SeedTime with Bob and Linda Lotich

What if I told you the same ounce of gold that could buy 400 loaves of bread today… could've done the same 2,000 years ago?   In this episode, we break down the ONE chart that completely shifted how I think about saving, inflation, and long-term wealth. I've spent over 17 years investing—and I pretty much ignored gold… until this blew my mind.   You'll learn: Why I now see gold as a defensive asse...

What do you do when life punches you so hard, you don't think you'll ever get up? That's what we talked about in this raw, holy, and surprisingly hope-filled conversation with pastor and author Levi Lusko . After losing his 5-year-old daughter and recently his father, Levi brings more than theology—he brings lived truth. This episode is a deep dive into what it actually means to move forward when...

In this final episode of our "Prosperity Gospel, Poverty Gospel, and The Gospel" series, we're diving into the forgotten commands of scripture that every Christian should know when it comes to money. We're not just talking about how to make more or give more — we're talking about how to  think biblically about money, handle it with eternity in mind, and why most believers are stuck in financial cy...

What if I told you that nothing you own is actually yours —and that this truth could radically change how you think about money, stress less, and give more? In this episode, we dig into one of the most transformational shifts in our Christian financial journey: moving from ownership to stewardship . This isn't just a spiritual concept—it's the antidote to both the prosperity gospel and the poverty...

In this episode, we're going deep on a topic the Church either glamorizes or demonizes—but rarely handles biblically: money . We're unpacking Exodus, Jesus, and even Tesla stock (yep)—to wrestle through a question that's been tripping up believers for decades: "Is wealth inherently evil… or is it just a tool?"   Here's what we found: Why the Israelites' gold became both a golden calf and a golden...

In Part 2 of our "The prosperity gospel, the poverty gospel, and the truth most Christians miss" series, we dive into some of Jesus' most controversial teachings on wealth. You've heard "sell everything," "camel through the eye of a needle," and "blessed are the poor," but what if we've been misunderstanding  who He was talking to and why?   In this episode, we unpack: Why Jesus told the rich youn...

This might be the most important conversation we've had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: What the Prosperity Gospel gets right—an...

In this episode, we answer YOUR questions about how we're using AI—personally, spiritually, and professionally. We're not here to debate whether AI is "good" or "evil." We're here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer . We get into the nitty gritt...

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of  Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy .  We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.  We talk about hedonic adaptation, generosity as a spiritual ther...

In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was "good." Wait, what? Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—"good"—used for trees, land, animals, and all creation. Money wasn't cursed. It was created by God and called "goo...

This episode is the one you've been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you've never to...

You ever watch the movie WALL-E and think, "No way that could be real"? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence — and it's probably the most important thing you'll hear all year. We dive deep into where AI is headed, how fast it's moving, and why this isn't just another tech shift... it's a total civilization shift.   Here's what we talk about:...

In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she's more on the "this-freaks-me-out" side of things. So this conversation got real… fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will nev...

Today we are walking through 5 of our most valuable resources (and some free) that will help you  thrive financially this year. These are the exact tools and resources we've used in our own life—plus testimonies from thousands in the SeedTime community who've seen breakthrough with them as well! 📚 Resources Mentioned: Simple Money, Rich Life (get it free – just cover shipping): http://seedtime.co...

Everyone's Freaking Out About Tariffs—But Here's the Side No One Talks About Let's be real—every headline out there is yelling about doom and gloom: "Trade war! Economic collapse! Inflation!" But what if there's another side? In this episode, we zoom way out and unpack the other perspective . The one you're not hearing. The one that doesn't sell fear, but maybe offers… a little bit of hope? We get...

You know that verse in Proverbs that says "the wealth of the wicked is stored up for the righteous"? Yeah… we need to talk about that. For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else's riches end up in your account. But what if that's not what the Bible is saying at all? 💡 In this quick but powerful episode, we...

Have you ever felt like no matter how hard you work, you're still not getting ahead financially? You're not lazy. You're not broken. You're just programmed. In this episode, we unpack 10 sneaky ways society wires us to stay broke—and most of us don't even realize it's happening. From how we're taught about money in school, to why hustle culture keeps us exhausted but not wealthy, to the dangerous...

For nine straight years, my business grew consistently. More revenue. More traffic. More impact. Then, suddenly, everything started going backward. I had no clue what to do. I felt helpless. The numbers were bad—worse than I realized. And I remember thinking: God, did you bring me here just to let it all fall apart? But what happened next changed everything. In this episode, I take you behind the...

Jamie Winship is back. Kind of.  We are sharing pieces of a talk he gave where he shared some powerful insights about how he thinks about money.  We loved them so we wanted to share them with you! What happens when God takes away everything you thought you needed? What if the greatest financial lesson isn't about making more but trusting more? In this episode, we explore how God provides in ways w...

Hey friend! It is Linda driving this one today!  And most of us know Jehovah Jireh as "The Lord Who Provides"—but what if we've been missing something even deeper? In this episode, I sit down with Shelly Griffin, a Biblical scholar and dear friend whose understanding of God's names will challenge everything you thought you knew about faith, surrender, and divine provision.   We dive deep into: The...

Does God actually care about your money?  At first, it might seem like a purely earthly issue—like choosing the right toothpaste. But when you dig into scripture, you'll find that money is one of the most talked-about topics in the Bible. Why? Because it's deeply connected to our hearts, our trust, and our faith. In this episode, we unpack: Why God isn't obsessed with money—but cares deeply about...

Let's be honest—grocery prices are out of control. If you feel like you're spending WAY too much on food, you're not alone. In this episode, we break down 10 practical, no-nonsense ways to slash your grocery bill—without sacrificing the food you love.   🚀Inside this episode, we cover:  The BIGGEST grocery store mistake (and how to stop making it)  How to meal plan like a pro (even if you hate mea...

Money and marriage—two things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial page, stop the money fights, and build a stronger marriage in the process.   🔎We're talking about: The #1 mistake couples make with money (and how to fix it fast) How to plan your finances together w...

How did we crush a 30-year mortgage in just 3 years? We're breaking down the five unconventional money moves that made this dream a reality—and they might work for you, too.   🔎In this episode, we cover: The radical mindset shifts that changed everything. Why you should never let the bank dictate how much house you can afford. The power of prayer and giving (and how they impacted our finances). T...

In this episode, we're diving deep into an astonishing truth about Heaven's streets of gold and what it teaches us about abundance, provision, and God's priorities. Spoiler: Heaven's economy makes Earth's GDP look like pocket change. But more importantly, it reshapes how we view money, trust, and the infinite resources of God. 🔎Here's what you'll learn: The mind-blowing value of Heaven's streets...