Safe Dividend Investing

Send us Fan Mail Today is August 1, 2021.   A big day for me, after 8 months of work I was able to load my third investment book into kindle/amazon.com.  The book is called, "Canadian High Dividend Handbook".   I have not forgotten my American readers.  In August, I commenced work on the stock charts for my fourth investment book, " American High Dividend Handbook". It should b...

Send us Fan Mail In this first half of Podcast 25 we discuss the elements that go into the free stock scoring software that is supplied to those who purchase one of Ian Duncan MacDonald's investment books.  We learn answers to the following questions in this chapter: (1) Who loses when you pick your own stocks and manager them? (2) Is it possible to be better off financially after you retire?...

Send us Fan Mail Welcome to Safe Dividend Investing. In this podcast we review the second half of Chapter 6 from the investment book , "Income and Wealth from Self-Directed Investing" by Ian Duncan MacDonald.   The following are just some of the questions that are answered: (1) How is a stock like buying  a company? (2) What is a big difference between betting in a casino and buying a st...

Send us Fan Mail In Chapter Six you are walked through the process of opening a self trading investment account with a major financial institution.  You will find answers to the following questions: 1. What do you have to do first, so you can open up a stock trading account without having to go into a financial institution's branch location? 2. Which bank is the safest bank in North America?...

Send us Fan Mail In this podcast of the  Second Half of Chapter Five, from my Investment Book, Income and Wealth from Self-Directed Investing,  you will find answers to the following questions (1) What are many  professional collectors of paintings fixated on ? (2) How difficult is it to sell art? (3) What would a gallery charge for selling a painting consigned to it? (4) How difficult is it to ge...

Send us Fan Mail In this podcast we get answers to such questions as: How long does Warren Buffet hold a stock in an outstanding company? Is a savings account a good investment? How much do you have to deposit in a savings account to get a 2.5% return? How much do have to invest to be accepted by a hedge fund? Do bond companies have to pay bond rating companies to be risk rated? How much should yo...

Send us Fan Mail In Podcast 20 the remainder of Chapter 4 of Income and Wealth from Self-Directed Investing is revealed.  In it the following questions are answered: 1.  Why is the Risk Tolerance Form a full service investor completes a bureaucratic farce. 2. Why are the operating fees and transaction fees buried and difficult to understand? 3. Who loses if you sue a bank for the shrinkage in your...

Send us Fan Mail The title for Chapter Four is "Why Self-Directed Investing?" In this podcast, we explore: * Who is a financial adviser's first loyalty to? *Why do investors not question their investment advisers? *What are the problems with commissioned sales forces? * Why can't you trust a Vice President? * How much should I expect to pay a financial adviser? * Is a financial...

Send us Fan Mail Podcast 18:   Chapter Three of "Income and Wealth from Self-Directed Investing ", deals with the perils of the sudden acquisition of unexpected wealth. It covers the following topics: * Do not impulsively entrust your money to an investment advisor * Learn how to research investments, so you can be an informed  investor * Accept that no one can accurately predict the fut...

Send us Fan Mail In this podcast we listen to Chapter 2 of my investment book, Income and Wealth from Self-Directed investing.  This chapter answers such questions as: * Why should you have 20 stocks in your portfolio? * Why do stock speculators speculate? * Is stock speculating like being on a treadmill that never stops? *  How do you deal with stock market crashes? * Can companies have stable ch...

Send us Fan Mail My first investment book was written in 2019.  At that time I had been a self-directed investor for more than 15 years.  During  which I had been able to recover far more than the $300,000 I had lost in the mutual fund my investment advisor had put my money into in 1996. Thanks to my background in commercial risk systems I had been able to create a stock scoring program and an inv...

Send us Fan Mail In Podcast 15 Ian MacDonald answers questions .   The first question was from a grandson creating a portfolio for his grandparents. The second question concerned financially stressed companies paying dividends. The third was how big a portfolio do you need to generate $120,000 a year in dividend income. The final question asked when  do you sell a stock. If you have questions, you...

Send us Fan Mail A new investor asked if you could go bankrupt investing in stocks.   I used to be very much involved in bankruptcies when I was running collection agencies and credit reporting agencies. It is a good question.   While you may lose all your savings if you are not a careful investor, you would not go bankrupt.  The company you have put your money into may go bankrupt, but you should...

