Safe Money Radio with Brad Pistole

Ever wonder what happens when economic theory meets real-world political change? I've witnessed it firsthand. After struggling to sell a property for four straight months in 2024 (even having to resort to owner financing), I listed another in 2025 following the election—it sold in ONE DAY with multiple cash offers above asking price. This stark contrast perfectly illustrates how leadership impacts...

The financial world is undergoing a seismic shift as women stand poised to inherit an estimated $30-70 trillion in the coming decade. Yet many women remain unprepared to manage this wealth, often due to deeply ingrained money narratives formed in childhood. Lindsey Lewis, Managing Director for the Center for Women at the American College of Financial Services, takes us on a fascinating journey thr...

Fear of running out of money in retirement is the number one financial concern for most Americans – and for good reason. As lifespans extend and traditional retirement vehicles prove increasingly vulnerable to market volatility, the search for guaranteed lifetime income has never been more crucial. In this eye-opening conversation with Sheryl Moore, the nation's foremost annuity expert and founder...

The retirement landscape has fundamentally changed, and your old tax strategies might be setting you up for disaster. America's IRA expert Ed Slott delivers a wake-up call about the hidden dangers lurking in your tax-deferred accounts. Gone are the days when IRAs were valuable wealth transfer vehicles. Since the SECURE Act eliminated the stretch provision, these accounts have transformed into what...

The Social Security landscape is changing dramatically with the recent passing of the Social Security Fairness Act, which eliminates two long-standing provisions that have affected millions of public employees. Retirement income expert Heather Schreiber joins us to unpack what this means for teachers, police officers, firefighters, and others who've earned pensions from non-covered employment. We...

The Horizons Conference by the American College of Financial Services gathers the world's best financial experts to share cutting-edge retirement strategies and revolutionary planning approaches with financial professionals. • Lindsay Lewis explores retirement challenges facing women, including healthcare expenses and the importance of HSAs as triple tax-free accounts • Jason Fichtner, former Depu...

The world's foremost retirement planning experts reveal game-changing strategies that could transform your financial future in this extraordinary episode recorded at the American College of Financial Services' inaugural Horizons Conference.  After attending financial conferences for over 17 years, I've never experienced anything like this gathering of retirement planning luminaries. In this first...

We tackle the top five retirement planning questions that can make or break your financial future, focusing on keeping your hard-earned money safe and providing guaranteed lifetime income. • Early retirement considerations beyond savings, including health insurance costs until Medicare eligibility • Critical health insurance planning for those retiring before 65 • Tax implications and potential pe...

Step into the world of retirement planning with our latest episode featuring Joseph Jordan, a financial maestro with over 50 years of experience! Discover how longevity impacts our approach to living after work and the importance of crafting a life filled with purpose and joy. The conversation goes deeper to discuss how the aging population affects financial strategies and how emotional and mental...

Join us for an enlightening episode of Safe Money Radio, where we explore the vital connection between real estate and retirement planning. Our expert guest, Tonya Murfin, brings 23 years of real estate experience to the table, (Listen to her podcast here: https://podcasts.apple.com/us/podcast/100-episodes-of-simply-authentic-a-leadership-journey/id1691563941?i=1000693880621 ) sharing invaluable i...

Brad Pistole and Paul Morrison dive deep into the complexities of IRMA, exposing how Medicare surcharges can significantly impact retirees' net income and Social Security benefits. Their discussion dispels common myths surrounding IRMA and highlights real-life stories of individuals caught off-guard by unexpected changes in their retirement planning. • Introduction to IRMA and its implications on...

This episode of Safe Money Radio focuses on five major purchases retirees should avoid: brand new vehicles, RVs, timeshares, boats, and multiple properties. Each item is discussed in detail, highlighting the financial drawbacks and long-term impacts on retirement income. The discussion encourages listeners to rethink their spending habits to preserve their retirement savings effectively. • Discuss...

