Save your Retirement with Pat Strubbe

Unplanned or unexpected early retirement can wreak havoc on your retirement plans. Some who have had to retire early aren’t always ready financially. This show will go into detail about the variety of ways 50% of Americans are forced to retire unexpectedly, and how you can protect yourself. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/...

This episode will focus on annuities. Pat will walk listeners through the good, the bad, and the ugly about annuities. There’s plenty of noise about retirement’s most misunderstood product. Some good - some bad. But what’s the real deal? Are annuities ideal for retirement … or not? Pat will talk about what annuities actually are, their biggest misconceptions, the different kinds, and their biggest...

Pat and Jen will go into detail on what the 4% rule is; why it’s broken; and the successful strategies that people are using today to ensure they never run out of money in retirement. Many financial advisors have been touting the 4% rule as a staple for safely withdrawing income in retirement. Today’s experts disagree! If your retirement plan depends on this outdated rule of thumb, you could be he...

This show is about retiring in a world of chaos. Whether it’s war with Syria, Russian defiance, Iran building a nuclear bomb, or ISIS terrorizing the world … there’s always something new to worry about. Throw in the rollercoaster ride on Wall Street, and the never-ending challenges facing retirees today – and you have a recipe to make the most confident soon-to-be-retirees nervous. If you enjoy th...

This week’s show is about the biggest fear retirees face: running out of money in retirement. In a survey conducted by AARP, more than 3 out of every 5 retirees ages 45-75 (61%) feared running out of money in retirement, more than they feared death itself. Pat will talk about some potential strategies you could use to make sure you don't outlive your money. If you enjoy the podcast, would you plea...

This show is about the #1 retirement savings vehicle – the 401(k). Major news outlets have widely criticized the 401-K - and with good reason. Steve Kroft of 60 Minutes stated “… the shortcomings of this retirement system have jeopardized the financial security of tens of millions of people.” The Wall Street Journal calls the 401(k) a “colossal failure.” Forbes calls it a “retirement savings crisi...

This show is about the 12 steps to a sound retirement. The outlook is pretty grim, and retirees need a reality check. Tune in to find out what 12 steps could save your retirement! If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-forecast/id1053921132?i=1000362805960? It takes less than 60 seconds, and it really makes a d...

The retirement landscape has changed for anyone retiring today and there are 6 strategies that every retiree, and soon-to-be-retiree, should incorporate into their financial game plan. Any one of them could be a retirement game-changer. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-game-changers/id1053921132?i=1000362...

This week’s show is about what we can learn from other people’s regrets about planning for retirement. The things they should have done, could have done, and wished they had done that would have made a profound difference on their lifestyle in retirement. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/biggest-regrets-in-retiremen...

In a country where it’s common practice to hire a wedding planner for a wedding; a nutritionist or a personal trainer to lose weight; or a golf-pro to improve your swing; many people struggle on hiring a retirement advisor for what will be the largest event of their entire life. A recent research study conducted by Morningstar concluded that people who have a formalized financial game plan (using...

This show is about what we can learn from today’s successful retirees. Here are some potential lessons we can learn from other successful retirees … • Living within your means • Maximize tax deferred contributions • Get on the same page as your spouse • Understand exactly how and when to maximize your social security benefits • Having a household budget • Keep your emotions in check If you enjoy t...

Health care costs can cripple any retirement that’s not prepared. And chances are you aren’t ready for the “actual” cost of retiring. Fidelity projects that the average couple retiring today will need nearly $250,000 to pay for out-of-pocket health care costs in retirement — and that’s not counting long term care. If you enjoy the podcast, would you please consider leaving a short review on https:...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

This week’s show is about the hidden trap doors in retirement, and how to prevent them from decimating your life savings. The road to retirement is full of choices, trap doors and potential financial surprises along the way. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-trap-doors/id1053921132?i=1000362805957? It take...

We’re going to unveil the hard truth behind the 10 biggest retirement myths. We’re going to tackle subjects like how much you should depend upon Social Security; what you can really expect from Medicare – and what expenses it will and won’t cover; the reality behind how much you’ll actually spend in retirement; if your taxes will go up – or down-in retirement; what you can expect in the near term...

Today’s show is about the retirement x-factor. It’s not inflation. It’s not the stock market. And it’s not the skyrocketing cost of healthcare. It’s longevity. People are living longer than ever before, making every other risk retirees face much more probable. You have to plan on living well into your 90s (if not longer) to ensure you don’t run out of money in retirement. If you enjoy the podcast,...

The vast majority of Americans are lost on the road to retirement. This show is about how to put your retirement in the fast lane - the shortest route between point A and B. You might have a large nest egg saved up and think you’re ready to retire. But a stack of retirement statements isn’t a retirement game plan. You have to chart your retirement road map – all the way to end. If you enjoy the po...

This show is about the risks retirees face from the current stock market highs. The markets keep breaking records and many experts—and retirees—are fearful of another market crash like 2008. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/stock-market-highs/id1053921132?i=1000362805952? It takes less than 60 seconds, and it really...

The retirement landscape has changed for anyone retiring today and there are six game-changing strategies that every retiree, and soon-to-be-retiree, should incorporate into their financial game plan. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-game-changers/id1053921132?i=1000362805967? It takes less than 60 second...

Financial planning for retirement has always been a daunting prospect; the current landscape simply makes your preparation that much more crucial in using your assets well. This episode will cover the seven cardinal rules of retirement planning. If you know nothing else about retirement planning, these are rules that you can’t afford to miss. If you enjoy the podcast, would you please consider lea...

This show asks the nine most important questions every retiree should ask when it comes to how they’ll generate income in retirement. How much income do you really need? And how are you going to generate it? It’s important that every retiree customize their income needs with an analysis of their basic expenses, health care needs, longevity expectations, and potential risks they could face in retir...

Only a tiny fraction of American workers have been able to amass $1 million or more in their 401(k)s and employer-sponsored retirement plans, according to the Employee Benefits Research Institute. The average 401(k) account balance is just shy of $59,000. Yet whether you have saved $50,000 or $5 million, some secrets of the rich can be very instructive when it comes to building your own retirement...

On this episode, Pat is going to reveal a retirement checklist. A step by step guide to preparing you for your retirement! If you’re recently retired, or within 5 years of retiring, you don’t want to miss today’s show. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-checklist/id1053921132?i=1000362805968? It takes less...

In this episode of Retire with Confidence, Pat Strubbe goes over the steps needed to set you up for a successful and comfortable retirement. You can make this show very elementary (start with a plan, update your plan, etc,), or go a little deeper into specific areas of a retirement plan (start with a plan, income, taxes, etc,). Or obviously a combination of the two. Either way, It's not a bad idea...

The financial crisis and great recession hit Americans’ savings hard, but for baby boomers the clock is ticking to repair their nest eggs … quickly. This episode will cover the changing landscape retirees face today. It’s not the retirement your parents or grandparents had. And as a result, the manner in which we plan for retirement has to change. Tune in to find out how to retire with confidence!...