic. Why You Should Listen: Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life. Learn about...

Today we dive deep with John Mark Comer, author of "Practicing the Way," exploring transformative insights that bridge the gap between our financial lives and our journey with Jesus.  Why You Should Listen: Why "Christian" Doesn't Mean What You Thought & the Invitation Jesus is Really Offering This one thing heals wounds better than church, Bible study, and therapy The mistake most Christians make...

Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries:   🔍 Key Topics Covered:  Understanding the Root Cause: We reflect on rece...

One of our listeners, Michael, is weighing the pros and cons of staying in a beloved ministry job that pays $45k or switching gears for a $90k corporate gig. He asked our advice, so here goes...   🔍 Key Highlights:  The Big Decision: Michael's predicament and the universal challenge of choosing between financial security and fulfilling work. Asking the Right Questions: We discuss five crucial que...

Today, we're chatting with Greg Baumer, co-author of "True Riches: What Jesus Really Said About Money and Your Heart" and "God and Money." This is a thought-provoking discussion as we explore the intersection of faith, finances, and finding true contentment in Christ. 🔍 Key Highlights:  Greg Baumer's Journey: Discover how Greg and his co-author, John, navigated the world of wealth and business at...

Back with part 2! And the 10 most common questions we get about adoption.   🔍 A few AI generated Key Highlights:  Our Adoption Journey: Hear why we chose to adopt, the challenges we faced, and our biggest mistake – not fully understanding the difference between adoption and placement agencies. Adoption vs. Placement Agencies: Learn from our experience about the crucial differences between these t...

Adoption. While it might not seem like a typical 'money' topic, trust us, it's significantly impacted our lives, both personally and financially. 💡Episode Highlights  Our Adoption Story: We share our journey of adopting two of our children, including the emotional and spiritual revelations experienced along the way. God's Hand in Adoption: We discuss how adoption reflects God's love and our adopt...

Want 12 FREE flights on Southwest this year?  It is far easier than you think, and in this episode we are breaking down how we are doing this and how you can too. Resources Mentioned: SeedTime's Free travel article : Dive deeper into our exact travel strategies. - https://seedtime.com/free-travel/   Southwest Companion Pass : Get all the details about this extremely RARE promotion - http://seedtim...

Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you.   🔍 Key Topics & Questions Covered Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey. Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision. The SeedTime Credo: A powerful statement reflecting our goal of invitin...

Join me for a FREE passive income workshop on Feb 22 by enrolling here: https://SeedTime.com/pwp     Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtube.com/live/X0k17Gfs10A )!  

1. Today's story is a true testament to faith, trust, and the unexpected ways God works in our finances.  2. Pardon the 'iPhone in a bathroom' sound of the mic today LOL - we had an issue and should have it fixed going forward! A little of what we are talking about... A Surprising Email: Discover the story of a SeedTime listener who faced an unexpected financial dilemma—being overpaid by $20,000!...

In this episode, I'm thrilled to have my friend and teen money expert, Derek Kinney, join me for a deep dive into teaching teens about money management. Whether you're a parent to teens or just starting to educate your younger kids about finances, this episode is packed with insights, strategies, and real-life examples to guide you through this critical journey.   📢Here's what you'll discover: Ea...

Broadcasting from sunny Hawaii, we're diving into a story that beautifully illustrates God's creativity and provision.   🎯Resources Mentioned: SeedTime's Net Given Tracking Sheet: A tool to track your blessings and giving. Available at: https://seedtime.com/ng Our Book, " Simple Money, Rich Life " ( https://seedtime.com/smrl : Discover more about financial freedom and giving in Chapter 26. True F...

In this episode, we're diving into a thought-provoking topic: "If We Lost It All: The 7 Things We Would Do."    In This Episode, We Discuss: The Power of a Favorite Sweatshirt: Discover why Linda's Aloha sweatshirt symbolizes more than just comfort. Responding to Financial Setbacks: We open up about how we would rebuild from scratch, sharing our personal strategies and mindsets. Practical Steps to...

Today we are chatting with Jordan Raynor, as we dive deep into his new book, "The Sacredness of Secular Work," and explore how our everyday jobs impact eternity. I love our conversation (and think you will too) as it challenges the conventional view of work as just a means to an end and encourages us to find divine purpose in our professions. Key Topics Discussed 🔑 Redefining Work in God's Kingdo...

Hey friends!  It's a Linda-only episode today. And I am excited to share something that I've had on my heart about this!   📢Here's what we'll cover: A Deep Dive into "The Knowledge of the Holy" by A.W. Tozer: I share my reflections on this impactful book that explores God's attributes in ways you might have never considered. It's a must-read for anyone looking to expand their understanding of the...

Hey there, SeedTime family! If you're a business owner, freelancer, or just curious about the tools that we use make our business thrive, this episode is for you!  And if you have any tools or apps that you love in this area please send us a DM on Instagram https://instagram.com/seedtime   🎯Resources Mentioned: Gusto Payroll - $100 signup bonus - https://seedtime.com/gusto   Relay Business Bankin...

Hey friends, today I'm taking a deep dive into my personal journey, sharing heartfelt and sometimes humorous stories from my childhood about growing up in financially tight circumstances. This isn't just about the struggles, but about the invaluable lessons learned and the hope that shines through.    🔑 Key Takeaways: The Importance of Perspective: Recognizing that someone always has it worse and...

In this episode,we share a personal conversation with a reader who's grappling with this tough situation, and I offer some practical, heartfelt advice based on their specific circumstances. 📢Here's what you'll discover: The Reader's Dilemma: An in-depth look at a family facing bankruptcy, struggling with debt, and trying to make ends meet. Budget Breakdown: Tips on reducing expenses in various ca...

Today we dive deep into a topic that's been stirring up a lot of questions and curiosity: Cryptocurrency, especially Bitcoin, and its place in the world of Christian finance. With Bitcoin's price nearly doubling in the last 3 months, it inevitably gets people interested and I have been getting more questions like: Should Christians invest in Bitcoin? What does the Bible say about Cryptocurrency? I...

Today we want to explore an observation from a multi-billionaire about housing that we find to be fascinating. Hope you find this as interesting as we do!!   🎯Resources Mentioned: Our book, " Simple Money, Rich Life "- https://seedtime.com/smrl   Podcast: Walk in Love by TJ and Brooke Mousetis - https://www.walkinlove.com/podcast       Watch this episode on our SeedTime Money Podcast YouTube chan...

Even if you don't consider yourself to be a speaker, you probably are. Most of us all talk to people a LOT - from coworkers to friend groups to our families, and we can all grow in our ability to communicate. Christy Wright is an author, certified business coach, and world-class professional speaker. You might also know her from the decade or so she worked with Dave Ramsey's team. So whether you a...

Today, I'm diving deep into the world of business savings accounts and how you can make your money work harder for you and your faith. With interest rates climbing, I've scoured the market to find the best options for your business savings – and I can't wait to share these gems with you. Whether you're a seasoned business owner or just starting, this episode is packed with valuable insights and pr...