Best-selling author David McKnight takes center stage to question the financial advice that gurus like Dave Ramsey and Ken Fisher have been imparting for decades. Could these famous figures be leading you astray? We unravel McKnight’s groundbreaking insights from his latest book, "The Guru Gap: How America's Financial Gurus Are Leading You Astray and How to Get Back on Track," as he challenges tra...

This episode explores the financial fears and anxieties that even wealthy retirees face regarding outliving their savings and managing spending. Practical strategies are discussed, along with expert insights, to help listeners construct a robust retirement income plan that incorporates long-term care considerations while allowing enjoyment in their golden years. • Examining the impact of market do...

This episode emphasizes the importance of strategic planning for retirement, highlighting the need for sustainable income streams and the role of patience in wealth accumulation. Key strategies discussed include understanding financial products like annuities, ensuring adequate planning for market fluctuations, and preparing for future healthcare costs. • Importance of having a plan for retirement...

Retirement timing and claiming Social Security are interconnected decisions that can significantly affect financial stability. The discussion features insights from Dr. David Blanchett and highlights the importance of delaying Social Security claims to secure a better income during retirement.  • Correlation between retirement age and Social Security claiming age  • 75% of retirees claim Social Se...

What if you could transform your financial future by understanding the secrets of secure retirement planning? This episode of Safe Money Radio with Brad Pistole promises to equip you with essential insights into navigating financial market volatility and its effects on retirement accounts like 401ks and 403bs. Listen as Brad shares an inspiring client story from Michigan that underscores the impor...

In this episode of Safe Money Radio, host Brad Pistole and IRA expert Andy Ives discuss the complexities of retirement planning, focusing on Qualified Charitable Distributions (QCDs) and Required Minimum Distributions (RMDs). They clarify the rules surrounding these topics, emphasizing the importance of understanding how they interact and the implications for tax planning. The conversation highlig...

The episode focuses on the transformative power of essential reading for financial security and personal growth. It explores must-read books that provide insights into successful retirement planning, investment strategies, and the importance of mindset in navigating financial challenges.  • Importance of preparing for market downturns  • Personal journey from financial struggle to success  • Key t...

Unlock the secrets to protecting your retirement income as we tackle the complex world of Income-Related Monthly Adjustment Amounts (IRMAA) with Medicare expert Paul Morrison. Ever wondered how your taxable income might be silently eroding your Social Security benefits? Our discussion shines a spotlight on the little-known IRMAA and its potential to reduce your net retirement income, urging both r...

Ever wonder if you're truly prepared for retirement? Discover essential strategies with Sheryl Moore, a leading expert in insurance and annuities, who shares her profound knowledge on sustaining financial independence in later years. As president and CEO of Moore Market Intelligence, Sheryl offers her expertise on maintaining a secure retirement plan, highlighting the importance of informed planni...

What if you could safeguard your retirement savings against unpredictable market downturns? Join me as we embark on an enlightening exploration of retirement planning with insights from financial titans like Ed Slott and Heather Schreiber. We'll uncover the core investment principles essential for protecting your financial future and dive into my unforgettable journey through the historic corridor...

Unlock the secrets to a secure retirement as we explore the world of annuities and the essential role of financial fiduciaries. This episode of Safe Money Radio brings you real-life stories, including a cautionary tale about a listener who nearly fell for an unsuitable annuity product. Tune in to hear how my personal experiences with multiple annuities have highlighted the importance of aligning y...

What happens when financial planning meets the world of drug and alcohol prevention? Join me, Brad Pistole, as I sit down with a unique guest, my daughter, Autumn Brooke Newman, who brings her expertise in both fields to the table. Together, we navigate the complexities of financial education for children using tools like Roth IRAs, while also shining a light on Autumn's impactful work with the Pa...

Discover the essential keys to a secure retirement with Sheryl Moore, a standout expert in the realm of indexed annuities, as she joins us on Safe Money Radio. With over 25 years of industry experience, Sheryl's journey from her early days at an insurance company to founding her own market research firm is nothing short of inspiring. Her commitment to educating consumers and advocating for accurat...