Safer Retirement Radio

Welcome to Safer Retirement Radio with Brian Decker, founder of Decker Retirement Planning, and Bradley Geddes, one of our trusted advisors. In this episode, we're covering crucial topics surrounding retirement planning and financial safety. From fiduciary standards and financial advisor transparency to investment strategies and tax efficiency, we cover it all to help you achieve a safer and more...

In episode 103 of Safer Retirement Radio, financial experts Brian Decker and Arrin Wray dissect the complexities of planning for a financially secure retirement in an environment of fluctuating interest rates and uncertain markets. 🎧 Tune in to learn about: Adjusting retirement investment strategies as Treasury rates rise, creating better options for those approaching retirement. The nuances of t...

Welcome to another empowering episode of Safer Retirement Radio. Owner and Founder Brian J. Decker and Bradley Geddes, CFP(R), share expert insights on mastering tax planning for a secure retirement. Episode 102 is a deep dive into strategies designed to safeguard your finances and optimize your tax situation as you plan for those golden years. 🎧 In This Episode: Discover the power of tax loss ha...

🎙️ Welcome to Episode 101 of Safer Retirement Radio, where Decker Retirement Planning Owner and Founder Brian Decker is joined by our Utah-based planner Arrin Wray, who provides a wealth of knowledge for those navigating the uncertain waters of retirement planning. In this episode: Brian and Arrin outline the unique challenges of retirement planning, particularly for those in high-risk professions...

🎈 Episode 100 is here on Safer Retirement Radio with Brian Decker! 🎈 In this special episode: We talk about why it's crucial to have an estate plan. Learn the dos and don'ts of retirement accounts and trusts. Discover the importance of choosing the right Power of Attorney. Get tips on creating a healthcare directive that protects your family's peace of mind. Brian Decker is joined by our Salt La...

Jump into the world of retirement planning with Brian Decker and Arrin Wray on Safer Retirement Radio. In this enlightening episode, our experts unravel the complexities of the Secure Act 2.0, adjusting investment strategies for retirement, and the critical role of tax planning in securing a financially stable future. 🔍 Episode Highlights: Retirement Planning Principles: Learn the importance of d...

Tune in to the latest episode of Safer Retirement Radio where Brian and Arrin Wray, our Utah-based planner, delve into the pivotal changes brought by the SECURE Act 2.0. They discuss how updates to Required Minimum Distributions (RMDs), annuities, and 401k plans can shape your retirement planning. Dive into the nuances of IRA tax implications, the strategic benefits of Roth conversions, and the im...

Welcome to Episode 97 of Safer Retirement Radio, where Brian Decker and Brad Geddes, CFP(R) dive deep into retirement planning essentials. They tackle critical topics like the need for safety in retirement investments, biases in Wall Street risk strategies, and the importance of distribution planning. Unpack the complexities of bond funds, interest rates, and their implications for retirees. Disco...

Dive deep into the world of safer retirement planning with Brian Decker in episode 96. He analyzes the impact of political cycles on market trends and the Fed's indicators that could signal a looming recession. Learn about the power of momentum investing and sector rotation as Brian explains how these strategies can protect your capital and thrive in any market condition. With decades of experienc...

In this enlightening episode of Safer Retirement Radio, Arrin Wray steps in for Brian Decker to delve into the intricacies of retirement planning. Arrin and the team dissect the current geopolitical effects on retirees, the lopsided gains of the S&P 500 and potential bubble risks, and the pivotal role of the Federal Reserve in market volatility. Discussions on inflation's bearing on retirement and...

In this episode of The Brian Decker Show, we dive deep into retirement planning and tax strategies with special host Bradley Geddes, CFP(R). From the implications of the Tax Cuts and Jobs Act to Roth IRA conversions, Brian and Bradley provide invaluable insights to optimize your financial future. Topics covered: Importance of tax planning for retirees in the current economy. The looming tax increa...

In the latest episode of 'Safer Retirement Radio,' Brian Decker unveils the intricacies of the newly refined risk bucket strategies employed at Decker Retirement Planning. He delves deep into the art and science of risk management, introducing listeners to two-sided money management techniques specifically crafted for today's unpredictable market dynamics. As he sheds light on the myriad of risks...

