Run With The Bulls

Most Americans have a dream job.  That’s bull …. 50% of workers report feeling stressed at their jobs daily, 41% as being worried, 22% as sad, and 18% angry.     In this episode of Run With The Bulls, listen as Danny and Whitney are joined by someone who knows a thing or two about career fulfillment – author and COO of Praxis, Mitchell Earl.  They discuss why college is not for everyone, why you s...

You don’t need to plan for summer vacation. That’s bull ….. The average vacation costs $1,145 per person which totals $4,580 for a family of 4.  In this episode of Run With The Bulls, listen as Whitney and Danny discuss the things you should do this summer if you want to go broke.

Since the stock market goes up and down, we should just save money in a checking account. That’s bull ……. Although stocks rise and fall, the average annual return of the S&P 500 since its inception in 1928 through December 31, 2021 is 11.82%. The average annual return of the Dow is around 8%.  In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Caleb Tucker, the Di...

You will never have to worry about caring for your parents. That’s bull ……. Around 12% of parents are in the sandwich generation. These full-time working caregivers spend approximately three hours every day caring for their parents and children – these hours are in addition to their work!  In this episode of Run With The Bulls, listen as Whitney and Danny discuss the different types of housing opt...

The bigger the rock, the longer your marriage will last. That’s bull …… Men who spend $2,000 to $4,000 on engagement rings are 1.3 times more likely to end up divorced than men who spend $500 to $2,000.    In this episode of Run With The Bulls, listen as Whitney and Danny discuss the history of diamonds, engagement rings, and why it might be better to spend less on a wedding if you want to stay ma...

Once your kid is out of diapers, you’ll be able to start saving money.  That’s bull ……. a middle-income family will spend over $230,000 raising a child from birth to age 17.     In this episode of Run With The Bulls, listen as Whitney and Danny discuss financial goals you can work on before and after your baby arrives. 

There is no correlation between being healthy and wealthy. That’s bull ………. According to an academic study, researchers found that those who are healthier and live longer tend to earn more.  In this episode of Run With The Bulls, listen as Whitney and Danny discuss the financial advantages of being healthy and ways to take care of your body. 

Setting a goal is all you need to do – the rest is easy.  That’s bull ……. Most goals will face trials and tribulations.  Knowing your why will help you continue pursuing these when tough times occur.      In this episode of Run With The Bulls, listen as Whitney and Danny discuss how knowing your why can help you achieve your goals and real-world examples of folks who live this.

Owning a business is nothing but rainbows and butterflies.  That’s bull ……. While being an entrepreneur can be rewarding, there are struggles business owners will face.     In this episode of Run With The Bulls, listen as Whitney and Danny talk with their favorite business owner – Rick Kent.  In addition to starting Mentoro, Rick is the founder and CEO of Merit Financial Advisors, a firm that has...

What we learned about money as a kid has no influence on how we handle our finances later in life.  That’s bull….. Our relationship with money can be heavily influenced by how we were raised.    In this first episode of season 3 of Run With The Bulls, listen as Whitney and Danny discuss how our upbringing can affect our money habits 40 years later and how to combat negative financial behaviors. 

In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season two and answer your questions.

Most keep their New Year’s resolutions. That’s bull ……. 80% abandon their New Year’s resolutions by February.   In this episode of Run With The Bulls, listen as Whitney and Danny discuss how to make your resolutions S.M,A.R.T., what this acronym means, and some financial examples of S.M.A.R.T. goals.

Most keep their New Year’s resolutions. That’s bull ……. 41% say it’s going to take a miracle to be ready for retirement.   In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member Casey Stegman. They discuss stocks, mutual funds, types of retirement savings accounts and dollar cost averaging.

Most do not want to own a home. That’s bull …. 75% of Americans say buying a home is a priority.    In this episode of Run With The Bulls, listen as Danny and Whitney are joined by someone who knows a thing or two about home ownership – The Dallas Mortgage Man, Brian McCauley.  They discuss tips for first time home buyers, how home ownership can lead to financial freedom, and what the future looks...

Most save money for holiday purchases. That’s bull ….. In 2021, 36% of consumers went into debt due to holiday spending owing an average of $1,249.   In this episode of Run With The Bulls, listen as Whitney and Danny discuss how to save for the holidays, what known, non-monthly expenses are and how Black Friday turns into Blue Monday.

Americans are more frightened by ghosts and goblins than they are their finances. That’s bull ……. 77% of Americans are anxious about their financial situation.   In this episode of Run With The Bulls, listen as Whitney and Danny review nine financial basics including how to budget, ways to eliminate debt and buying a house.

Most Americans have enough saved for short-term expenses and emergencies. That’s bull ……. 35% have less than $1,000 in savings.   In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member Casey Stegman. They discuss the difference between and short and long-term savings, short-term savings categories, and where to save for the short-term.

If you have a lot in savings, you will have a high credit score. That’s bull …… In fact, 30% of your credit score is determined by how much you owe!   In this episode of Run With The Bulls, listen as Whitney and Danny discuss what a credit score is used for, the five factors that determine your credit score, what a credit score signifies, and steps you can take to improve it.

You will never become injured and not be able to work. That’s bull ……. More than one in four 20-year-olds will experience a disability for 90 days or more before they reach 67, according to the Social Security Administration.   In this episode of Run With The Bulls, listen as Whitney and Danny discuss what insurance is, the different types you should consider purchasing, personal examples of why i...

You don’t need to budget for your pets. That’s bull ………. The average cost of owning a pet can range from $700-$1,100 a year.   In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member John Shaouni. They discuss the costs of owning a pet, how much we spend on dressing up our furry fiends so they can trick-or-treat, and a $12 million dollar dog named Troub...

Americans are doing a great job at managing debt.  That’s bull... The average American carries over $92,000 in consumer debt.    In this episode of Run With The Bulls, listen as Whitney and Danny discuss the various types of debt, the debt avalanche and debt snowball methods and some unexpected benefits of being debt free.

Americans enjoy discussing debt.  That’s bull ……. There are a number of subjects that some people don’t like to talk about in public: politics, religion, how much they weigh. But people are more uncomfortable talking about their credit card debt than any of those topics.    In this episode of Run With The Bulls, listen as Whitney and Danny discuss what debt is, the true cost of it, the non-financi...

Financial independence is easy to describe.  That’s bull…. The definition of financial independence can vary from person to person and change with different milestones in life.   In this first episode of season 2 of Run With The Bulls. listen as Whitney and Danny discuss why the meaning of financial independence changes throughout our lives and actions you can take in each decade leading up to ret...

In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season one and answer your questions.

You don’t need a budget. That’s bull….. a budget helps ensure you don’t spend money you don’t have.    In this episode of Run With The Bulls, listen as Whitney and Danny are joined by a special guest – Dr. Matt Goren. They discuss the differences between a budget and spending plan, fixed and variable expenses and whether you should use a budget or a spending plan.