Safe Money Guidance

Taxes Trivia by Safe Money Guidance Radio with Bill Ilgenfritz Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing needs and...

Tackling the Twin Threats of Taxes and Inflation by Safe Money Guidance Radio with Bill Ilgenfritz Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and...

New Years Resolutions by Safe Money Guidance Radio with Bill Ilgenfritz Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approaches to adapting to market shifts, understanding Social Security, and preparing for the changing...

When it comes to most of our families, money can be a very sensitive subject. As you’re getting into retirement, do you find it difficult to talk to your family about your finances? What about giving guidance to them – specifically, your children and grandchildren – when it comes to investing and saving for retirement? Each episode of Safe Money Guidance tackles essential retirement planning topic...

The New Year is getting closer and closer! We hope you’re looking back fondly on 2024 and, also, looking forward to 2025! However, as always, there’s still a little more work to do before you toast in the New Year. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term...

Today, we’re talking about the American dream. I don’t mean lavish wealth and incredible luxury, I’m talking about the things that we all grow up wanting in our lives – a house, a couple of kids, a new car, a vacation once a year. It’s what you think of when you think of the good life in our country. Many of us grew up with parents who had a life a lot like that. However, in 2024, just how attaina...

Today, we’re talking about a mistake that so many Americans make when it comes to their IRAs. Rolling over an employer-sponsored 401(k) into an IRA can be a great choice for so many of us – but, according to Vanguard, there’s one simple mistake that more than 1-in-4 investors make during that process – and that mistake costs investors a total of more than $170 billion dollars each year in lost ret...

If you’re a parent, you know firsthand – we want even better for our children in life than we want for ourselves. We want them to feel more confident, more stable, more prepared for the future. But, let me ask you this: compared to your parents, how are you feeling about your financial position? If you’re like most Americans, you may feel like you have it tougher, not easier. Each episode of Safe...

We’re getting closer to the end of the year, and 2025 will bring about several changes for retirees. Namely, Medicare is preparing to undergo several key potential changes that could affect retirees throughout the nation. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for lo...

Interest rates are on the move again, with the Fed’s recent vote to cut rates. What will this change mean for you, for your investments and your retirement savings? We’ll get into all of that today. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilge...

How much do you know about inheritance? I don’t just mean your decisions on what to leave behind to who. I mean the legal process of inheritance and what factors go into it – specifically, probate. If you’re like most Americans, you might be in the dark about a lot of the process – and maybe you’ve never even thought about it at all. Each episode of Safe Money Guidance tackles essential retirement...

No matter what your retirement plan looks like, if you’re like most people, it’s very likely that Social Security is an important part of it – but do you feel confident about Social Security going into retirement? Do you think you’ll be able to rely on it? According to a new survey, most Americans don’t. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering gui...

A $90 trillion wealth transfer over the next 20 years will likely make millennials “the richest generation in history,” according to consultancy Knight Frank. What that means for their and your retirement future. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term c...

With the baby boomer generation reaching full retirement age, we’re seeing more retirements in the U.S. than ever before. Plus, how our behavior affects financial decisions and risk tolerance. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz...

If you have market investments as part of your financial strategy, then some of the recent financial happenings have undoubtedly caught your attention. If you’re wondering if you and your family will be ok financially once all the dust settles, then you probably don’t have a strategy or a plan. Plus listener mailbag questions about retirement and finances. Each episode of Safe Money Guidance tackl...

If you ask most Americans if they want more or less money in retirement, most everyone would say they’d would rather have more money. Well, what if I told you that isn’t always true. Plus, a trivia game on inflation and history in the United States. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, a...

France plays host to the Olympics this year with the 2024 Games in Paris. So far the price tag has topped $9.7 billion. Today we’re going to share some planning lessons we can learn from governments who have hosted the Games throughout history. Plus, planning for large IRAs in retirement and mailbag questions. Each episode of Safe Money Guidance tackles essential retirement planning topics, offeri...

The “next generation” of retirees are starting to hit the first major retirement milestone. Retirement is no longer all that far away for Generation X, born between 1965 and 1980. The earliest Gen Xers started turning 59½ on July 1, 2024. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluati...

Most people are worried about becoming a burden on their family or being unable to afford nursing home care later in life. Are you one of them? Plus, answering mailbag questions about retirement. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfr...

Millions of Americans’ retirement money is in something like an IRA or 401k. That means plenty of future options and decisions in your retirement. What about required minimum distrubtions? Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz sha...

As we grind closer to Election Day 2024, how do we sort through the campaign promises and political rhetoric and how they affect your finances and future retirement. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practical approache...

Are you ready for all the unplanned costs in retirement? Bill Ilgenfritz is here to let you in on some surprising, unexpected costs that could knock your retirement off course. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfritz shares practica...

Despite higher costs, Americans plan to keep their summer vacation. Today on Safe Money Guidance, Bill Ilgenfritz shares tips for that summer getaway, despite all of today’s economic pressures. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and evaluating options for long-term care. Bill Ilgenfrit...

There are a lot of moving parts when it comes to preparing for retirement from Social Security to taxes, retirement savings and plenty of decisions that can impact each other that makes retirement planning similar to figuring out a puzzle cube. Each episode of Safe Money Guidance tackles essential retirement planning topics, offering guidance on managing taxes, developing income strategies, and ev...

Some analysts say the warning signs are there for another recession. Are your finances ready? Plus, a sustainable waste processing company called Reworld has collected at least $10 million in coins over the last seven years after noticing more coins were ending up in the trash as Americans switch to electronic transactions Each episode of Safe Money Guidance tackles essential retirement planning t...