Scripted Wealth | Money & Meaning for Pharmacists

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Bountiful, Utah: When should I hire a CPA or EA to file my taxes? Mentioned on the Show: YFP Planning SECURE Act YFP 070: Pre-Planning for Tax Season File Your Taxes with YFP Send in your questions  here  or to  info@ yourfinancialpharmacist.com Di...

Nate Hedrick, the Real Estate RPh, joins Tim Ulbrich to talk about all things mortgage refinancing. They talk about what it is, how to qualify, the costs associated with refinancing a mortgage, how to determine the break even point and how Nate recently evaluated his own mortgage refinance. Mentioned on the Show Compare Mortgage Refinance Lenders with Credible  Real Estate RPh YFP Facebook Group Y...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Olathe, Kansas: What should I do after my term life insurance policy ends? Mentioned on the Show: YFP Planning YFP 010: Is Whole Life Insurance a Good Investment Strategy for College Savings? YFP 044: How to Determine Your Life Insurance Needs Prote...

Tim Baker, our own fee-only CERTIFIED FINANCIAL PLANNER™, joins Tim Ulbrich to talk about key retirement and tax numbers for 2020 and the SECURE Act.  Mentioned on the Show 2020 Key Retirement Tax Numbers to Know - Download the Free Guide Send in Ask a YFP CFP® questions here or to info@yourfinancialpharmacist.com APhA2020 YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  ...

Diana Isaacs joins Tim Church on this side hustle edition to talk about her journey in becoming an expert in diabetes and how she has been able to monetize her clinical expertise through speaking engagements, advisory boards, consulting projects and CE articles.  Mentioned on the Show Refinance Your Student Loans   AADE (American Association of Diabetes Educators) American Diabetes Association Out...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ryan in Johnson City, Tennessee: How do I calculate my take home pay when contributing to retirement funds?  Mentioned on the Show: YFP Planning SmartAsset Federal Paycheck Calculator   Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness E...

Tony Umholtz, a Mortgage Branch Manager for IberiaBank, joins Tim Ulbrich on the show. They discuss the considerations for financing a home purchase, the biggest mistakes people make when applying for lending, and a variety of lending options available to pharmacists including the Professional Loan Program (aka Doctor's Loan). Mentioned on the Show 5 Steps to Getting a Home Loan YFP 40: 10 Things...

Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job? Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Emily: How do I cope with the financial pressures of student loan debt while looking for a job? Mentioned on the Show: YFP Planning YFP 115: Financial...

Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings....

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property?  Mentioned on the Show: YFP Planning YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop Bigger Pockets YFP 109: An Interview w/ Suze Orman Send in...

Cory & Cassie Jenks join Tim Ulbrich to share their specific path and plan towards achieving financial independence through a modified Coast FI approach. They talk about why and how they have aggressively saved for retirement early in their careers, how they have worked together to achieve their goals, and how Cory's side hustle doing improv comedy has helped their financial plan all while filling...

On the first episode of the New Year, Tim Ulbrich talks about 5 ways you can accelerate your financial plan in 2020. This episode is full of resources you can use to put these ideas into action. Mentioned on the Show Credible Home Mortgage Refinance  Enter the New Years Giveaway YNAB Your Best Year Ever by Michael Hyatt 100 Side Hustles: Unexpected Ideas for Making Extra Money Without Quitting You...

Happy Holidays from the YFP team! As we near the end of 2019, it's important to celebrate the wins, big or small, that we've had over the past year. Take a listen to several YFP community members sharing their 2019 financial wins on this week's episode. Mentioned on the Show Policygenius YFP Facebook Page YFP Facebook Group Ask YFP a Question

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kathryn in Fort Wayne, Indiana: What is the utility of financial apps such as ChangEd?  Mentioned on the Show: YFP Planning ChangEd Acorns Send in your questions  here  or to  info@ yourfinancialpharmacist.com Disclaimer:  This podcast is intended for educati...

Eric Christianson joins Tim Church to talk about his business, Med Ed 101. Eric discusses his why behind beginning his side hustle, how it allowed him to drop down to part-time from his traditional pharmacist role and how it helped him accelerate his financial goals. Mentioned on the Show YFP Planning MedEd 101 BCPS Study Material Pharmacotherapy: Improving Medical Education Through Clinical Pharm...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Raul in Texas: What are the pros and cons of paying student loans back faster than 10 years?  Mentioned on the Show: YFP Planning Refinance Student Loans Send in your questions  here  or to  info@ yourfinancialpharmacist.com Disclaimer:  This podcast is inten...

Craig Curelop is the author of The House Hacking Strategy and is a real estate agent, investor, and employee of BiggerPockets. Craig talks all things house hacking including what it is, how he got started with house hacking and why he claims it is the single most powerful way to build wealth. Mentioned on the Show Refinance Student Loans The House Hacking Strategy: How to Use Your Home to Achieve...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Michael in Columbus, Ohio: How can I solve the issues I'm having with FedLoan Servicing? Mentioned on the Show: YFP Planning FedLoan Servicing PSLF NPR: 23 Senators Demand Investigation Into Mismanagement of Student Loan Program Consumer Financial Protection...

Aaron Howell, a real estate investor, real estate agent and ambulatory pharmacist at University of Virginia Health Systems joins Tim Ulbrich on this week's episode. Aaron talks about his journey from accidentally falling into his first investment property when trying to sell his condo to how he built his current portfolio that includes 29 units in 3 different cities across the country. Aaron's rea...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Portland, Maine: What are the pros and cons of direct real estate investing and REITs?  Mentioned on the Show: YFP Planning Vanguard Send in your questions  here  or to  info@ yourfinancialpharmacist.com Disclaimer:  This podcast is intended for ed...

On this special Thanksgiving episode, Tim Ulbrich welcomes Melissa Akacha, a pharmacist that helped rally her community to bring another pharmacist out of homelessness. This is a story of generosity, of being aware of your surroundings, and extending a helping hand to those that encounter misfortunes that could happen to any one of us. Mentioned on the Show YFP Planning WBUR: A Former Pharmacist W...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lu in Baltimore, Maryland: Where can I find reputable options with lower interest rates for graduate school loans outside of federal financial aid? Mentioned on the Show: YFP Planning Refinance Your Student Loans Student Loan Planner NerdWallet CommonBond Len...

Michelle Cooper, author of I've Still Got Me: A Widow's Journey to Love, Happiness & Financial Independence, Director and Co-Founder of XML-W, a division of XML Financial Group, and former practicing attorney, joins Tim Ulbrich on this week's podcast episode. Michelle shares her personal story and unique perspective on finances and law to inspire hope for those experiencing loss and provides sound...

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lily in Tuscon, Arizona: What's the best way to apply the funds I receive from the IHS loan repayment program? Mentioned on the Show: YFP Planning Schedule a Free Financial Planning Discovery Call with YFP Planning Refinance Your Student Loans CommonBond IHS...

Brittany Hoffmann-Eubanks, Founder and CEO of Banner Medical, joins Tim Church to share her side hustle journey in creating a company that's on track to hit over $100,000 in revenue and what she did to get to this point. Mentioned on the Show Policygenius YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus Friend of a Friend: Understanding the Hidden Networks that can Tra...