In this episode, we dive deep into the role of Artificial Intelligence (AI) in the world of finance and investing. Discover how AI might impact jobs, the potential in retail applications, and the evolving world of portfolio management. We'll discuss: The significant difference between computers and AI. How retirement planning strategies remain consistent across decades. The influence of AI on inve...

Dive into the world of retirement planning with Brian Decker and guest Aaron Wray. This episode unpacks the complexities of bond funds, the challenges of asset accumulation, and the shift to ladder principal guaranteed accounts. Learn about the role of fiduciaries in retirement, the crucial need for an inflation-proof retirement, and the pitfalls of having too much money at risk. Discover the sign...

Brian is joined by, Neil Fenning, one of our Washington-based advisors, to talk about the intricacies of retirement planning in this insightful episode. Discover the importance of shifting from accumulation to distribution and why last year serves as a critical case study for this paradigm shift. This episode hones in on the necessity of stress testing in portfolios and the pivotal role of income...

In this episode, we dive into the key decisions of retirement planning and the vital role of fiduciaries. Uncover the importance of independent, fee-based advice and the differences between bonds, bond funds, and CDs. Learn about variable annuities, non-traded REITs, and the dangers of undisclosed fees in this episode of Safer Retirement Radio. Brian also explores the impact of market crashes, the...

Brian Decker is joined on this episode by Bradley Geddes, CFP(R). This week, they navigate the essential components of a secure retirement plan in this enlightening episode. Learn why a well-rounded plan, starting with the right questions and multiple income streams, can help ensure financial safety during your golden years. Discover how much income you really need and strategies to maximize it wh...

On this episode, Neil Fenning, one of our Washington State-based planners, joins Brian to discuss the possibility of a government shutdown. You'll hear about the possible effects of not raising the debt ceiling on the market and economy.

There are concerns about a recession for the remainder of the year, as indicated by some recent economic data. The outlook is leaning towards a potential economic downturn later this year. Now, we don't have a crystal ball but do have a way to help retirees create an income plan to help protect themselves financially against market downturns. In this scenario, it's essential to identify effective...

In this episode, Brian continues the conversation on tax minimization and estate planning. At Decker Retirement Planning, we approach retirement using a method called A Safer Retirement™. By using this approach, our clients get help combining some of the most important aspects of retirement, like tax minimization, estate planning, income planning, and investment growth. For more information, go to...

This episode is about Estate Planning and Tax Strategies you may not know about. Our San Francisco Bay Area-based planner, Bradley Geddes CFP®, joins Brian Decker on this week's show. One of the most important things about our retirement planning approach called, A Safer Retirement™ is how we work to incorporate strategies like the ones you'll hear about on the show into all of our plans. Listen i...

On this week's episode, Neil Fenning, one of our Washington State-based planners joins Brian Decker, the owner & founder of Decker Retirement Planning. They're talking about the Silicon Valley Bank collapse. You'll hear about what happened and why it matters. Brian and Neil will also cover how it can affect retirees and how we, at Decker Retirement Planning, can protect our clients against these t...

Brian Decker is the owner and founder of Decker Retirement Planning and has over 35 years of experience in the industry. On this episode of Safer Retirement Radio, he's talking about the Federal Reserve. You'll hear about what the Fed has done recently and what they're signaling they will do throughout the rest of the year. He also talks about how this might affect retirees and the markets.

Is your retirement plan ready for something unexpected? Like market volatility, a changing tax landscape, fluctuating costs, or the unexpected passing of a spouse. Bradley Geddes, CFP(R) joins Brian on this week's episode to discuss the stress test we help our clients go through. For anyone considering the next step with retirement planning, this episode is a must-listen. You'll hear about our ret...

What has the fed done recently and what are they signaling they will do throughout the year? What timeframe does that give the market and the economy? What are the potential problems for retirees with that? How do our plans/services solve that problem for our clients? Listen in to hear answers to these and more!