Scam Squad

Scam Squad Guest, Dr Judy Christman Yates, DPA, Criminologist discusses IRS scams to avoid and the FTC Top Scams of 2022 1. Top Scams of 2022, https://consumer.ftc.gov/consumer-alerts/2023/02/top- scams-2022?utm_source=govdelivery, 2/23/2023 by Federal Trade Commission, Andrew Rayo, Consumer Education Specialist. “The latest FTC data book says people reported losing $8.8 billion to scams. • Invest...

Shawn Dyer, Fraud Specialist at Montecito Bank & Trust, sounds the alarm about check fraud, which is on the rise. She urges people to utilize online banking so they can check the activity of their bank accounts frequently and pull up check images that may have been altered. She also talks about the Tech Scam, which is still rampant. The scammer pretends to work for a tech company. They tell the vi...

In this episode, a woman is almost taken in by the Jury Duty Scam. It's easy to see why. She received a call and the caller ID was spoofed to say it was the Sheriff's Department. The scammers identified themselves by using names of real sheriffs and judges. Plus, the victim occasionally received subpoenas to testify, because she was a medical expert--making it even more believable. They told her t...

It can be very difficult to convince someone that they're involved in a Romance Scam. Here are tips on how to help a friend recogize that the person they think they love is nothing but a scammer.

Doris Roof, Montecito Bank & Trust Fraud Manager, and Deputy District Attorney Vicki Johnson, give advice on how to use Zelle safely. Roof reeals that Zelle guidelies are set up by Early Warning Systems. To help prevent fraud, Early Warning Systems is adding more prompts, asking questions such as, "Did you initiate this transaction or did someone else ask you to initiate the transaction?" Other Ze...

With Special Guest, Dayton Aldrich, Victim Restitution Specialist To tell your Story on Scam Squad, contact Deputy District Attorney Vicki Johnson at 805-568-2442 Recently in Santa Barbara, a couple's Ring Security Camera, which was linked to their phones, let them know that someone was at their door, claiming to be from Door Dash. They were both at work and told the phony Door Dash person that th...

Scmsqd - 2023 - 02 - 25 - Pig Butchering by Hub for Podcasting

Information from WHAT TO DO IF YOU WERE SCAMMED, https://consumer.ftc.gov/articles/what-do-if-you-were-scammed What should you do if… You Paid a Scammer by credit/debit card or there was an unauthorized transfer from your bank account: • Contact the company or bank that issued the credit card, debit card or wire transfer from your bank account • Tell them it was a fraudulent charge. • Ask them to...

Scmsqd - 2023 - 02 - 11 - Latest Scams by Hub for Podcasting

Today's show features advice from Criminologist, Dr. Judy Christman Yates. First, Dr. Yates gives advice on Spotting Phony Websites and reviews six ways to tell if a website is credible. This information is drawn from an article by the University of Wisconsin. https://uknowit.uwgb.edu/page.php?id=... Tip: Go to your web browser and type in the name of a person, business, or organization followed b...

Scmsqd - 2023 - 01 - 28 - Vicky Social Media by Hub for Podcasting

Scam Squad: With Special Guest, Shawn Dyer, Senior Fraud Specialist at Montecito Bank & Trust Shawn Dyer reports about a rise in the Pay Pal Imposter Scam, and reminds us that it can also occur on other platforms such as Amazon or E-Bay. Here's how it works: You are contacted by an email or a text message telling you that you have had a large dollar amount charged on your account. You are asked to...

Scmsqd - 2023 - 01 - 14 - Identity Fraud by Hub for Podcasting

We appreciate it when fraud and scam victims are brave enough to share their stories in order to warn others. In this episode, Doris (our victim), received a phone call from a woman who identified herself as Holly, a Cox Cable technician. She knew that Doris had been having conectivity problems and asked Doris if it was any better. (There had been repair trucks on Doris' street, which probably tip...

Rick Copelan President of BBB of the Tri-Counties Talks with Deputy District Attorney, Vicki Johnson by Hub for Podcasting

Scmsqd - 2022 - 12 - 31 - Dayton by Hub for Podcasting

With Special Guest, Criminologist, Dr. Judy Christman Yates In this episode, Dr Christman Yates points out dark patterns in advertisements that are psychologically deceptive, specifically designed to induce false beliefs. They often get us us to purchase more than we want or misunderstand what we're getting. Here are common tricks that are used: 1. We're told that the product or service is only av...

Montecito Bank & Trust Senior Fraud Specialist, Doris Roof, reports on a recent scam. Here's what happened. A woman attempted to Venmo money to her son, but the transaction was declined. She looks up Venmo's number online and inadvertantly contacts the scammers who have a phony site that looks like the legitimate Venmo website. The scammers talk her into giving them remote access to her computer a...

Medicare is a federal government health insurance program in the United States. Of course, it doesn’t cover everything. Most people buy additional insurance to bridge the gaps. The two main types of coverage that you can buy to help with this are Medicare Advantage (also called Part C) or a Medicare Supplement which is also referred to as Medigap. If you choose a Medicare Advantage Plan, you've ba...

Victims of tech support scam often give their computer access to scammers who claim they are trying to help them.

It's sometimes easy for us to think that we would never fall for a scam. But in today's episode, a woman who has worked in the IT departments of many large companies ALMOST gets taken in by a complicated scam. Hear her story on this week's Scam Squad episode. And be sure to subscribe to Scam Squad today so you don't miss any important warnings!

Scmsqd - 2022 - 11 - 05 - Crimnologist Judy by Hub for Podcasting

Shawn Dyer, Senior Fraud Specialist from Montecito Bank & Trust Gives the Latest Warnings: : 41 When you receive a text from what you think is your bank--telling you that there has been fraudulent activity on your account, DO NOT call the number back from the text, DO NOT click on a link in the text and DO NOT give personal information verbally to someone who called you. ALWAYS confirm that it's n...

Scmsqd - 2022 - 10 - 22 - Disaster Relief by Hub for Podcasting

It’s Medicare Open Enrollment from now until December 7! In this episode, HICAP (Health Insurance and Advocacy Program) manager, Julie Posada, guides listeners through the maze of choosing the best Medicare program for your individual needs. HICAP is run through the California Department on Aging, which also manages their 1-800-434-0222 hotline. HICAP counselors will meet with you remotely or in p...