Send us Fan Mail You will never find an investment advisor to recommend a 100% dividend portfolio.  Such a portfolio makes them redundant.   A financially strong company paying a high dividend is making it obvious that they are profitable, have excess cash and have ever intention of paying an ever rising dividend for years to come just as they have always paid dividends.  With such stocks you not...

Send us Fan Mail Four times a year Berkshire Hathaway must report on what stocks it is holding .  This week's podcast is a review of the top 10 of the 31 stocks the company  holds.  These 10 represent 90% of the Berkshire Hathaway holdings and add up to an impressive $249 Billion in value.  There are some surprises in these top 10 that you would not expect Berkshire Hathaway to invest in.  Wa...

Send us Fan Mail Why is 100% of my stock portfolio made up of financially strong stocks paying high dividends? Because I see it as the safest way to invest in the stock market.  Not only can you easily receive a reliable dividend income of 6% of the portfolio even during recessions but because you choose financially strong stocks your portfolio will grow by several multiples over the years.  Since...

Send us Fan Mail Today's podcast was initiated by an arrogant investment advisor who wrote an article that denigrated self-directed investors.  i suspect that since he only has relationships with investors who invest through investment advisors that he has little understanding of self-directed investors.  I responded to his comments with an article that listed the problem the investment indus...

Send us Fan Mail One of the readers of my investment book, "Safer Better Dividend Investing" asked me if "rebalancing" and "exit strategies" had been considered in my stock scoring system.  I explain how I designed the system for my portfolio that would provide me with a steady dividend income of 6% while generating a capital gain in the portfolio of 9% or more.  It h...

Send us Fan Mail  While Ian Duncan MacDonald is the author of two investment books, “Safer Better Dividend Investing” and “Income and Wealth from Self-Directed Investing”,   He is also the author of three novels.  Today he wants to introduce you to his  novel, “DUEL”.   For the last 5 days of April, 2021 a free eBook version of DUEL will be available at amazon.ca/DUEL-Rob-Lyons-1-ebook/dp/B07K6ZMF...

Send us Fan Mail The biggest enemy to successful investing are three very human mental influences, that can obstruct logical investment decisions.  They are, “Getting on the Bandwagon”, “The Fear of Missing Out” and “ Fear of Loss”. For more information on my two investment books, "Income and Wealth From Self-Directed Investing" and "Safer Better Dividend Investing" to to my we...

Send us Fan Mail Podcast #6 continues with a discussion of alternative investments that we started in Podcast #5.  Home ownership can be a long term investment that pays off when you eventually retire. Owning rental properties is not an easy way to make money .  REITS can be very rewarding,  Hedge Funds have reputation for being risky. Collectibles require patience and good contacts.  Preferred Sh...

Send us Fan Mail The first investment you probably made was in a savings account,  In this, the 5th podcast we compare how a savings account, a bond, a debenture, a mutual fund and an exchange traded fund compare to a self-directed portfolio containing the shares of 20 financially strong stocks paying dividends of 6% or more.  Ian Duncan MacDonald Author and Commercial Risk Consultant, President o...

Send us Fan Mail In this podcast we investigate how to pick the 20  best, financially strong, high dividend stocks for your portfolio from the 14,500 stocks available in North America. First you need to establish a self-directed stock trading account with a financial institution.  Once that is set up, you need to use your service's research tools to select 50 stocks that come close to meeting...

Send us Fan Mail Scoring stocks is critical to picking financially strong dividend stocks that will pay good dividends through recessions and pandemics.  Through the last two recessions, I sold nothing (which means I lost nothing) and waited them out.  While the portfolio's value dropped tremendously, the dividends rolled in like clockwork.  I have lived off my dividends for 16 years and watc...

Send us Fan Mail In 2000, after an investment advisor lost $300,000 of  my life savings in a mutual fund,  I set out to find a safer, better way to invest the money that remained.  The solution was to first become a self-directed investor. Next, it was to build a portfolio of the  20 best, financially strong companies that paid  dividends of 6% or more.  There are 628 stocks paying dividends of 6%...